[8-K] Northfield Bancorp, Inc. Reports Material Event

Rhea-AI Filing Summary

Northfield Bancorp, Inc. (NASDAQ: NFBK) filed an 8-K dated 23 July 2025 to furnish its Q2 2025 earnings press release (Ex. 99.1). The filing supplies no income-statement or balance-sheet figures; investors must consult the attached release for details. Under Item 8.01, the board declared a $0.13 cash dividend per common share, payable 20 Aug 2025 to shareholders of record 6 Aug 2025.

No other material transactions, guidance revisions, leadership changes or financial statements were included. The information is being furnished, not filed, and therefore is not subject to automatic incorporation by reference into the company’s Securities Act filings.

Positive

• $0.13 per-share cash dividend announced, indicating continued shareholder returns.
• Timely disclosure keeps investors informed ahead of the dividend record date.

Negative

• Filing omits quantitative earnings data, forcing investors to seek the external exhibit.
• No forward-looking guidance or strategic updates provided, limiting actionable insight.

Insights

Financial Analyst

TL;DR: Routine 8-K furnishing Q2 press release and $0.13 dividend; neutral market impact.

This 8-K is largely administrative. Management alerts investors to the availability of the Q2 2025 earnings release without embedding hard numbers, limiting immediate analytical value. The maintained $0.13 dividend signals operating stability but offers no insight into payout sustainability until full results are reviewed. Because no new guidance, strategic actions, or financial statements are disclosed, the filing on its own should have minimal valuation impact. Traders will look to the separate press release for actionable metrics.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington,  D.C. 20549 

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of

the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported): July 23, 2025

Northfield Bancorp, Inc.

(Exact name of registrant as specified in its charter)

Delaware			001-35791			80-0882592
(State or other jurisdiction of incorporation)			(Commission File No.)			(I.R.S. Employer Identification No.)

581 Main Street, Suite 810, Woodbridge, New Jersey						07095
(Address of principal executive offices)						(Zip code)

Registrant’s telephone number, including area code:        (732) 499-7200

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4 (c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol

Name of exchange on which registered

Common stock, par value $0.01 per share

NFBK

The NASDAQ Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02.    Results of Operations and Financial Condition.

On July 23, 2025, Northfield Bancorp, Inc. (the "Company") issued a press release announcing its earnings for the quarter ended June 30, 2025. A copy of the press release is attached as Exhibit 99.1 to this report.

The press release attached as an exhibit to this Current Report pursuant to this Item 2.02 is being furnished to, and not filed with, the Securities and Exchange Commission.

Item 8.01.    Other Events.

The press release also announced the declaration of a $0.13 per common share cash dividend payable on August 20, 2025 to stockholders of record as of August 6, 2025.  

Item 9.01.    Financial Statements and Exhibits.

(a)     Not Applicable. 

(b)     Not Applicable.

(c)     Not Applicable. 

(d)     Exhibits.

Exhibit Number						Description
99.1						Press release dated July 23, 2025
104						Cover Page Interactive Data File (embedded within Inline XBRL document)

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

									NORTHFIELD BANCORP, INC.
DATE: July 25, 2025			By:						/s/ William R. Jacobs
									William R. Jacobs
									Chief Financial Officer
									(Principal Financial and Accounting Officer)

FAQ

What did Northfield Bancorp (NFBK) announce in its July 23 2025 8-K?

The company furnished its Q2 2025 earnings press release and declared a $0.13 cash dividend.

When will NFBK’s $0.13 dividend be paid?

The dividend is payable on August 20 2025 to shareholders of record on August 6 2025.

Does the 8-K include Northfield Bancorp’s Q2 2025 financial figures?

No. The filing references the press release (Ex. 99.1) but does not include earnings numbers.

Is the earnings press release filed or furnished?

It is furnished under Item 2.02, meaning it is not incorporated by reference into Securities Act filings.

Were any other material events disclosed in the 8-K?

No other material events, acquisitions, or leadership changes were reported.