Welcome to our dedicated page for Northfield Banco SEC filings (Ticker: NFBK), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Northfield Bancorp, Inc. (NFBK) SEC filings page on Stock Titan provides access to the company’s regulatory disclosures as filed with the U.S. Securities and Exchange Commission. Northfield Bancorp, Inc., a Delaware corporation and holding company for Northfield Bank, submits periodic and current reports that detail its financial condition, operating results, risk profile, and capital management.
Investors can review annual reports on Form 10-K and quarterly reports on Form 10-Q for comprehensive discussions of net interest income, net interest margin, funding costs, loan and deposit balances, non-interest income and expense, and asset quality. These filings also describe the company’s use of the Current Expected Credit Loss (CECL) methodology, including provisions for credit losses on loans and off-balance sheet exposures, and provide detail on non-performing loans and net charge-offs.
Current reports on Form 8-K, such as the earnings-related filings dated July 23, 2025 and October 22, 2025, furnish press releases announcing quarterly results and dividend declarations. These 8-Ks help readers track material events, including cash dividend decisions and other significant corporate developments. Additional SEC filings may cover topics such as capital and liquidity management, borrowing arrangements, and other matters relevant to a regulated savings institution.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents, helping users quickly identify trends in earnings, capital actions, credit quality, and liquidity. Real-time updates from EDGAR, along with organized access to Forms 10-K, 10-Q, and 8-K, allow investors to monitor how Northfield Bancorp, Inc. reports its performance and risk factors across reporting periods.
Columbia Financial and Northfield Bancorp plan a strategic merger tied to a corporate restructuring and stock offering. Columbia Bank will complete a “second-step” conversion to a fully public stock holding company, with existing Columbia shareholders exchanging their shares for stock in a new holding company that will sell shares in a public offering.
After the conversion and offering close, the new holding company and Columbia Bank intend to acquire Northfield Bancorp and Northfield Bank, creating a combined community bank with more than $18 billion in assets and an expanded footprint in New Jersey, Staten Island, and Brooklyn. Approvals from regulators, Columbia and Northfield shareholders, and mutual holding company members are required, and closing is currently expected in the third quarter of 2026, followed by full systems integration in the first quarter of 2027. The companies highlight potential customer, employee, and scale benefits but also list extensive forward‑looking risks, including regulatory, integration, market, and valuation uncertainties.
Columbia Financial and Northfield Bancorp plan a merger valued at about $597 million, or 0.86x Northfield’s tangible book value, alongside Columbia’s second-step conversion to a fully public holding company. The deal is targeted to close early in the third quarter of 2026, subject to regulatory and shareholder approvals.
Columbia expects roughly 50% earnings accretion in 2027, with tangible book value dilution of 4.4% and an earn-back period of about 1.8 years. Pro forma projections include about $200 million of earnings, a 1.06% return on average assets, and an efficiency ratio near 48%, reflecting anticipated cost and revenue benefits.
The combined franchise will add approximately $1.8 billion in New Jersey deposits and expand across more than 100 branches in New Jersey, Brooklyn, and Staten Island, positioning Columbia as a leading community bank in these markets. Management highlights conservative credit cultures at both banks, with pro forma commercial real estate to total capital of 211% and a detailed independent review producing an $81 million credit mark on Northfield’s loans, or 2.1% of loans.
Northfield Bancorp, Inc. reported that it issued a press release on February 2, 2026 announcing a strategic transaction and its earnings for the quarter and year ended December 31, 2025. The press release is provided as an exhibit to this report.
The company also declared a $0.13 per common share cash dividend, payable on February 25, 2026 to stockholders of record as of February 12, 2026.
Northfield Bancorp, Inc. agreed to merge with a new holding company for Columbia Financial, following Columbia Bank’s conversion to a fully public stock holding company. After the conversion, Northfield will merge into the holding company and Northfield Bank will merge into Columbia Bank.
Each Northfield share will be converted into either stock or cash, at the holder’s election, with consideration tied to the final independent valuation: from 1.425–1.465 holding company shares or $14.25–$14.65 in cash per share, with cash capped at 30% of outstanding shares. The combined board will include four Northfield directors, and Steven M. Klein will become Senior Executive Vice President and Chief Operating Officer.
Northfield entered settlement agreements under which key executives’ employment contracts will terminate at closing in exchange for lump-sum payments, including $5,740,307 for Mr. Klein and amounts between $1,131,597 and $1,495,734 for four other executives. The merger is subject to shareholder approvals, regulatory clearances without materially burdensome conditions, completion of the conversion, tax opinions, and includes termination fee provisions of up to $23,700,000.
Northfield Bancorp, Inc. agreed to be acquired by a new holding company formed by Columbia Financial, Inc. in a stock-and-cash merger tied to Columbia’s mutual-to-stock conversion. After Columbia Bank’s conversion, Northfield will merge into the new holding company and Northfield Bank will merge into Columbia Bank.
Each Northfield share can be exchanged for either stock or cash, with consideration based on an independent valuation of Columbia’s new holding company. Depending on that valuation, shareholders will receive between 1.425 and 1.465 holding company shares or between $14.25 and $14.65 in cash per Northfield share, subject to an overall 30% cash cap.
Northfield equity awards will vest or convert into holding company options, and four Northfield directors, including CEO Steven M. Klein, will join the new boards, with Klein becoming Senior Executive Vice President and Chief Operating Officer. The merger requires regulatory and shareholder approvals, completion of Columbia’s conversion, and includes reciprocal support agreements and termination fees of $23.7 million or $6 million in specified break-up scenarios.
Northfield Bancorp, Inc.'s Chairman, President & CEO Steven M. Klein reported share sales tied to tax withholding on equity compensation. On January 27, 2026, 2,187 shares of common stock were sold at $11.99 per share. On January 29, 2026, 1,125 shares were sold at $12.15 per share. A footnote states these shares were sold to satisfy tax obligations from exercising stock appreciation rights, indicating an administrative transaction rather than a typical investment sale. Following these transactions, Klein directly owned 473,993 common shares and held 40,000 stock options exercisable at $16.89 per share, expiring on November 1, 2027. He also had indirect common stock holdings of 55,459.19 shares through an ESOP and 65,806.61 shares through a 401(k) plan.
Northfield Bancorp, Inc. executive vice president David Fasanella reported small stock sales to cover taxes tied to equity compensation. On January 27, 2026, he disposed of 893 shares of common stock at $11.99 per share, and on January 29, 2026 he disposed of 453 shares at $12.15 per share. A footnote states these transactions represent shares sold to satisfy tax obligations from an exercise of stock appreciation rights.
After these transactions, Fasanella directly owned 49,924 common shares. He also indirectly held 4,000 shares through a Roth IRA, 8,106.53 shares through an ESOP, and 2,340.02 shares through a 401(k), reflecting ongoing equity alignment with the company.
Northfield Bancorp, Inc. executive William R. Jacobs, EVP & PAO, reported tax-related share transactions in company stock. On 01/27/2026 and 01/29/2026, transactions coded “F” covered 943 and 482 shares at $11.99 and $12.15 to satisfy tax obligations tied to stock appreciation rights.
After these transactions, Jacobs directly held 69,065 common shares. The filing also shows indirect holdings of 35,846.22 shares through an ESOP and 12,718.99 shares through a 401(k), reflecting positions not required to be separately reported as transactions.
Northfield Bancorp, Inc. executive David Fasanella reported routine share withholdings to cover taxes tied to an equity award vesting. On January 24, 2026, 1,535 shares of Northfield common stock were withheld or sold at $11.89 per share, leaving 52,450 directly held shares. On January 26, 2026, a further 1,180 shares were withheld or sold at the same price, with direct holdings reported at 51,270 shares afterward. The filing notes these transactions were made to satisfy tax obligations related to the vesting of an equity award. Fasanella also reports indirect ownership of 4,000 shares in a Roth IRA, 8,106.53 shares through an ESOP, and 2,340.02 shares through a 401(k) plan.
Northfield Bancorp, Inc. executive Vickie Tomasello reported routine tax-related share sales. As EVP/Chief Risk Officer, she had 1,296 shares of common stock withheld on 01/24/2026 and 997 shares withheld on 01/26/2026, both at a price of $11.89 per share. According to the filing, these shares were sold to satisfy tax obligations tied to the vesting of an equity award. After the transactions, she directly beneficially owned 12,367 shares of Northfield Bancorp common stock.