Northfield Bancorp (NFBK) director granted 4,383 cash-settled units

Rhea-AI Filing Summary

Northfield Bancorp, Inc. director Rachana A. Kulkarni reported an equity-based award tied to the company’s common stock. On February 4, 2026, she was granted 4,383 restricted stock units at a reference price of $13.69 per share, increasing her directly held interest to 23,071 shares.

The award vests one year from the grant date. Each unit represents a contingent right to receive cash equal to the value of one share of Northfield Bancorp common stock, linking the director’s compensation to the company’s share performance.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Kulkarni Rachana A

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	4,383	$13.69	$60K

Holdings After Transaction: Common Stock — 23,071 shares (Direct)

Footnotes (1)

1. Award vests one year from the date of grant. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Kulkarni Rachana A

(Last) (First) (Middle)

581 MAIN ST.

SUIT 810

(Street)

WOODBRIDGE NY 07095

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Northfield Bancorp, Inc. [ NFBK ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/04/2026		A		4,383(1)(2)	A	$13.69	23,071	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Award vests one year from the date of grant.

2. Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Issuer common stock.

Remarks:

	/s/ William R. Jacobs, pursuant to Power of Attorney	02/05/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Northfield Bancorp (NFBK) report for director Rachana Kulkarni?

Northfield Bancorp reported that director Rachana A. Kulkarni received 4,383 restricted stock units on February 4, 2026. The award is tied to the value of the company’s common stock and increased her directly held beneficial interest to 23,071 shares after the transaction.

When do Rachana Kulkarni’s new restricted stock units at Northfield Bancorp vest?

The restricted stock units granted to director Rachana A. Kulkarni vest one year from the February 4, 2026 grant date. Vesting links her compensation to continued service and company performance over that one-year period, as is typical for time-based equity awards.

How are Rachana Kulkarni’s restricted stock units at Northfield Bancorp settled?

Each restricted stock unit represents a contingent right to receive cash equal to the value of one share of Northfield Bancorp common stock. This means settlement is in cash, based on the share price, rather than delivery of actual shares when the units vest.

What price was used for Rachana Kulkarni’s Northfield Bancorp equity award?

The Form 4 shows a transaction price of $13.69 per share for the 4,383 restricted stock units granted to director Rachana A. Kulkarni. This price serves as the reference value for the award reported on the February 4, 2026 transaction date.

How many Northfield Bancorp shares does Rachana Kulkarni beneficially own after this Form 4?

After the reported grant, director Rachana A. Kulkarni beneficially owns 23,071 shares of Northfield Bancorp common stock in direct form. This figure reflects her holdings following the 4,383-unit equity-based award reported as of February 4, 2026.