NU Form 144: 6,000 Restricted Shares to be Sold via Morgan Stanley

Rhea-AI Filing Summary

Nu Holdings Ltd. (NU) Form 144 shows an insider sale notice for 6,000 common shares to be sold via Morgan Stanley Smith Barney LLC on 08/25/2025 with an aggregate market value of $84,000. The filing reports the shares were acquired on 07/01/2024 through restricted stock vesting as compensation.

The filer also reported a prior sale of 4,000 shares on 08/15/2025 generating $55,020. The notice includes the seller name Suzana Kubric and identifies the exchange as NYSE. The form contains the required representation that the signer is not aware of undisclosed material adverse information.

Positive

• Required Rule 144 disclosures made, including broker, acquisition details, and seller identity
• Shares acquired via restricted stock vesting, indicating compensation-related liquidity rather than external divestiture
• Sale routed through a major broker (Morgan Stanley Smith Barney LLC), suggesting standard execution procedures

Negative

• None.

Insights

Securities/Equity Analyst

TL;DR: Routine insider sale of a very small number of shares from restricted stock vesting; negligible market impact.

The filing documents sale of 6,000 common shares valued at $84,000, representing an immaterial fraction of the reported 3,768,057,942 shares outstanding. Acquisition was via restricted stock vesting on 07/01/2024 and sale is routed through a major broker, indicating standard liquidity of vested awards rather than a company financing or major disposition. Prior sale of 4,000 shares on 08/15/2025 is disclosed, consistent with ongoing personal liquidity events. Overall, this is a routine disclosure with no evident material financial implications for NU.

Corporate Governance / Compliance Analyst

TL;DR: Form 144 appears complete for an ordinary insider sale and includes required statements; no compliance red flags in the notice itself.

The form lists broker details, acquisition method (restricted stock vesting), payment characterization (compensation), and the seller identity, meeting typical Rule 144 disclosure elements. The signer affirms lack of undisclosed material adverse information, and a recent sale within the past month is reported. Absent additional context from the issuer, the filing shows adherence to disclosure obligations rather than governance concerns.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	6000	84000.00	3768057942	08/25/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	07/01/2024	Restricted stock vesting under a registered plan	Issuer			6000	07/01/2024	Compensation

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
SUZANA KUBRIC Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	Common	08/15/2025	4000	55020.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What does the Form 144 for Nu Holdings Ltd. (NU) report?

The form reports a proposed sale of 6,000 common shares valued at $84,000, to be sold on 08/25/2025 via Morgan Stanley Smith Barney LLC.

How were the 6,000 shares acquired?

The shares were acquired on 07/01/2024 through restricted stock vesting under a registered plan and were characterized as compensation.

Has the seller sold NU shares recently?

Yes, the filing discloses a prior sale of 4,000 shares on 08/15/2025 for gross proceeds of $55,020.

Who is the named seller on the filing?

The filing names Suzana Kubric with an address at Campbells Corporate Services Limited in Grand Cayman as the seller for the prior transaction.

On which exchange are the shares to be sold?

The filing lists the NYSE as the securities exchange for the proposed sale.