Annaly Capital Management (NYSE: NLY) furnishes Q4 2025 investor presentation

Rhea-AI Filing Summary

Annaly Capital Management, Inc. furnished a Fourth Quarter 2025 investor presentation as an exhibit to a current report. The presentation, dated January 28, 2026 and attached as Exhibit 99.1, is provided under a Regulation FD disclosure item to share information broadly with the market.

The company states that the material in the presentation is being furnished rather than filed, meaning it is not subject to certain liability provisions of the Exchange Act and is not automatically incorporated into other securities filings unless specifically referenced.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

0001043219false00010432192026-01-282026-01-280001043219us-gaap:CommonStockMember2026-01-282026-01-280001043219nly:A6.95SeriesFFixedtoFloatingRateCumulativeRedeemablePreferredStockMember2026-01-282026-01-280001043219nly:A6.50SeriesGFixedtoFloatingRateCumulativeRedeemablePreferredStockMember2026-01-282026-01-280001043219nly:A6.75SeriesIFixedtoFloatingRateCumulativeRedeemablePreferredStockMember2026-01-282026-01-280001043219nly:A8.875SeriesJCumulativeRedeemablePreferredStockMember2026-01-282026-01-28

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(d) OF THE

SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported)

January 28, 2026

     Annaly Capital Management Inc

(Exact Name of Registrant as Specified in its Charter)

Maryland						1-13447			22-3479661
(State or other jurisdiction of incorporation or organization)						(Commission File Number)			(IRS Employer Identification No.)
1211 Avenue of the Americas
New York,			New York						10036
(Address of principal executive offices)									(Zip Code)

Registrant’s telephone number, including area code: (212) 696-0100

Not Applicable

(Former Name or Former Address, if Changed Since Last Report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of Each Class			Trading Symbol(s)			Name of Each Exchange on Which Registered
Common Stock, par value $0.01 per share			NLY			New York Stock Exchange
6.95% Series F Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock			NLY.F			New York Stock Exchange
6.50% Series G Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock			NLY.G			New York Stock Exchange
6.75% Series I Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock			NLY.I			New York Stock Exchange
8.875% Series J Fixed-Rate Cumulative Redeemable Preferred Stock			NLY.J			New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company  ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.  ☐

Item 7.01 Regulation FD Disclosure.

Annaly Capital Management, Inc. hereby furnishes the information set forth in the presentation (the “Presentation”) attached hereto as Exhibit 99.1, which is incorporated herein by reference.

The Presentation is being furnished pursuant to Item 7.01, and the information contained therein shall not be deemed “filed” for the purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such filing.

Item 9.01 Financial Statements and Exhibits.

(d) Exhibits

99.1 Fourth Quarter 2025 Investor Presentation, dated January 28, 2026.

101    Pursuant to Rule 406 of Regulation S-T, the cover page information is formatted in iXBRL (Inline eXtensible Business Reporting Language).

104    Cover page interactive data file (formatted in iXBRL in Exhibit 101).

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

ANNALY CAPITAL MANAGEMENT, INC.

By:

By: /s/ Serena Wolfe

Name: Serena Wolfe

Title: Chief Financial Officer

Dated: January 28, 2026

FAQ

What did Annaly Capital Management (NLY) disclose in this 8-K filing?

Annaly Capital Management furnished a Fourth Quarter 2025 investor presentation as Exhibit 99.1. The presentation is provided under a Regulation FD disclosure item and is intended to share information with the market without being deemed formally filed under the Exchange Act.

What is Exhibit 99.1 in Annaly Capital Management’s 8-K for NLY?

Exhibit 99.1 is Annaly Capital Management’s Fourth Quarter 2025 Investor Presentation dated January 28, 2026. It contains the information the company chose to furnish under Regulation FD, complementing its regular financial communications to investors.

Is Annaly’s Fourth Quarter 2025 investor presentation considered filed with the SEC?

No. Annaly specifies the presentation is being furnished, not filed, under Regulation FD. This means it is not subject to Section 18 liability and is not incorporated into other securities filings unless explicitly referenced by the company.

Which securities of Annaly Capital Management (NLY) are listed on the NYSE?

Annaly lists its common stock and several series of preferred stock on the NYSE. These include its common shares and multiple fixed-to-floating or fixed-rate cumulative redeemable preferred stock series identified by separate trading symbols.

Who signed this Annaly Capital Management (NLY) 8-K and in what capacity?

The 8-K was signed on behalf of Annaly Capital Management by Serena Wolfe, the company’s Chief Financial Officer. Her signature indicates the report was duly authorized in accordance with the requirements of the Securities Exchange Act of 1934.