Nu Holdings says it is not pursuing a Monzo deal

Nu says investment decisions consider strategic fit, expected returns relative to its cost of capital, per-share value creation, and the resources needed to execute its priorities.

Rhea-AI Filing Summary

Nu Holdings Ltd. (symbol: NU) is the issuer of record for a Form 6-K filing submitted to the SEC. Nu Holdings Ltd. said it is not pursuing a transaction with Monzo. The company said it regularly evaluates opportunities in the normal course of business, including partnerships, investments and acquisitions. It described its strategic priorities as deepening its position in Brazil, scaling its businesses in Mexico and Colombia, and building its presence in the United States and worldwide through Nu Global.

Nu said its capital allocation framework is unchanged. Its statement also reaffirmed that the company remains focused on these strategic priorities.

Key Terms

capital allocation framework, cost of capital, long-term value creation per share

3 terms

capital allocation framework financial

"Nu's capital allocation framework is unchanged."

A capital allocation framework is a set of guiding principles that a company uses to decide how to distribute its financial resources among various needs, such as investing in growth, paying dividends, or reducing debt. It helps ensure that the company's money is used efficiently to create value over time. For investors, understanding this framework offers insight into how a company plans to grow and manage its finances sustainably.

cost of capital financial

"relative to the Company's cost of capital"

The cost of capital is the average price a company pays to get money, whether by borrowing or selling shares, to run the business and fund projects. It matters to investors because it acts like a minimum hurdle: investments must deliver returns higher than this price to create value for shareholders, so comparing expected returns to the cost of capital helps judge whether growth plans will likely boost or reduce share value.

long-term value creation per share financial

"long-term value creation per share"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

Is NU pursuing a transaction with Monzo?

No. Nu Holdings Ltd. stated that it is not pursuing a transaction with Monzo.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Available on EDGAR 09/30/2026 - 04:31 PM Accepted by SEC EDGAR 09/30/2026 - 04:30 PM Learn about SEC filing dates

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

Report of Foreign Private Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934

For the month of September, 2026

Commission File Number 001-41129

Nu Holdings Ltd.

(Exact name of registrant as specified in its charter)

Nu Holdings Ltd.

(Translation of Registrant's name into English)

Campbells Corporate Services Limited, Floor 4, Willow House, Cricket Square, KY1-9010 Grand Cayman, Cayman Islands

+1 345 949 2648

(Address of principal executive office)

Indicate by check mark whether the registrant files or will file annual reports under cover Form 20-F or Form 40-F.

Form 20-F (X) Form 40-F

Indicate by check mark whether the registrant by furnishing the information contained in this Form is also thereby furnishing the information to the Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

Yes No (X)

 

Nu Holdings Ltd. Statement Regarding Media Reports

Nu Holdings Ltd. (NYSE: NU) ("Nu" or the "Company") refers to recent media reports regarding a potential transaction. As a matter of general practice, the Company does not comment on specific opportunities. However, given the extent of recent media speculation, the Company is providing this clarification: while we have a great deal of respect for Monzo, the Company is not pursuing a transaction with Monzo.

In the normal course of business, Nu regularly evaluates opportunities that could support its growth and long-term objectives, including partnerships, investments and acquisitions.

Nu is highly confident and focused on its strategic priorities: deepening its position in Brazil, scaling its businesses in Mexico and Colombia, and building its presence in the United States and around the world through Nu Global.

Nu's capital allocation framework is unchanged. Investment decisions are based on strategic fit, expected returns relative to the Company's cost of capital, long-term value creation per share, and the management and financial resources required to execute the Company's priorities.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

	Nu Holdings Ltd.
	By:	/s/ Guilherme Souto
		Guilherme Souto Investor Relations Officer

Date:  September 30, 2026