Nam Tai Property (NTPIF) amends US$15.8M IAT promissory note terms

Rhea-AI Filing Summary

Nam Tai Property Inc. updated the terms of its debt owed to IAT Insurance Group. The company had issued a promissory note with an original principal of US$12,000,000 and an initial maturity date of January 11, 2026. As of the update, the note’s principal balance is US$15,750,298.62, with accrued interest of US$47,466.65.

Under a new amendment effective January 11, 2026, the maturity date will automatically extend every 90 days, called a Rollover Period. The extension continues unless IAT provides at least 60 days’ written notice demanding repayment before the end of any Rollover Period. This structure keeps the debt in place but allows the lender to call it with advance notice.

Insights

Credit and capital structure analyst

Nam Tai converts a fixed-maturity note into rolling 90-day debt callable by the lender.

The amendment changes a term loan that previously matured on January 11, 2026 into a rolling instrument. After January 11, 2026, the maturity date automatically extends every 90 days unless IAT gives at least 60 days’ written notice before a Rollover Period ends. The outstanding principal is US$15,750,298.62, with accrued interest of US$47,466.65.

This provides continued access to funding beyond the original maturity, while giving the lender flexibility to request repayment with notice. The arrangement reduces the immediate refinancing pressure around a single fixed maturity date, but it concentrates decision power with IAT, who can end the rollovers.

Future disclosures may clarify how this rolling feature interacts with the company’s broader liquidity position and whether any related covenants or pricing changes accompany the new structure.

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 6–K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16

UNDER THE SECURITIES EXCHANGE ACT OF 1934

For the Month of January 2026

Commission File Number: 001-31583

NAM TAI PROPERTY INC.

(Registrant’s name)

Nam Tai Property Inc.

No. 2 Namtai Road, Gushu Community, Xixiang Township

Baoan District, Shenzhen City, Guangdong Province

People’s Republic of China

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F ☒   Form 40-F ☐

NAM TAI PROPERTY INC.

Form 6-K

CONTENTS

The Board of Directors (the “Board”) of Nam Tai Property Inc. (the “Company”), a company incorporated under the laws of the British Virgin Islands, is providing the following update as of the date hereof.

Amendment to Amended and Restated Promissory Note

As previously disclosed in the Company’s filing with the Securities and Exchange Commission, including specifically the report on Form 6-K filed on April 7, 2023, the Company issued a Promissory Note (the “Original Note”) to IAT Insurance Group, Inc. (“IAT”) on January 11, 2022 which was amended and restated on April 1, 2023 (the “Amended and Restated Promissory Note”, and together with the Original Note, the “Note”) with a principal amount of US$12,000,000 and an initial maturity date of January 11, 2026.

On December 23, 2025, the Company and lAT entered into an Amendment to the Amended and Restated Promissory Note (the “Amendment”), which will become effective on January 11, 2026 (the “Effective Date”), with a new term providing that, starting from January 12, 2026, the maturity date of the Note will automatically extend for every 90 days (each a “Rollover Period”) unless IAT gives at least 60 days’ written notice demanding repayment of the Note prior to the expiration of any Rollover Period. As of the date of hereof, the principal balance of the Note is US$15,750,298.62 with an accrued interest of US$47,466.65.

The foregoing description of the Amendment is qualified in its entirety by reference to the full text of the Amendment, which is filed as Exhibit 99.1 to this Form 6-K and incorporated herein by reference.

Exhibit No.		Description
99.1		Amendment to Amended and Restated Promissory Note, dated December 23, 2025, by and between the Company and IAT Insurance Group, Inc.

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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

				NAM TAI PROPERTY INC.
Date: January 5, 2026				By:		/s/ Bo Hu
				Name:		Bo Hu
				Title:		Chief Executive Officer

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FAQ

What did Nam Tai Property Inc. (NTPIF) change about its promissory note with IAT?

Nam Tai Property Inc. amended its Amended and Restated Promissory Note with IAT Insurance Group so that, starting January 11, 2026, the note’s maturity date will automatically extend every 90 days unless IAT gives at least 60 days’ written notice demanding repayment before the end of a Rollover Period.

What is the current principal balance of Nam Tai Property Inc.’s note with IAT?

As of the date of the update, the principal balance of Nam Tai Property Inc.’s note with IAT Insurance Group is US$15,750,298.62, with accrued interest of US$47,466.65.

When does the amended maturity structure for Nam Tai Property Inc.’s note take effect?

The amendment to Nam Tai Property Inc.’s Amended and Restated Promissory Note becomes effective on January 11, 2026, after which the note will enter 90-day automatic Rollover Periods.

How can IAT demand repayment of the Nam Tai Property Inc. promissory note under the new terms?

Under the amended terms, IAT can demand repayment by giving Nam Tai Property Inc. at least 60 days’ written notice prior to the expiration of any 90-day Rollover Period.

Where can investors find the full text of Nam Tai Property Inc.’s note amendment?

The full text of the Amendment to the Amended and Restated Promissory Note is filed as Exhibit 99.1 to the Form 6-K and is incorporated by reference.