Norwood Financial director granted 40 share award

Q: What insider transaction did NWFL director Kevin M. Lamont report?

Kevin M. Lamont reported a grant of 40 shares of Norwood Financial common stock on August 10, 2026. The shares are classified as a grant or award and were issued as Director Retainer Shares under the company’s 2024 Equity Incentive Plan.

Q: At what price were the 40 NWFL shares granted to Kevin M. Lamont?

The 40 shares were reported at a price of $34.02 per share. This figure reflects the value used for the Director Retainer Shares granted under Norwood Financial’s 2024 Equity Incentive Plan on August 10, 2026.

Q: How many NWFL shares does Kevin M. Lamont hold after this grant?

After the reported grant, Kevin M. Lamont directly holds 136,088 shares of Norwood Financial common stock. In addition, he reports indirect ownership of 463 shares held through his spouse, plus several restricted stock awards subject to vesting conditions.

Q: What indirect NWFL shareholdings does Kevin M. Lamont report?

Kevin M. Lamont reports 463 shares of Norwood Financial common stock held indirectly through his spouse. He also reports multiple restricted stock awards held indirectly, which vest over time based on continued service in designated roles with the company.

Q: Under which plan were Kevin M. Lamont’s NWFL director retainer shares issued?

The 40 shares reported by Kevin M. Lamont were issued as Director Retainer Shares under Norwood Financial’s 2024 Equity Incentive Plan. This plan governs the grant and vesting terms of equity awards to eligible participants, including outside directors.

NORWOOD FINANCIAL CORP director Kevin M. Lamont reported a grant of 40 shares of Common Stock on August 10, 2026, classified as a grant, award, or other acquisition at $34.02 per share.

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Rhea-AI Filing Summary

NORWOOD FINANCIAL CORP director Kevin M. Lamont reported a grant of 40 shares of Common Stock on August 10, 2026, classified as a grant, award, or other acquisition at $34.02 per share. These are Director Retainer Shares issued under the 2024 Equity Incentive Plan, bringing his directly held stake to 136,088 shares of common stock. He also reports indirect ownership of 463 shares through his spouse and several restricted stock awards that vest in scheduled installments beginning on December 14, 2022, December 13, 2023, December 12, 2024, December 15, 2025, and December 15, 2026, contingent on continued service.

Insider Trade Summary

Grant/Award: 40 shares

Grant/Award 8 txns

Insider LAMONT KEVIN M

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock ^F1	40	$34.02	$1K
holding	Common Stock	--	--	--
holding	Common Stock ^F2	--	--	--
holding	Common Stock ^F3	--	--	--
holding	Common Stock ^F4	--	--	--
holding	Common Stock ^F5	--	--	--
holding	Common Stock ^F5	--	--	--
holding	Common Stock ^F6	--	--	--

Holdings After Transaction: Common Stock — 136,088 shares (Direct); Common Stock — 463 shares (Indirect, Spouse); Common Stock — 2,197 shares (Indirect, Restricted Stock)

Footnotes (6)

F1. Director Retainer Shares issued under the 2024 Equity Incentive Plan.
F2. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F3. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F4. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F5. Award vests in three equal installments beginning December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
F6. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.

Key Figures

Shares granted: 40 shares Grant price: $34.02 per share Direct holdings after grant: 136,088 shares +5 more

8 metrics

Shares granted 40 shares Director Retainer Shares granted on August 10, 2026

Grant price $34.02 per share Value reported for the 40-share director grant

Direct holdings after grant 136,088 shares Common stock directly owned by Kevin M. Lamont after the transaction

Indirect spouse holdings 463 shares Common stock indirectly owned through spouse

Vesting start date F2 award December 14, 2022 Restricted stock award begins vesting in five equal installments

Vesting start date F3 award December 13, 2023 Restricted stock award begins vesting in five equal installments

Vesting start date F4 award December 12, 2024 Restricted stock award begins vesting in five equal installments

Vesting start date F6 award December 15, 2026 Restricted stock award begins vesting in three equal installments

Key Terms

Director Retainer Shares, 2024 Equity Incentive Plan, Restricted Stock, vests in five equal installments, +1 more

5 terms

Director Retainer Shares financial

"Director Retainer Shares issued under the 2024 Equity Incentive Plan."

2024 Equity Incentive Plan financial

"Director Retainer Shares issued under the 2024 Equity Incentive Plan."

Restricted Stock financial

"nature_of_ownership "Restricted Stock" with multi-year vesting schedules."

Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.

vests in five equal installments financial

"Award vests in five equal installments beginning on December 14, 2022 and annually thereafter"

vests in three equal installments financial

"Award vests in three equal installments beginning December 15, 2025 and annually thereafter"

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transaction did NWFL director Kevin M. Lamont report?

Kevin M. Lamont reported a grant of 40 shares of Norwood Financial common stock on August 10, 2026. The shares are classified as a grant or award and were issued as Director Retainer Shares under the company’s 2024 Equity Incentive Plan.

At what price were the 40 NWFL shares granted to Kevin M. Lamont?

The 40 shares were reported at a price of $34.02 per share. This figure reflects the value used for the Director Retainer Shares granted under Norwood Financial’s 2024 Equity Incentive Plan on August 10, 2026.

How many NWFL shares does Kevin M. Lamont hold after this grant?

After the reported grant, Kevin M. Lamont directly holds 136,088 shares of Norwood Financial common stock. In addition, he reports indirect ownership of 463 shares held through his spouse, plus several restricted stock awards subject to vesting conditions.

What indirect NWFL shareholdings does Kevin M. Lamont report?

Kevin M. Lamont reports 463 shares of Norwood Financial common stock held indirectly through his spouse. He also reports multiple restricted stock awards held indirectly, which vest over time based on continued service in designated roles with the company.

How do Kevin M. Lamont’s restricted NWFL stock awards vest?

The restricted stock awards vest in installments beginning on December 14, 2022; December 13, 2023; December 12, 2024; December 15, 2025; and December 15, 2026. Vesting continues annually, conditioned on ongoing service as an employee, outside director, or director emeritus.

Under which plan were Kevin M. Lamont’s NWFL director retainer shares issued?

The 40 shares reported by Kevin M. Lamont were issued as Director Retainer Shares under Norwood Financial’s 2024 Equity Incentive Plan. This plan governs the grant and vesting terms of equity awards to eligible participants, including outside directors.

AI-generated analysis. How Rhea-AI works. Not financial advice.

Form 4 Insider Transactions: What Each Field Means →

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Accepted by SEC EDGAR 08/11/2026 - 04:32 PM EDT

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

LAMONT KEVIN M

(Last)

(First)

(Middle)

717 MAIN STREET

(Street)

HONESDALE

PENNSYLVANIA

18431

(City)

(State)

(Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
NORWOOD FINANCIAL CORP [ NWFL ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director	10% Owner
	Officer (give title below)	Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
08/10/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	Amount	(A) or (D)	Price		6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
Common Stock	08/10/2026		A		40⁽¹⁾	A	$34.02	136,088	D
Common Stock								463	I	Spouse
Common Stock								40⁽²⁾	I	Restricted Stock
Common Stock								280⁽³⁾	I	Restricted Stock
Common Stock								420⁽⁴⁾	I	Restricted Stock
Common Stock								550⁽⁵⁾	I	Restricted Stock
Common Stock								82⁽⁵⁾	I	Restricted Stock
Common Stock								825⁽⁶⁾	I	Restricted Stock

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares	8. Price of Derivative Security (Instr. 5)		10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)

Explanation of Responses:

1. Director Retainer Shares issued under the 2024 Equity Incentive Plan.

2. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.

3. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.

4. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.

5. Award vests in three equal installments beginning December 15, 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.

6. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.

	/s/ Kevin M. Lamont By: Mackenzie Jackson, Power of Attorney	08/11/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

Source: View Original Filing on SEC EDGAR