Every 10-Q that NEW PEOPLES BNKSHS INC (NWPP) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow NWPP and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full NWPP filings page.
New Peoples Bankshares, Inc. reported solid growth for the quarter and six months ended June 30, 2026. Total assets were $942.2 million, up from $909.7 million at December 31, 2025, driven largely by loan growth to $732.3 million. Deposits increased to $827.5 million, with noninterest-bearing balances rising to $242.5 million.
Quarterly net interest income rose to $9.4 million from $8.2 million a year earlier as the net interest margin improved to 4.12% from 3.86%, reflecting higher loan yields and lower funding costs. Net income for the quarter increased to $3.5 million, or $0.15 per share, compared with $2.5 million, or $0.11 per share, in 2025. For the first six months, net income was $6.5 million, or $0.28 per share, versus $4.4 million, or $0.19 per share.
Credit quality metrics remained manageable. The allowance for credit losses on loans was $8.2 million versus $8.1 million at year-end, while loans on nonaccrual status were $3.3 million compared with $3.6 million. The bank continued to be well capitalized, with a total risk-based capital ratio of 16.73% and a capital conservation buffer of 8.73% at June 30, 2026.
New Peoples Bankshares reported stronger first-quarter results, with net income rising to $3.1M, up from $1.9M a year earlier. Earnings per share increased to $0.13 from $0.08, reflecting better profitability.
Total assets reached $939.6M, and loans grew to $723.3M, while deposits increased to $827.7M. The net interest margin improved to 3.99% as loan yields rose and funding costs edged lower. Noninterest income grew modestly and expenses were tightly controlled, reducing the efficiency ratio to 63.17%.
Asset quality remained solid, with the allowance for credit losses at $8.1M, or 1.12% of total loans, and nonperforming assets at 0.35% of total assets. The bank stayed well capitalized, with book value per share of $3.53 and continued dividends of $0.09 per share alongside ongoing share repurchases.
New Peoples Bankshares, Inc. filed an amended Form 10‑Q/A for the quarter ended September 30, 2025, reporting higher profitability and balance sheet growth. Q3 2025 net income rose to $2.8 million from $2.1 million a year earlier, with earnings per share increasing to $0.12 from $0.09. For the first nine months of 2025, net income was $7.2 million versus $5.6 million in 2024, and EPS improved to $0.30 from $0.24.
Total assets increased to $910.7 million from $854.9 million at year-end 2024, driven mainly by loan growth to $707.3 million. Deposits rose to $799.4 million. Shareholders’ equity climbed to $79.5 million, helped by retained earnings and reduced unrealized losses on securities, which lowered accumulated other comprehensive loss to $8.3 million. The bank remained strongly capitalized, with a total capital ratio of 16.05% and a common equity Tier 1 ratio of 14.80%, both well above regulatory minimums, while nonaccrual loans and past‑due balances declined compared with year-end 2024.
New Peoples Bankshares, Inc. reported stronger Q3 2025 performance. Net income was $2.76 million versus $2.11 million a year ago, and EPS rose to $0.12 from $0.09. Net interest income improved to $8.64 million from $7.18 million as loan yields outpaced funding costs, while the provision for credit losses was $0.19 million. For the first nine months, net income reached $7.20 million (EPS $0.30) versus $5.58 million (EPS $0.24) in 2024.
Balance sheet growth continued: loans were $707.3 million (from $657.5 million) and deposits were $799.4 million (from $750.0 million). Total assets were $910.7 million. Credit quality trends improved with total nonaccrual loans of $3.0 million (down from $3.27 million) and past dues of $4.58 million (down from $6.17 million). AOCI losses narrowed, lifting shareholders’ equity to $79.5 million. The Bank remained well capitalized with a Tier 1 risk-based ratio of 14.80% and a leverage ratio of 10.80%. A cash dividend of $0.08 per share was declared year‑to‑date; shares outstanding were 23,574,543 as of November 07, 2025.