Family trust tied to Nu Holdings (NU) US CEO sells 300,000 shares

Rhea-AI Filing Summary

Nu Holdings Ltd. reported that entities associated with US CEO & Chief Growth Officer Cristina Helena Zingaretti Junqueira sold a total of 300,000 Class A ordinary shares in open-market transactions on March 23, 2026. The sales, executed by a family trust, were split into 220,000 shares at a weighted average price of $14.8151 and 80,000 shares at a weighted average price of $14.8105, across multiple trades within narrow price ranges around those levels.

After these transactions, family trusts associated with Junqueira continued to report holdings of 4,977,593 and 2,312,338 Class A shares, with additional indirect holdings of 490,899 shares and 1,539,000 shares, and a direct holding of 2,623,395 shares. A disclosed figure of 1,285,395 Class A shares represents unvested restricted share units that may vest only if her service continues. The filing states that she disclaims beneficial ownership of certain securities except to the extent of her pecuniary interest.

Insider Trade Summary

Net Seller: 300,000 shares ($4,444,162)

Net Sell 5 txns

Insider Junqueira Cristina Helena Zingaretti

Role US CEO & Chief Growth Officer

Sold 300,000 shs ($4.44M)

Type	Security	Shares	Price	Value
Sale	Class A ordinary shares ("Class A Shares")	220,000	$14.8151	$3.26M
Sale	Class A Shares	80,000	$14.8105	$1.18M
holding	Class A Shares	--	--	--
holding	Class A Shares	--	--	--
holding	Class A Shares	--	--	--

Holdings After Transaction: Class A ordinary shares ("Class A Shares") — 4,977,593 shares (Indirect, By Family Trust); Class A Shares — 2,312,338 shares (Indirect, By Family Trust); Class A Shares — 2,623,395 shares (Direct)

Footnotes (1)

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.8100 to $14.8300, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.8101 to $14.8150, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (3) to this Form 4. Figure includes 1,285,395 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Junqueira Cristina Helena Zingaretti

(Last) (First) (Middle)

RUA CAPOTE VALENTE, 39, PINHEIROS

(Street)

SAO PAULO 05409001

(City) (State) (Zip)

BRAZIL

(Country)

2. Issuer Name and Ticker or Trading Symbol
Nu Holdings Ltd. [ NU ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	US CEO & Chief Growth Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Class A ordinary shares ("Class A Shares")	03/23/2026		S		220,000	D	$14.8151(1)	4,977,593	I	By Family Trust(2)
Class A Shares	03/23/2026		S		80,000	D	$14.8105(3)	2,312,338	I	By Family Trust(2)
Class A Shares								490,899	I	By Family Trust(2)
Class A Shares								1,539,000	I	By Estate Planning Vehicle(2)
Class A Shares								2,623,395(4)	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.8100 to $14.8300, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (1) to this Form 4.

2. The reporting person disclaims beneficial ownership of these securities except to the extent of her pecuniary interest therein.

3. The price reported in Column 4 is a weighted average price. These shares were sold in multiple transactions at prices ranging from $14.8101 to $14.8150, inclusive. The reporting person undertakes to provide to the Issuer, any security holder of the Issuer, or the staff of the Securities and Exchange Commission, upon request, full information regarding the number of shares sold at each separate price within the ranges set forth in footnote (3) to this Form 4.

4. Figure includes 1,285,395 Class A Ordinary Shares underlying unvested Restricted Share Units (RSUs) associated with prior grant(s). Each RSU represents a contingent right to receive one Class A Ordinary share. These RSUs are subject to the Reporting Person's continued service through the vesting date.

	/s/ Beatriz Outeiro, attorney-in-fact for Cristina Junqueira	03/25/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did Nu Holdings (NU) report for Cristina Junqueira?

Nu Holdings reported that entities associated with executive Cristina Junqueira sold 300,000 Class A ordinary shares in open-market transactions. The sales occurred on March 23, 2026, through a family trust at weighted average prices around $14.81 per share.

At what prices were the Nu Holdings (NU) shares sold in this Form 4?

The 220,000-share block was sold at a weighted average price of $14.8151, and the 80,000-share block at $14.8105. Each block comprised multiple trades within narrow ranges between $14.81 and $14.83 per share, according to the disclosure.

Were the Nu Holdings (NU) share sales made directly by Cristina Junqueira?

The sales were reported as indirect, executed by a family trust. The filing notes that Cristina Junqueira disclaims beneficial ownership of those securities except to the extent of her pecuniary interest, indicating the transactions are attributed to related entities rather than personal direct holdings.

How many Nu Holdings (NU) shares remain held after the reported sales?

After the reported sales, associated family trusts held 4,977,593 and 2,312,338 Class A shares. Additional reported holdings include 490,899 and 1,539,000 shares indirectly, plus 2,623,395 shares directly, reflecting substantial remaining exposure across multiple ownership lines.

Does Cristina Junqueira have Nu Holdings (NU) restricted share units outstanding?

Yes. The disclosure states that 1,285,395 Class A ordinary shares underlie unvested restricted share units. Each unit represents a contingent right to receive one share, subject to her continued service through the applicable vesting dates as described.

Were the Nu Holdings (NU) insider sales part of a derivative or option exercise?

No derivative or option exercises were reported in this filing. The transactions are classified as non-derivative open-market sales of Class A ordinary shares, with no associated exercise prices or derivative positions disclosed in the transaction details.