Welcome to our dedicated page for National Bankshares Va SEC filings (Ticker: NKSH), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
National Bankshares, Inc. filings document the regulatory record of a Virginia bank holding company and its subsidiaries, The National Bank of Blacksburg and National Bankshares Financial Services, Inc. The records describe the community-bank business, Nasdaq-listed common stock, branch and loan-production office footprint, lending activities and investment and insurance operations in Virginia.
The filing record includes 8-K reports on financial results, investor presentations, subsidiary transactions, officer changes and bylaw amendments, along with definitive proxy materials covering board elections, director structure, executive compensation, equity awards and shareholder voting. Disclosures also address profitability, liquidity, allowance for credit losses, interest-rate sensitivity, market risk, capital structure, governance and other banking risk factors.
National Bankshares, Inc. files its annual report describing its Virginia-based community banking franchise, regulatory environment and key risks. Through subsidiary The National Bank of Blacksburg, the company operates 28 branches and 26 ATMs, focusing on loans and deposits for individuals, small and mid-sized businesses, and local governments.
As of December 31, 2025, the bank reported total assets of $1,821,703 thousand, deposits of $1,646,795 thousand and 2025 net income of $16,858 thousand, with a return on average assets of 0.93% and return on average equity of 10.93%. The filing notes the 2024 acquisition of Frontier Community Bank, strong capital ratios above Basel III “well capitalized” thresholds, and a market value of non-affiliate common stock of about $173.2M as of mid-2025.
The report outlines extensive risk factors, including credit concentration in commercial real estate, interest-rate and liquidity risk, cybersecurity threats, operational and compliance risks, climate-related concerns, and evolving rules on consumer protection, privacy, artificial intelligence and incentive compensation. It also highlights board and management oversight of cybersecurity, reliance on third-party vendors and regulations that can affect dividends and future growth.
The Vanguard Group filed Amendment No. 1 to a Schedule 13G/A reporting 0% beneficial ownership of National Bankshares Inc common stock. The filing explains an internal realignment effective January 12, 2026 that disaggregated certain subsidiaries' holdings under SEC Release No. 34-39538. The statement shows 0 shares beneficially owned and zero voting or dispositive power. The form is signed by Ashley Grim on 03/27/2026.
National Bankshares, Inc., parent of The National Bank of Blacksburg, announced that longtime banker Jason Pospichal has been appointed Executive Vice President and Chief Lending Officer. He will assume the role upon the departure of current Chief Lending Officer Paul Mylum.
Pospichal, with more than 30 years at the bank, will lead commercial lending teams and the consumer loan program, focusing on sustainable relationship growth across multiple regions. He has progressed through several senior lending roles since joining in 1993 and is deeply involved in the Blacksburg community. The bank operates 28 full-service offices and one loan production office and has over $1.8 billion in assets.
National Bankshares, Inc. reported that Executive Vice President and Chief Lending Officer Paul M. Mylum has notified the company of his resignation from both the company and its wholly owned banking subsidiary, The National Bank of Blacksburg. His resignation will be effective May 15, 2026. The company states that Mr. Mylum is leaving to relocate closer to his family and has accepted the role of President of The Bank of Charlotte County in Phenix, Virginia.
National Bankshares Inc. director Alan Jeffrey Sweet bought 215 shares of common stock in an open‑market transaction at $37.10 per share on March 13, 2026. This is a direct purchase, indicating he added modestly to his personal stake.
After this trade, Sweet directly owns 9,421 National Bankshares shares. He also reports an additional 42 shares held indirectly by his spouse, providing a fuller picture of his overall exposure to the stock.
National Bankshares Inc. executive Lora M. Jones, EVP/Chief Financial Officer, reported stock awards under the company’s equity program. On February 11, 2026, she acquired 767 shares of common stock at $0 per share as a grant or award. On February 14, 2026, she acquired an additional 227 shares, also at $0 per share.
After these transactions, she directly held 994 common shares and indirectly held 1,607 common shares through an ESOP. Footnotes explain that 227 shares relate to satisfaction of a performance-based RSU component from a February 14, 2025 grant, and another RSU grant vests in three equal installments beginning February 11, 2027.
National Bankshares EVP and COO David K. Skeens reported equity awards of company stock. On February 11, 2026, he acquired 771 shares of common stock at $0 per share through a restricted stock unit grant that will vest in three equal installments beginning February 11, 2027. On February 14, 2026, he acquired 265 shares at $0 per share upon satisfaction of the performance-based component of restricted stock units originally granted on February 14, 2025, which also require a time-based vesting component. Following these transactions, he directly held 1,098 common shares and indirectly held 11,834 shares through an ESOP.
National Bankshares executive Paul M. Mylum, EVP/Chief Lending Officer, reported equity awards of company stock. On February 11, 2026, he acquired 906 shares of common stock at $0 as part of a restricted stock unit grant. On February 14, 2026, he received an additional 309 shares at $0 upon satisfaction of a performance-based component of RSUs originally granted on February 14, 2025.
The RSUs also include a time-based vesting component that must be met for full vesting, in three equal installments beginning February 11, 2027. Following these transactions, Mylum directly holds 1,215 shares and indirectly has 2,147 shares through an ESOP.
National Bankshares President & CEO Lara E. Ramsey reported stock awards tied to restricted stock units. On February 14, 2026, she acquired 261 shares of common stock at $0, bringing her direct holdings from this line to 473 shares, following satisfaction of a performance-based RSU component granted on February 14, 2025.
On February 11, 2026, she was granted 967 restricted stock units at $0, with this award vesting in three equal installments beginning February 11, 2027, and her direct holdings from this line recorded as 1,440 shares. She also indirectly holds 6,634 shares of common stock through an ESOP.
National Bankshares, Inc. filed a current report to furnish a press release announcing its financial results for the period ended December 31, 2025.
The company states that the press release, dated January 22, 2026, is attached as an exhibit and incorporated by reference. The filing does not itself include the detailed revenue, profit, or balance sheet figures, but points investors to the accompanying press release for the full financial information.