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Dooley John Elliott reported acquisition or exercise transactions in this Form 4 filing.
NATIONAL BANKSHARES INC director John Elliott Dooley received 221 shares of common stock as a time-based stock award on June 10, 2026. The award was granted at no cash price and will vest on the one-year anniversary. After this grant, he directly holds 14,426 shares.
DENARDO F BRAD reported acquisition or exercise transactions in this Form 4 filing.
NATIONAL BANKSHARES INC director F. Brad Denardo reported a stock award and updated holdings. He received a grant of 221 shares of Common Stock as a time-based stock award, at no cash cost, which will vest on the one-year anniversary of the grant date.
Following this grant, he holds 18,657 Common Stock shares directly and 20,045 shares indirectly through an ESOP. This filing reflects a compensation-related award rather than an open-market purchase or sale.
BALL LAWRENCE J reported acquisition or exercise transactions in this Form 4 filing.
National Bankshares Inc. director Lawrence J. Ball received a grant of 221 shares of Common Stock as a time-based stock award. The shares were awarded at a price of $0.00 per share and are scheduled to vest on the one-year anniversary of the grant date. Following this compensation-related award, Ball directly holds 23,609 shares of National Bankshares Common Stock, making this a relatively small, routine addition to his existing ownership rather than an open-market purchase or sale.
National Bankshares, Inc. furnished an investor presentation outlining strong first-quarter 2026 performance and strategic progress. For the quarter ended 3/31/2026, the company reported GAAP net income of $4.98 million, or $0.78 per common share, and core net income of $4.80 million, or $0.75 per share. Net income has grown more than 50% compared to Q1 2025, supported by improving net interest margin from lower deposit costs and higher securities yields.
The presentation shows a balance sheet with $1.8 billion in assets, $1.0 billion in gross loans, $1.6 billion in deposits and $187 million in shareholders’ equity, with a 9.65% TCE/TA ratio. Core return on average assets was 1.07% and core return on average tangible common equity was 11.21%, alongside a core efficiency ratio of 59.96%. Management highlights diversified fee income, conservative credit quality, robust capital ratios well above “well capitalized” thresholds, and expansion in growth markets following the 2024 Frontier Community Bank acquisition.
National Bankshares, Inc. reported the results of its 2026 Annual Meeting of Stockholders held on May 12, 2026. A total of 6,368,410 common shares were entitled to vote as of March 11, 2026, and 4,874,870 shares, or 76.55%, were represented, establishing a quorum.
Stockholders elected three Class 3 directors—Mildred R. Johnson, Lutheria H. Smith, and James C. Thompson—to three-year terms expiring at the 2029 Annual Meeting. The advisory (non-binding) vote on executive compensation was approved with 3,233,731 votes for, 367,708 against, and 32,992 abstentions.
Stockholders also ratified the appointment of Yount, Hyde & Barbour, P.C. as independent registered public accounting firm for the year ending December 31, 2026, with 4,850,064 votes for, 9,857 against, and 14,949 abstentions.
National Bankshares, Inc. announced that its board approved a semi-annual cash dividend of $0.75 per share, payable on June 1, 2026 to stockholders of record on May 26, 2026. The board also renewed a stock repurchase authorization allowing management to buy back up to 250,000 shares of common stock in the open market from June 1, 2026 through May 31, 2027. The company noted its recent solid earnings growth and its focus on sustainable long-term growth as it celebrates its 135th anniversary.
National Bankshares, Inc. reported stronger first-quarter 2026 results, with net income of $4,981 compared with $3,236 a year earlier. Basic and diluted earnings per share rose to $0.78 from $0.51, reflecting improved profitability.
Total assets were $1,828,993 as of March 31, 2026, slightly above year-end 2025. Net interest income increased as the fully taxable equivalent net interest margin expanded to 2.98% from 2.40%, while total loans remained near $996,064 and deposits near $1,629,764. The allowance for credit losses on loans was $9,739, with a small net recovery in the quarter. Comprehensive income was tempered by a net unrealized loss on securities, leading to accumulated other comprehensive loss of $42,227. After quarter-end, the company announced the sale of its interest in Bearing Insurance Group, LLC, estimating a pre-tax gain of about $6,566 to be recognized in second-quarter 2026.
National Bankshares, Inc. has sold its subsidiary’s membership interest in Bearing Insurance Group, LLC to an unaffiliated third party, effective May 1, 2026. The interest was held through National Bankshares Financial Services, Inc.
Based on information available on the announcement date, the company estimates a pre-tax gain of approximately $6.57 million from the transaction. This gain is expected to appear in National Bankshares’ financial results for the second quarter of 2026, adding a one-time boost to earnings alongside its ongoing community banking operations in Virginia.
National Bankshares, Inc. reported strong first quarter 2026 results, with net income of $5.0 million, or $0.78 per diluted share, up from $3.2 million, or $0.51, a year earlier. Total assets were $1.83 billion at March 31, 2026.
Profitability improved as the fully tax-equivalent net interest margin rose to 2.98% from 2.40% in the first quarter of 2025, driven by lower deposit costs and higher securities yields. Adjusted return on average assets reached 1.08%, and adjusted return on average equity was 10.57%, both higher than a year ago.
Credit quality remained strong, with nonperforming loans at 0.03% of total loans and an allowance for credit losses of 0.98% of total loans. Deposits were diversified, municipal balances formed 22% of deposits, and approximately 19.80% of non-municipal deposits were uninsured.
National Bankshares, Inc. shares an investor presentation highlighting Q4 2025 results, including GAAP net income of $5.88M and earnings of $0.92 per common share. Core net income was $5.37M, or $0.84 per share, reflecting a $509K after-tax reduction for an allowance for credit losses recovery.
The company reports total assets of $1.8B, gross loans of $1.0B, deposits of $1.6B and shareholders’ equity of $185M as of 12/31/2025, with TCE/TA of 9.53%. Core ROAA was 1.18%, core ROATCE 12.57%, and the core efficiency ratio 55.77%, supported by margin expansion and disciplined expense management.
The presentation emphasizes a diversified, retail- and small-business-focused deposit base, strong credit quality with conservative underwriting, and robust capital ratios well above “well capitalized” levels. It also highlights long-term shareholder returns, including an 810% total shareholder return from 2000 to 2025 and a history of uninterrupted dividends, supplemented by a $1.00 special dividend in 2023 and an active share repurchase authorization.