Welcome to our dedicated page for Northeast Cmnty Bancorp SEC filings (Ticker: NECB), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to U.S. Securities and Exchange Commission filings for NorthEast Community Bancorp, Inc. (Nasdaq: NECB), the holding company for NorthEast Community Bank. Through these filings, readers can review how the company reports its financial condition, results of operations, capital structure, and significant corporate events within the commercial banking sector.
NorthEast Community Bancorp submits current reports on Form 8-K to disclose material events. Recent 8-K filings reference press releases announcing quarterly and year-to-date financial results, as well as the declaration of a special cash dividend on the company’s common stock. These filings identify the company’s jurisdiction of incorporation, Commission File Number, and status as an emerging growth company, and they distinguish between information that is furnished and information that is deemed filed for Exchange Act purposes.
In addition to 8-Ks, investors typically consult annual reports on Form 10-K and quarterly reports on Form 10-Q for more extensive information on loan portfolio composition, deposit and borrowing trends, asset quality metrics, credit loss allowances, and non-interest income and expense categories. Proxy materials and other filings can also provide detail on equity incentive plans, dividends, and stock repurchase programs that the company has described in its public communications.
On Stock Titan, NECB’s SEC filings are updated as they are made available through EDGAR. AI-powered summaries help explain the key points of lengthy documents, highlight changes from prior periods, and surface items such as credit loss provisions, capital ratios discussed in management’s analysis, and disclosures about dividends or special cash distributions. Users can also review insider-related filings such as Form 4 to see reported transactions in NorthEast Community Bancorp’s common stock by directors and officers.
Jose M. Collazo, President and COO and a director of NorthEast Community Bancorp (NECB), reported a sale of common stock on 08/26/2025. The filing shows 5,441 shares sold at $22.329 per share, reducing his directly held common stock to 9,372 shares.
The Form 4 also discloses Collazo's remaining equity and derivative holdings: multiple indirect holdings through 401(k) and ESOP accounts totaling 55,326 shares across those accounts, a 32,874-share stock award, and outstanding stock options exercisable into 136,977 shares (direct) plus 12,500 shares (indirect by spouse) with a $14.08 exercise price and 11/17/2032 expiration. The report is signed on 08/27/2025.
Northeast Community Bancorp (NECB) filing a Form 144 notifies the proposed sale of 5,441 common shares, acquired as a stock award on 11/18/2024 and paid as compensation. The sale is to be executed through Fidelity Brokerage Services LLC on or about 08/22/2025 on NASDAQ, with an aggregate market value listed as $122,422.00. The filing reports 14,025,800 shares outstanding and indicates no securities sold by the filer in the past three months. The filer certifies they are not aware of undisclosed material adverse information.
NorthEast Community Bancorp, Inc. announced that its Board of Directors has declared a special cash dividend of $0.20 per share on its outstanding common stock. This one-time dividend will be paid on or about October 6, 2025 to shareholders who are on record as of the close of business on September 8, 2025. The company furnished a press release with additional details as an exhibit to the report.
Donald S. Hom, EVP and CFO of NorthEast Community Bancorp (NECB), reported a sale of 1,000 common shares on 08/13/2025 at $22.045, leaving 7,759 shares directly owned. The filing also discloses indirect holdings of 12,889 shares via an ESOP, 10,952 via an IRA, and 19,960 from stock awards.
The report shows significant long-term incentive exposure: 82,164 shares underlying stock options exercisable beginning 11/17/2023 and expiring 11/17/2032, with stock awards vesting in roughly five equal annual installments commencing 11/17/2023. The explanations state increases reflect exempt acquisitions pursuant to Rule 16b-3(c).
NorthEast Community Bancorp (NECB) filed its Q2-25 Form 10-Q. Total assets fell 1.8% YTD to $1.97 billion while deposits contracted 11.4% to $1.48 billion, prompting new Federal Reserve and FHLB borrowings of $135 million. Tier 1 leverage remains strong at 15.87% and CET1/RWA at 14.71%, comfortably above the “well-capitalized” thresholds.
Income statement: For the quarter, net interest income slipped 4.4% YoY to $25.1 million as funding costs outpaced asset yields; net interest margin pressure drove a 12.7% decline in net income to $11.2 million (EPS basic $0.85, diluted $0.82). Six-month net income fell 10.1% to $21.7 million (diluted EPS $1.60). The provision remained minimal (nil in Q2; $0.24 million YTD) and credit quality stable, with ACL/loans at 0.26% and no individually evaluated impairments.
Balance-sheet trends: Construction loans—NECB’s core product—declined $103 million to $1.32 billion, partly offset by multifamily growth. Borrowings replaced deposit runoff, lifting interest expense 7.5% YoY to $13.0 million. Equity rose 5.8% YTD to $336.7 million on retained earnings, driving tangible book value to roughly $24.0 per share. The board maintained a $0.20 quarterly dividend (payout ~24% of YTD earnings).