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Norwood Financial (NASDAQ: NWFL) director reports new 45-share stock grant

(Neutral)
(Neutral)
Form Type
4

Rhea-AI Filing Summary

NORWOOD FINANCIAL CORP director Kenneth A. Phillips reported a compensation-related stock grant. On 2026-06-10, he received a grant or award of 45 shares of common stock at a price of $30.19 per share, classified as a non-derivative acquisition.

Following this award, Phillips directly owns 15,850 shares of Norwood Financial common stock. The filing also lists several indirect holdings of restricted stock in smaller amounts, reflecting director retainer and equity incentive awards under the company’s equity plans that vest over time in scheduled installments.

Positive

  • None.

Negative

  • None.
Insider PHILLIPS KENNETH A
Role Director
Type Security Shares Price Value
Grant/Award Common Stock 45 $30.19 $1K
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Common Stock — 15,850 shares (Direct); Common Stock — 2,197 shares (Indirect, Restricted Stock)
Footnotes (6)
  1. F1. Director Retainer Shares issued under the 2024 Equity Incentive Plan.
  2. F2. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
  3. F3. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
  4. F4. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
  5. F5. Award vests in three equal installments beginning on December 15 , 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
  6. F6. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
Shares granted 45 shares Non-derivative grant/award on June 10, 2026
Grant price per share $30.19 per share Value reported for 45-share award
Direct holdings after transaction 15,850 shares Common stock owned directly after award
Restricted stock holding example 825 shares Indirect restricted stock holding entry
Restricted stock holding example 550 shares Indirect restricted stock holding entry
Restricted stock holding example 420 shares Indirect restricted stock holding entry
Restricted Stock financial
"nature_of_ownership": "Restricted Stock""
Shares granted to an individual that carry limits on transfer or sale until certain conditions are met, such as staying with the company for a set time or hitting performance targets. Think of them as a locked gift that gradually opens; for investors they matter because they affect how many shares may enter the market later, signal management incentives and potential dilution, and reveal confidence in future company performance.
Director Retainer Shares financial
"Director Retainer Shares issued under the 2024 Equity Incentive Plan."
2024 Equity Incentive Plan financial
"Director Retainer Shares issued under the 2024 Equity Incentive Plan."
grant/award acquisition financial
"transaction_action": "grant/award acquisition""
vests in five equal installments financial
"Award vests in five equal installments beginning on December 14, 2022"
vests in three equal installments financial
"Award vests in three equal installments beginning on December 15 , 2025"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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FAQ

What did Kenneth A. Phillips report in his latest Form 4 for NWFL?

Kenneth A. Phillips reported receiving a grant of 45 shares of NORWOOD FINANCIAL CORP common stock. The acquisition is a non-derivative grant or award, reflecting equity compensation rather than an open-market purchase or sale of shares.

How many NWFL shares does Kenneth A. Phillips own after this reported award?

After the reported award, Kenneth A. Phillips directly owns 15,850 shares of NORWOOD FINANCIAL CORP common stock. The Form 4 also lists additional smaller indirect restricted stock holdings associated with prior equity awards and director retainer shares.

Was the NWFL Form 4 transaction an open-market buy or a compensation grant?

The Form 4 transaction for NWFL was a compensation grant, not an open-market buy. It is coded as a grant, award, or other acquisition, indicating shares were issued as part of Phillips’ director compensation package.

What price per share is associated with Kenneth A. Phillips’ NWFL stock grant?

The stock grant to Kenneth A. Phillips is associated with a value of $30.19 per share. This reflects the price per share reported for the 45-share non-derivative acquisition of NORWOOD FINANCIAL CORP common stock.

What does the Form 4 reveal about restricted stock for NWFL director Phillips?

The Form 4 lists several indirect holdings of restricted stock for director Kenneth A. Phillips. Footnotes explain these are director retainer and equity incentive awards that vest in equal installments over multiple years, contingent on continued service.

What is the vesting structure mentioned in Kenneth A. Phillips’ NWFL equity awards?

Footnotes state that certain awards to Kenneth A. Phillips vest in equal installments over three or five years. Vesting begins on specified dates in December 2022, 2023, 2024, 2025, and 2026, subject to his continued service in eligible director or employee roles.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
PHILLIPS KENNETH A

(Last)(First)(Middle)
717 MAIN STREET

(Street)
HONESDALE PENNSYLVANIA 18431

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
NORWOOD FINANCIAL CORP [ NWFL ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
06/10/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock06/10/2026A45(1)A$30.1915,850D
Common Stock40(2)IRestricted Stock
Common Stock280(3)IRestricted Stock
Common Stock420(4)IRestricted Stock
Common Stock550(5)IRestricted Stock
Common Stock82(5)IRestricted Stock
Common Stock825(6)IRestricted Stock
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Explanation of Responses:
1. Director Retainer Shares issued under the 2024 Equity Incentive Plan.
2. Award vests in five equal installments beginning on December 14, 2022 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
3. Award vests in five equal installments beginning on December 13, 2023 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
4. Award vests in five equal installments beginning on December 12, 2024 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
5. Award vests in three equal installments beginning on December 15 , 2025 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
6. Award vests in three equal installments beginning on December 15, 2026 and annually thereafter during such periods of continued service as an Employee, Outside Director or Director Emeritus, as applicable.
/s/ Kenneth A. Phillips, by Mackenzie Jackson, Power of Attorney06/12/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)