[Form 3] Nu Holdings Ltd. Initial Statement of Beneficial Ownership

Rhea-AI Filing Summary

Nu Holdings Ltd. director Diego Piacentini filed an initial ownership report showing his equity stake in the company. He holds 7,503 Class A ordinary shares underlying unvested Restricted Share Units, each RSU representing a contingent right to one share and requiring continued service to vest. He also has indirect exposure to 346,330 Class A Shares through a family-owned corporation and disclaims beneficial ownership of those securities except to the extent of his pecuniary interest.

Insider Trade Summary

2 transactions reported

Mixed 2 txns

Insider PIACENTINI DIEGO

Role Director

Type	Security	Shares	Price	Value
holding	Class A ordinary shares ("Class A Shares")	--	--	--
holding	Class A Shares	--	--	--

Holdings After Transaction: Class A ordinary shares ("Class A Shares") — 7,503 shares (Direct); Class A Shares — 346,330 shares (Indirect, By Family-Owned Corporation)

Footnotes (1)

1. Figure includes 7,503 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with existing grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein.

Understanding Insider Trading Forms →

SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

PIACENTINI DIEGO

(Last) (First) (Middle)

C/O NU HOLDINGS LTD

RUA CAPOTE VALENTE, 39

(Street)

SAO PAULO SP 05409-000

(City) (State) (Zip)

BRAZIL

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
04/01/2026

3. Issuer Name and Ticker or Trading Symbol
Nu Holdings Ltd. [ NU ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Class A ordinary shares ("Class A Shares")	7,503(1)	D
Class A Shares	346,330	I	By Family-Owned Corporation(2)

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Figure includes 7,503 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with existing grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

2. The reporting person disclaims beneficial ownership of these securities except to the extent of his pecuniary interest therein.

Remarks:

Exhibit List - Exhibit 24.1 - Power of Attorney

	/s/ Beatriz Outeiro, attorney-in-fact for Diego Piacentini	04/10/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)