STOCK TITAN

Butterfield (NYSE: NTB) COO receives new restricted stock unit grants

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Neff Michael Walter reported acquisition or exercise transactions in this Form 4 filing.

Bank of N.T. Butterfield & Son Ltd Chief Operating Officer Michael Walter Neff received new equity-based awards. On 27-May-2026 he was granted 405 restricted stock units under the ELTIP and 51 restricted stock units under the EDIP, each representing one ordinary share upon vesting.

Following these grants, he holds 46,041 ELTIP units and 5,781 EDIP units. The restricted stock units vest on 12-Feb-2027, 10-Feb-2028, and 9-Feb-2029, subject to continued service, and will either vest and settle in shares or be forfeited.

Positive

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Insider Neff Michael Walter
Role Chief Operating Officer
Type Security Shares Price Value
Grant/Award Restricted Stock Units - EDIP 51 $0.00 $0.00
Grant/Award Restricted Stock Units - ELTIP 405 $0.00 $0.00
Holdings After Transaction: Restricted Stock Units - EDIP — 5,781 shares (Direct); Restricted Stock Units - ELTIP — 46,041 shares (Direct)
Footnotes (4)
  1. F1. Each restricted stock unit represents a contingent right to receive one share of common stock upon vesting/settlement.
  2. F2. The restricted stock units vest 12-Feb-2027, 10-Feb-2028, 9-Feb-2029 subject to continued service through each vesting date.
  3. F3. These restricted stock units do not expire; they either vest and settle or are forfeited/cancelled prior to the applicable vesting date
  4. F4. The PSUs will vest on the third anniversary of the Grant Date 12-Feb-2027, 10-Feb-2028, 9-Feb-2029
ELTIP RSUs granted 405 units Restricted Stock Units - ELTIP granted 27-May-2026
EDIP RSUs granted 51 units Restricted Stock Units - EDIP granted 27-May-2026
ELTIP RSUs after grant 46,041 units Total ELTIP restricted stock units following transaction
EDIP RSUs after grant 5,781 units Total EDIP restricted stock units following transaction
Vesting dates 12-Feb-2027, 10-Feb-2028, 9-Feb-2029 Restricted stock units vest subject to continued service
Unit-to-share ratio 1 unit : 1 share Each RSU represents one ordinary share upon vesting/settlement
Restricted Stock Units financial
"Each restricted stock unit represents a contingent right to receive one share of common stock upon vesting/settlement."
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
ELTIP financial
"Restricted Stock Units - ELTIP"
EDIP financial
"Restricted Stock Units - EDIP"
PSUs financial
"The PSUs will vest on the third anniversary of the Grant Date 12-Feb-2027, 10-Feb-2028, 9-Feb-2029"
PSUs are company shares promised to employees or executives that only become actual stock if the business hits specific performance targets over a set period. For investors, PSUs matter because they link pay to measurable outcomes — similar to a conditional bonus that converts into ownership — which can influence management decisions, dilution of shares, and signals about confidence in future results.
vesting financial
"The restricted stock units vest 12-Feb-2027, 10-Feb-2028, 9-Feb-2029 subject to continued service through each vesting date."
Vesting is the process by which you earn full ownership of something, like company stock or a retirement benefit, over time. It’s like earning the right to keep a gift piece by piece the longer you stay with a company, making sure employees stay committed before they receive all the benefits.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did NTB Chief Operating Officer Michael Walter Neff report in this Form 4 filing?

Michael Walter Neff reported new equity awards, receiving 405 restricted stock units under the ELTIP and 51 under the EDIP. Each unit represents one ordinary share of Bank of N.T. Butterfield & Son Ltd upon vesting and settlement, aligning his compensation with shareholder value.

How many restricted stock units does NTB’s COO now hold after these grants?

After the new grants, the COO holds 46,041 restricted stock units under the ELTIP and 5,781 under the EDIP. These derivative holdings represent future rights to receive ordinary shares, contingent on meeting vesting conditions over the stated schedule.

When do the newly granted NTB restricted stock units vest for the COO?

The restricted stock units vest on 12-Feb-2027, 10-Feb-2028, and 9-Feb-2029, subject to continued service through each vesting date. Upon vesting, each unit generally settles into one ordinary share, reinforcing long-term retention incentives for the executive.

Do the NTB restricted stock units granted to the COO have an expiration date?

The restricted stock units do not expire in the traditional option sense; they either vest and settle or are forfeited or cancelled before the applicable vesting date. This structure ties value realization to service and performance over the vesting period.

What does each restricted stock unit granted to NTB’s COO represent?

Each restricted stock unit represents a contingent right to receive one ordinary share of Bank of N.T. Butterfield & Son Ltd upon vesting and settlement. This makes the awards a form of stock-based compensation rather than immediate share ownership or cash payment.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Neff Michael Walter

(Last)(First)(Middle)
65 FRONT STREET

(Street)
HAMILTONHM 12

(City)(State)(Zip)

BERMUDA

(Country)
2. Issuer Name and Ticker or Trading Symbol
Bank of N.T. Butterfield & Son Ltd [ NTB ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
Director10% Owner
XOfficer (give title below)Other (specify below)
Chief Operating Officer
2a. Foreign Trading Symbol
[NTB.BH]
3. Date of Earliest Transaction (Month/Day/Year)
05/27/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Restricted Stock Units - EDIP(1)05/27/2026A51 (2) (3)Ordinary shares51(1)5,781D
Restricted Stock Units - ELTIP(1)05/27/2026A405 (4) (3)Ordinary shares405(1)46,041D
Explanation of Responses:
1. Each restricted stock unit represents a contingent right to receive one share of common stock upon vesting/settlement.
2. The restricted stock units vest 12-Feb-2027, 10-Feb-2028, 9-Feb-2029 subject to continued service through each vesting date.
3. These restricted stock units do not expire; they either vest and settle or are forfeited/cancelled prior to the applicable vesting date
4. The PSUs will vest on the third anniversary of the Grant Date 12-Feb-2027, 10-Feb-2028, 9-Feb-2029
Remarks:
/s/ Tara Hidalgo, by power of attorney for Michael Neff05/29/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)