Welcome to our dedicated page for Orange Cnty Bancorp SEC filings (Ticker: OBT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Orange County Bancorp, Inc. (Nasdaq: OBT) SEC filings page on Stock Titan provides centralized access to the company’s public disclosures as filed with the U.S. Securities and Exchange Commission. As a Nasdaq-listed bank holding company and emerging growth company, Orange County Bancorp, Inc. submits periodic reports and current reports that describe its financial condition, operating results, capital structure, and material corporate events.
Among the most important documents for analysis are the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or reviewed financial statements, segment information for banking and wealth management, details on loan and deposit composition, and discussions of risk factors and capital resources. Current reports on Form 8-K provide more immediate updates, including earnings releases, dividend declarations on common stock, public offerings of common stock under a shelf registration statement on Form S-3, the issuance of fixed-to-floating rate subordinated notes, changes in executive roles, and temporary trading restrictions under employee benefit plans.
For users interested in capital structure and funding, filings related to subordinated note offerings and shelf registrations outline the terms of debt and equity issuances and the company’s stated intentions for using proceeds, such as general corporate purposes, support for bank growth, and regulatory capital. Dividend-related 8-Ks document board actions on cash dividends, while earnings 8-Ks furnish press releases that summarize net income, net interest income, non-interest income, and other performance measures.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents, helping readers quickly identify items such as changes in capital, notable credit developments, or updates affecting shareholders. Real-time integration with the SEC’s EDGAR system allows new Orange County Bancorp, Inc. filings to appear promptly, and users can review Form 4 and other ownership-related filings to track equity transactions by insiders and directors. This page is a resource for investors, analysts, and other stakeholders seeking structured access to OBT’s regulatory reporting history.
Orange County Bancorp SVP and Chief Risk Officer Michael Listner received a stock award and had shares withheld for taxes. He acquired 2,827 shares of common stock as a grant at $0.0000 per share, and 832 shares were disposed of at $31.15 per share to cover tax obligations.
After these transactions, he directly holds 9,969 shares of common stock. His holdings include restricted stock units that vest in equal one-third installments beginning on March 21, 2025, March 20, 2026, and March 19, 2027, providing a staged compensation over several years.
Orange County Bancorp SVP and Chief Credit Officer Stephen Rooney reported routine equity compensation activity. He received a grant of 2,812 shares of Common Stock on March 19, 2026 at no cost as a stock award, increasing his direct holdings.
On the same date, 841 shares were disposed of at $31.15 per share to cover tax obligations, a non-market transaction that does not represent an open-market sale. After these entries, Rooney directly holds 10,106 shares of Common Stock, including restricted stock units that are scheduled to vest in annual thirds starting in 2025, 2026, and 2027.
Orange County Bancorp executive reports stock award and tax withholding. Regional President Joseph A. Ruhl received a grant of 5,133 shares of Common Stock on March 19, 2026 at no cost as a compensation award. On the same date, 1,377 shares were disposed of at $31.15 per share to satisfy tax obligations, a non-market transaction. After these entries, he directly holds 34,782 shares of Common Stock, including restricted stock units that vest in equal thirds beginning on March 21, 2025, March 20, 2026, and March 19, 2027.
Orange County Bancorp EVP and Deputy CLO Gregory Sousa reported equity compensation transactions in Common Stock. He received a grant of 5,056 shares at no cost, while 1,307 shares were withheld at $31.15 per share to cover tax obligations. After these movements, he directly holds 13,619 Common Stock shares, with additional indirect holdings of 7,065 shares in a 401(k) plan and 4,943 units of Phantom Stock tied to Common Stock. Several blocks of these holdings consist of restricted stock units that vest in equal thirds beginning on March 21, 2025, March 20, 2026, and March 19, 2027.
Orange County Bancorp SVP David P. Dineen reported equity compensation activity. He received a grant of 4,333 shares of Common Stock at no cost on March 19, 2026, and 790 shares were withheld at $31.15 per share to cover tax obligations. After these transactions, he directly holds 11,480 shares, plus 2,780 shares held indirectly through a 401(k) plan.
Orange County Bancorp President and CEO Michael J. Gilfeather reported mainly compensation-related equity activity. He received two Common Stock awards of 16,853 and 9,438 shares at no cost, increasing his direct holdings before taxes. To cover tax obligations, 6,189 shares were withheld at a price of $31.15 per share, leaving him with 129,449 directly held shares, including restricted stock units that vest over several future dates. He also made a small open-market purchase of 200 Common Stock shares in an IRA at $31.2499 per share, bringing that indirect IRA position to 16,400 shares. In addition, he holds 26,460 phantom stock units, each economically equivalent to one share of Common Stock, payable upon his separation from service as a director.
Gilfeather Michael J reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp President and CEO Michael J. Gilfeather received a grant of phantom stock tied to 151 shares of common stock. The phantom stock was awarded at an indicated value of $31.29 per share, bringing his total phantom stock balance to 26,460 units.
Each phantom stock unit is economically equivalent to one share of common stock and becomes payable when he separates from service as a director. The filing also shows he holds 109,347 common shares directly and 16,200 common shares indirectly through an IRA, reflecting a substantial ongoing equity stake.
Tirado Olga Luz reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp director Olga Luz Tirado received a small phantom stock award tied to company shares. On the reported date, she was granted phantom stock economically equivalent to 2 shares of common stock at a reference price of $31.29 per share, bringing her total phantom stock-based units to 377.
After this filing, Tirado directly holds 2,963 shares of Orange County Bancorp common stock. Footnotes explain that each phantom stock unit and related restricted stock units will generally be settled in issuer common stock upon her separation from service as a director.
Orange County Bancorp director Gregory F. Holcombe received a phantom stock grant tied to 138 shares of common stock. The award is coded as a grant acquisition and is priced at $31.29 per phantom share, with each phantom share economically equivalent to one common share.
After this grant, Holcombe holds 24,146 phantom stock units directly. His common stock position includes 68,824 shares held directly, plus indirect holdings of 14,920 shares by a foundation and 12,054, 34,720 and 34,720 shares held through three separate trusts. The phantom stock and related restricted stock units become payable or are settled in common shares upon his separation from service as a director.
Orange County Bancorp director Kevin J. Keane received a grant of phantom stock representing 100 shares of common stock on March 16, 2026. The award is classified as a grant or other acquisition at an indicated value of $31.29 per phantom share and is economically equivalent to common stock, becoming payable upon his separation from service as a director.
Following this grant, Keane holds 17,480 phantom stock units. The filing also shows direct ownership of 19,266 common shares, plus indirect holdings of 7,400 shares through a partnership and 832 shares through a 401(k) plan.