[144] Nu Holdings Ltd. SEC Filing

Rhea-AI Filing Summary

Form 144 notice for Nu Holdings Ltd. (NU) reports a proposed sale of 19,152 common shares with an aggregate market value of $299,797.75. The shares are to be sold through Morgan Stanley Smith Barney LLC on the NYSE with an approximate sale date of 09/10/2025. The filing shows the shares were acquired through three restricted-stock vesting events under a registered plan on 10/01/2024 (10,334 and 1,949 shares) and 01/02/2025 (6,869 shares); payment is listed as services rendered. The notice also discloses three prior open-market sales by the same seller in 2025: 150,000 shares (08/21/2025), 149,600 shares (07/17/2025) and 400 shares (07/01/2025), with gross proceeds shown for each. The issuer-specific identifying fields in the filer section are not populated.

Positive

• Required Rule 144 disclosures provided: acquisition dates, lot sizes, broker name, approximate sale date and aggregate market value are included
• Securities acquired via restricted stock vesting: three vesting events are clearly documented with dates and amounts
• Broker and exchange identified: Morgan Stanley Smith Barney LLC as broker and NYSE as exchange for the proposed sale

Negative

• Multiple recent dispositions: the same seller reported large open-market sales of 150,000 and 149,600 shares in July–August 2025, which may be material to investors assessing insider selling trends
• Filer/issuer identification incomplete: several top-section fields (filer CIK/issuer name/address) are not populated in this copy of the filing, limiting standalone traceability

Insights

Securities/Fiduciary Analyst

TL;DR: Routine Rule 144 notice registering a planned sale of 19,152 vested shares; prior substantial open-market sales by the same holder are disclosed.

The filing is a standard disclosure under Rule 144 showing that shares were acquired via restricted stock vesting and are now proposed for sale through a registered broker on the NYSE. The acquisition dates and component lot sizes are provided, and consideration is recorded as services rendered, which clarifies the award origin. Material context for investors includes prior large sales by the same seller in July–August 2025, which the filing documents rather than explaining motive or holdings. The filing lacks populated issuer identification fields in the filer block, which limits traceability in this document alone.

Corporate Governance Expert

TL;DR: Compliance-focused disclosure showing insider-originated vested shares and multiple recent dispositions; appears procedurally complete but limited in issuer metadata.

The form documents compliance with Rule 144 by disclosing acquisition method (restricted stock vesting) and the broker/approximate sale date. The presence of multiple recent sales by the same individual is noteworthy from a governance and disclosure perspective, but the form does not provide any statements about trading plans or continuing holdings. The omission of certain filer/issuer identifiers in the top section reduces standalone completeness of the filing record.

Form 144 Filer Information	UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 144 NOTICE OF PROPOSED SALE OF SECURITIES PURSUANT TO RULE 144 UNDER THE SECURITIES ACT OF 1933
FORM 144

144: Filer Information

Filer CIK
Filer CCC
Is this a LIVE or TEST Filing?	LIVE TEST
Submission Contact Information
Name
Phone
E-Mail Address

144: Issuer Information

Name of Issuer

SEC File Number

Address of Issuer

Phone

Name of Person for Whose Account the Securities are To Be Sold

See the definition of "person" in paragraph (a) of Rule 144. Information is to be given not only as to the person for whose account the securities are to be sold but also as to all other persons included in that definition. In addition, information shall be given as to sales by all persons whose sales are required by paragraph (e) of Rule 144 to be aggregated with sales for the account of the person filing this notice.

Relationship to Issuer

144: Securities Information

Title of the Class of Securities To Be Sold	Name and Address of the Broker	Number of Shares or Other Units To Be Sold	Aggregate Market Value	Number of Shares or Other Units Outstanding	Approximate Date of Sale	Name the Securities Exchange
Common	Morgan Stanley Smith Barney LLC Executive Financial Services 1 New York Plaza 8th Floor New York NY 10004	19152	299797.75	3768057942	09/10/2025	NYSE

Furnish the following information with respect to the acquisition of the securities to be sold and with respect to the payment of all or any part of the purchase price or other consideration therefor:

144: Securities To Be Sold

Title of the Class	Date you Acquired	Nature of Acquisition Transaction	Name of Person from Whom Acquired	Is this a Gift?	Date Donor Acquired	Amount of Securities Acquired	Date of Payment	Nature of Payment *
Common	10/01/2024	Restricted stock vesting under a registered plan	Issuer			10334	10/01/2024	Services Rendered
Common	10/01/2024	Restricted stock vesting under a registered plan	Issuer			1949	10/01/2024	Services Rendered
Common	01/02/2025	Restricted stock vesting under a registered plan	Issuer			6869	01/02/2025	Services Rendered

* If the securities were purchased and full payment therefor was not made in cash at the time of purchase, explain in the table or in a note thereto the nature of the consideration given. If the consideration consisted of any note or other obligation, or if payment was made in installments describe the arrangement and state when the note or other obligation was discharged in full or the last installment paid.

Furnish the following information as to all securities of the issuer sold during the past 3 months by the person for whose account the securities are to be sold.

144: Securities Sold During The Past 3 Months

Name and Address of Seller	Title of Securities Sold	Date of Sale	Amount of Securities Sold	Gross Proceeds
Livia Chanes Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	NU Holdings	08/21/2025	150000	2049000.00
Livia Chanes Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	NU Holdings	07/17/2025	149600	2089202.88
Livia Chanes Campbells Corporate Services Limited Floor 4, Willow House, Cricket Square Grand Cayman E9 KY1-9010	NU Holdings	07/01/2025	400	5578.00

144: Remarks and Signature

Remarks

Date of Notice

ATTENTION:

The person for whose account the securities to which this notice relates are to be sold hereby represents by signing this notice that he does not know any material adverse information in regard to the current and prospective operations of the Issuer of the securities to be sold which has not been publicly disclosed. If such person has adopted a written trading plan or given trading instructions to satisfy Rule 10b5-1 under the Exchange Act, by signing the form and indicating the date that the plan was adopted or the instruction given, that person makes such representation as of the plan adoption or instruction date.

Signature

ATTENTION: Intentional misstatements or omission of facts constitute Federal Criminal Violations (See 18 U.S.C. 1001)

FAQ

What shares does the Form 144 for Nu Holdings (NU) propose to sell?

The notice proposes sale of 19,152 common shares with an aggregate market value of $299,797.75.

When is the approximate sale date and which broker is handling it?

The approximate sale date is 09/10/2025 and the broker listed is Morgan Stanley Smith Barney LLC.

How were the shares being sold acquired?

The shares were acquired through restricted stock vesting under a registered plan on 10/01/2024 (10,334 and 1,949 shares) and 01/02/2025 (6,869 shares); consideration is noted as services rendered.

Has the seller made other sales of NU recently?

Yes. The filing discloses sales by the same seller of 150,000 shares (08/21/2025), 149,600 shares (07/17/2025) and 400 shares (07/01/2025) with gross proceeds listed for each.

Does this Form 144 indicate any undisclosed material information about the issuer?

The filer signs a representation of no undisclosed material adverse information, but the filing itself contains no additional material information about the issuer's operations or finances.