Northeast Cmnty Bancorp Inc SEC Filings

NorthEast Community Bancorp, Inc. (NECB) director reported an equity transaction in the company’s common stock. On 11/17/2025, the reporting person disposed of 540 shares of common stock at $19.51 per share under transaction code F, and held 2,495 shares directly afterward. In addition, the person held 6,784 shares indirectly through a 401(k), 18,881 shares indirectly through an ESOP, and 3,200 shares through a stock award. The filing also notes 12,000 stock options with a $14.08 exercise price, exercisable from 11/17/2023 until 11/17/2032, with both stock awards and options vesting in five equal annual installments commencing on November 17, 2023.

NorthEast Community Bancorp (NECB) executive vice president and CFO reported routine equity activity. On 11/17/2025, a Form 4 shows a transaction coded “F,” indicating 2,698 shares of common stock were withheld at a price of $19.51, typically for tax purposes, leaving 9,714 shares held directly. The officer also reports indirect holdings of 12,889 shares through an ESOP, 8,952 shares through an IRA, and 13,307 shares as stock awards. In addition, the officer holds a stock option granted at an exercise price of $14.08 covering 82,164 shares of common stock, exercisable in installments beginning 11/17/2023 and expiring on 11/17/2032.

NorthEast Community Bancorp, Inc. (NECB)11/17/2025, the insider reported a Form 4 transaction coded "F" involving 6,050 shares of common stock at $19.51 per share. After this transaction, the insider directly owned 15,280 shares of common stock and also reported additional indirect holdings through 401(k) plans, an ESOP, spouse accounts, and stock awards.

The filing also lists derivative holdings consisting of stock options with an exercise price of $14.08 per share covering 136,977 shares of common stock directly and 12,500 shares indirectly through a spouse. The equity awards and options were granted under the company’s 2022 Equity Incentive Plan and vest in approximately equal annual installments beginning on November 17, 2023.

NorthEast Community Bancorp (NECB) reported Q3 2025 results. Net income was $11.9 million, compared with $12.7 million a year ago. Diluted EPS was $0.87 versus $0.95. Net interest income was $25.9 million for the quarter and $75.3 million year‑to‑date.

Total assets were $2.06 billion, up from $2.01 billion at year‑end. Loans receivable reached $1.87 billion, led by construction loans of $1.39 billion. Deposits were $1.52 billion, down from $1.67 billion at December 31, 2024, while borrowings were $170.0 million versus none at year‑end. Stockholders’ equity rose to $344.0 million from $318.3 million.

Credit metrics remained stable: the allowance for credit losses was $4.75 million and there were no non‑accrual loans. Past due balances included $5.4 million of construction loans at 30–59 days. The Bank remained “well capitalized,” with Tier 1 risk‑based capital of 14.83% and total risk‑based capital of 15.09% as of September 30, 2025.

The company declared a $0.40 per share dividend in the quarter. As of November 7, 2025, 14,027,240 common shares were outstanding.

NorthEast Community Bancorp (NECB) disclosed insider activity by EVP and CFO Donald S. Hom. On 10/28/2025, he executed two sales of 2,000 shares each at $20.227 and $20.1515. Following these trades, he beneficially owns 5,759 shares directly, plus 8,952 via an IRA, 12,889 via an ESOP, and 19,960 as stock awards. He also holds stock options with a $14.08 exercise price covering 82,164 shares, expiring 11/17/2032, vesting in five annual installments commencing 11/17/2023.

NorthEast Community Bancorp (NECB) furnished an 8-K announcing it issued a press release with financial results for the three and nine months ended September 30, 2025. The press release is attached as Exhibit 99.1.

The company notes that the Item 2.02 information and Exhibit 99.1 are “furnished” and not “filed” under the Exchange Act. NECB’s common stock trades on Nasdaq under the symbol NECB.

Joel L. Morgenthau, a director of NorthEast Community Bancorp, Inc. (NECB), reported changes in his beneficial ownership on a Form 4 filed with the SEC. The filing shows a stock award of 1,440 common shares recorded on 09/18/2025 at a reported price of $0.0000, with those shares held indirectly and totaling 1,440 shares after the transaction. The filing also records a disposition of 2,000 common shares, though the form does not provide a date or price for that disposal. The stock awards are governed by the company’s 2022 Equity Incentive Plan and vest in two equal annual installments beginning on 09/18/2026. The Form 4 is signed by Mr. Morgenthau on 09/22/2025.

Jose M. Collazo, President and COO and a director of NorthEast Community Bancorp (NECB), reported a sale of common stock on 08/26/2025. The filing shows 5,441 shares sold at $22.329 per share, reducing his directly held common stock to 9,372 shares.

The Form 4 also discloses Collazo's remaining equity and derivative holdings: multiple indirect holdings through 401(k) and ESOP accounts totaling 55,326 shares across those accounts, a 32,874-share stock award, and outstanding stock options exercisable into 136,977 shares (direct) plus 12,500 shares (indirect by spouse) with a $14.08 exercise price and 11/17/2032 expiration. The report is signed on 08/27/2025.

Northeast Community Bancorp (NECB) filing a Form 144 notifies the proposed sale of 5,441 common shares, acquired as a stock award on 11/18/2024 and paid as compensation. The sale is to be executed through Fidelity Brokerage Services LLC on or about 08/22/2025 on NASDAQ, with an aggregate market value listed as $122,422.00. The filing reports 14,025,800 shares outstanding and indicates no securities sold by the filer in the past three months. The filer certifies they are not aware of undisclosed material adverse information.