Northfield Bancorp (NFBK) director reports 4,383 restricted stock units and current holdings

Rhea-AI Filing Summary

Northfield Bancorp, Inc. director William R. Jacobs filed an amended insider trading report detailing new equity-based compensation and current holdings. On February 4, 2026, he was granted 4,383 restricted stock units, each representing a contingent right to receive cash equal to the value of one share of Northfield common stock on the vesting date. The award vests one year from the date of grant. Following the reported transactions, he beneficially owns 64,854 shares of common stock directly and 3,500 shares indirectly through a 401(k) plan.

Insider Trade Summary

3 transactions reported

Mixed 3 txns

Insider Kessler Karen J.

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	4,383	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 4,383 shares (Direct); Common Stock — 64,854 shares (Direct); Common Stock — 3,500 shares (Indirect, By 401(k))

Footnotes (1)

1. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock on date of vesting. Award vests one year from the date of grant.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kessler Karen J.

(Last) (First) (Middle)

581 MAIN STREET, SUITE 810

(Street)

WOODBRIDGE NJ 07095

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Northfield Bancorp, Inc. [ NFBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)
02/05/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								64,854	D
Common Stock								3,500	I	By 401(k)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/04/2026		A		4,383		(2)	(2)	Common Stock	4,383	$0	4,383	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock on date of vesting.

2. Award vests one year from the date of grant.

Remarks:

	/s/ William R. Jacobs, pursuant to Power of Attorney	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction was reported for Northfield Bancorp (NFBK)?

A Northfield Bancorp director reported receiving 4,383 restricted stock units on February 4, 2026. These units are equity-based compensation that convert into a cash amount equal to the value of one share of common stock at vesting, rather than directly issuing new shares.

How many restricted stock units did the Northfield Bancorp director receive?

The director received 4,383 restricted stock units. Each unit represents a contingent right to receive cash equal to the value of one share of Northfield Bancorp common stock on the vesting date, aligning the director’s compensation with the company’s share value performance over time.

When do the reported Northfield Bancorp restricted stock units vest?

The restricted stock units vest one year from the date of grant, which was February 4, 2026. Vesting after one year means the director must remain eligible through that period before the cash value tied to the common stock becomes payable under the award terms.

What does each Northfield Bancorp restricted stock unit represent?

Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Northfield Bancorp common stock on the vesting date. This structure tracks the stock price without immediately issuing additional shares to the reporting director.

How many Northfield Bancorp shares does the director beneficially own after this filing?

After the reported transactions, the director beneficially owns 64,854 shares of Northfield Bancorp common stock directly and 3,500 shares indirectly through a 401(k) plan. These holdings are separate from the 4,383 restricted stock units reported as equity-based compensation.

Is the Northfield Bancorp insider transaction a purchase or compensation grant?

The filing reflects an equity-based compensation grant, not an open-market purchase. The director received 4,383 restricted stock units that provide a future cash amount equal to the value of one share of Northfield Bancorp common stock at vesting, one year from the grant date.