Director at Northfield Bancorp (NFBK) receives 4,383 cash-settled RSUs

Rhea-AI Filing Summary

Northfield Bancorp, Inc. director equity update: A company director received an award of 4,383 restricted stock units on 02/04/2026. Each unit represents a right to receive cash equal to the value of one share of Northfield Bancorp common stock on the vesting date, which is one year from grant.

Following this award, the director directly beneficially owns 18,688 shares of common stock and 4,383 restricted stock units, reflecting both current share ownership and future, cash-settled equity exposure tied to the company’s stock price.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider Kulkarni Rachana A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Restricted Stock Units	4,383	$0.00	--
holding	Common Stock	--	--	--

Holdings After Transaction: Restricted Stock Units — 4,383 shares (Direct); Common Stock — 18,688 shares (Direct)

Footnotes (1)

1. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock on date of vesting. Award vests one year from the date of grant.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kulkarni Rachana A

(Last) (First) (Middle)

581 MAIN ST.

SUIT 810

(Street)

WOODBRIDGE NY 07095

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Northfield Bancorp, Inc. [ NFBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)
02/05/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock								18,688	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Stock Units	(1)	02/04/2026		A		4,383		(2)	(2)	Common Stock	4,383	$0	4,383	D

Explanation of Responses:

1. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock on date of vesting.

2. Award vests one year from the date of grant.

Remarks:

	/s/ William R. Jacobs, pursuant to Power of Attorney	02/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction is disclosed for Northfield Bancorp (NFBK)?

A Northfield Bancorp director received 4,383 restricted stock units on 02/04/2026. These units pay cash equal to one share’s value at vesting, adding to the director’s existing 18,688 directly owned common shares.

How many Northfield Bancorp (NFBK) shares does the director own after this filing?

After the reported transaction, the director beneficially owns 18,688 shares of Northfield Bancorp common stock directly, plus 4,383 restricted stock units that settle in cash based on the company’s share value at vesting.

What are the terms of the 4,383 restricted stock units at Northfield Bancorp (NFBK)?

The 4,383 restricted stock units each represent a contingent right to receive cash equal to the value of one Northfield Bancorp common share on the vesting date. The award vests one year from the 02/04/2026 grant date.

Is the reported Northfield Bancorp (NFBK) insider transaction a grant or a sale?

The reported insider transaction is a grant of 4,383 restricted stock units to a director, coded as an acquisition. No sale of Northfield Bancorp common stock is reported in this filing; existing direct ownership remains at 18,688 shares.

Does the Northfield Bancorp (NFBK) director’s RSU award involve any exercise price?

The restricted stock units have an exercise or conversion price of $0. They provide a right to receive cash equal to one share’s value at vesting, rather than requiring the director to pay an exercise price.