Orange County Bancorp, Inc. director Gregory F. Holcombe received an award of 609 shares underlying phantom stock on October 1, 2026, at a reported $37.19 per share. Each phantom share is economically equivalent to one common share and becomes payable upon his separation from service as a director; his reported phantom-stock position after the award was 26,309 shares. His reported common-stock holdings include 68,824 directly held shares and indirect positions held by Foundation and Trusts 1, 2 and 3.
Orange County Bancorp, Inc. director Kevin J. Keane received a Phantom Stock award covering 540 underlying common shares on October 1, 2026; the reported per-share figure was $37.19. His reported Phantom Stock position after the award was 19,359 shares. Each Phantom Stock share is economically equivalent to one common share and becomes payable upon his separation from service as a director.
Orange County Bancorp, Inc. (OBT) director Marianna R. Kennedy received an award of 152 phantom stock shares on October 1, 2026, at $37.19 per share. Each phantom share is the economic equivalent of one common share and becomes payable upon her separation from service as a director. Her reported phantom stock position after the award was 10,493 shares. Her separate direct common stock holding was 1,466 shares and includes restricted stock units that vest 100% as of their grant date and 100% on February 19, 2027; both are settled in issuer common stock upon separation from service.
Orange County Bancorp, Inc. director Jonathan F. Rouis acquired 121 shares of phantom stock on October 1, 2026, at $37.19 per share; his reported phantom-stock position afterward was 7,535 shares. Each phantom share is economically equivalent to one common share and becomes payable upon his separation from service as a director. He also reported 9,166 directly held common shares, including restricted stock units, and 400 common shares held indirectly by his spouse.
Orange County Bancorp, Inc. director Richard B. Rowley acquired 609 phantom stock units on October 1, 2026, at a reported price of $37.19 per share. Each unit is the economic equivalent of one common share and becomes payable upon his separation from service as a director; his reported phantom stock balance after the award was 27,425 units. A separate direct common-stock holding entry lists 537,134 shares and includes restricted stock units with vesting and settlement terms.
Orange County Bancorp, Inc. (OBT) director Jon Schiller received a phantom stock award covering 540 shares of common stock on October 1, 2026, at a reported $37.1900 per share; his reported phantom stock balance afterward was 6,566. Each phantom share is the economic equivalent of one common share and becomes payable upon his separation of service as a director. His reported common stock balance was 12,473 shares, including restricted stock units that vest 100% on February 19, 2027, and settle in shares upon separation from service.
Orange County Bancorp, Inc. director Olga Luz Tirado was awarded 34 phantom stock units on October 1, 2026; the reported per-share value was $37.1900, and her reported phantom stock balance after the award was 352 units. Each phantom share is economically equivalent to one common share and becomes payable when she separates from service as a director. Her reported 2,963 common shares include restricted stock units that vest 100% on February 19, 2027, and are settled in shares upon separation from service.
Orange County Bancorp, Inc. (OBT) distributed a September 2026 investor presentation covering its operating and growth strategies and financial performance; the presentation will be reviewed with analysts and institutional investors at the Stephens Bank Forum 2026 on September 24, 2026. Its June 30, 2026 snapshot lists $2.8 billion in total assets, $2.4 billion in deposits, $1.9 billion in net loans and $1.7 billion in assets under management.
For the six months ended June 30, 2026, OBT reported $24.943 million in net income, diluted earnings per share of $1.87 and a net interest margin of 4.42%. The presentation lists core deposits at 98.5% of total funding and a 96-basis-point cost of deposits. It also reports $22.2 million in non-performing loans (1.16% of total loans) and a $26.3 million loan loss reserve (119% of non-performing loans).
Orange County Bancorp, Inc. (symbol: OBT) is the issuer of record for a Form 4/A filing submitted to the SEC. Sousa Gregory reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp, Inc. (OBT) reported that executive vice president and deputy chief lending officer Gregory Sousa received a grant of phantom stock linked to 23 shares of Common Stock on September 15, 2026, at a reference value of $38.78 per share under the Performance-Based SERP, bringing his phantom stock balance to 4,992 units. As of that date, he also held 10,572 Common Shares directly, including restricted stock units vesting in annual thirds beginning in 2025, 2026, and 2027, and 7,065 Common Shares indirectly through a 401(k). No Rule 10b5-1 trading plan is reported.
Orange County Bancorp, Inc. (OBT) reported that director Olga Luz Tirado received a grant of phantom stock on September 15, 2026, classified as a grant or award acquisition. Each phantom share is the economic equivalent of one share of common stock and becomes payable upon her separation from service as a director. Following this grant, she holds 319 phantom stock units and 2,963 shares of common stock, held directly. Her common stock holdings include restricted stock units that vest 100% on February 19, 2027 and are settled in shares upon separation from service. No Rule 10b5-1 trading plan is reported for these transactions.