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NMI Holdings (NMIH) director receives 4,512 RSUs vesting in one year

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Agrawal Renu reported acquisition or exercise transactions in this Form 4 filing.

NMI Holdings, Inc. director Renu Agrawal received a grant of 4,512 restricted stock units as equity compensation. These units were granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan and will vest on the first anniversary of the grant date. Following this award, Agrawal holds 8,663 unvested restricted stock units.

Positive

  • None.

Negative

  • None.
Insider Agrawal Renu
Role null
Type Security Shares Price Value
Grant/Award Restricted Stock Unit (right to receive) 4,512 $0.00 --
Holdings After Transaction: Restricted Stock Unit (right to receive) — 8,663 shares (Direct, null)
Footnotes (1)
  1. Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date. Represents 8,663 unvested restricted stock units.
RSUs granted 4,512 units Restricted stock units granted on May 14, 2026
Grant price $0.00 per unit Compensation award, not a market purchase
Unvested RSUs after grant 8,663 units Total unvested restricted stock units following transaction
Vesting schedule First anniversary RSUs vest on first anniversary of grant date
Restricted Stock Unit financial
"Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan."
A restricted stock unit is a promise from a company to give an employee shares of stock after certain conditions are met, like staying with the company for a set amount of time. It’s like earning a bonus that turns into company stock once you’ve proven your commitment, making it a way to motivate and reward employees.
Amended and Restated 2014 Omnibus Incentive Plan financial
"granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan."
unvested restricted stock units financial
"Represents 8,663 unvested restricted stock units."
Grant, award, or other acquisition financial
"transaction_code_description: Grant, award, or other acquisition"
Form 4 Insider Transactions: What Each Field Means →
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Agrawal Renu
(Last)(First)(Middle)
C/O NMI HOLDINGS, INC.
2100 POWELL STREET, 12TH FL.
(Street)
EMERYVILLE CALIFORNIA 94608
(City)(State)(Zip)
UNITED STATES
(Country)		2. Issuer Name and Ticker or Trading Symbol
NMI Holdings, Inc. [ NMIH ] 		5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
05/14/2026		6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Restricted Stock Unit (right to receive)05/14/2026A4,512(1)A$08,663(2)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Represents restricted stock units granted pursuant to the NMIH Amended and Restated 2014 Omnibus Incentive Plan. The restricted stock units vest on the first anniversary of the grant date.
2. Represents 8,663 unvested restricted stock units.
Remarks:
/s/ Augustin Joo, as Attorney-in-Fact05/18/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR

FAQ

What did NMI Holdings (NMIH) director Renu Agrawal report on this Form 4?

Renu Agrawal reported receiving 4,512 restricted stock units as an equity award. The grant was made under NMI Holdings’ Amended and Restated 2014 Omnibus Incentive Plan and is structured as non-cash compensation rather than an open-market stock purchase or sale.

How many NMI Holdings (NMIH) restricted stock units does Renu Agrawal hold after this grant?

After the grant, Renu Agrawal holds 8,663 unvested restricted stock units in total. This figure reflects her outstanding equity awards reported in the filing and represents compensation that will convert into shares only as vesting conditions are met over time.

When do Renu Agrawal’s newly granted NMIH restricted stock units vest?

The newly granted 4,512 restricted stock units vest on the first anniversary of the grant date. This means Agrawal must remain in the applicable service role for one year before the units convert into NMI Holdings common shares, according to the plan terms.

Was Renu Agrawal’s NMIH Form 4 transaction a market purchase or sale of shares?

No, the Form 4 reports a grant of restricted stock units, not a market trade. The 4,512 units were awarded at a price of $0.00 per unit as compensation, so there was no open-market buying or selling of NMI Holdings common stock involved.

Under which plan were the NMI Holdings (NMIH) restricted stock units granted to Renu Agrawal?

The restricted stock units were granted under the NMIH Amended and Restated 2014 Omnibus Incentive Plan. This plan provides for equity-based awards, such as restricted stock units, that align director and executive compensation with long-term shareholder interests through stock-based incentives.