Orange Cnty Bancorp Inc SEC Filings

Gregory Sousa, EVP and Deputy Chief Legal Officer of Orange County Bancorp, Inc. (OBT), reported changes in his beneficial ownership on Form 4 dated 09/16/2025. The filing shows a disposition of 10,280 shares of Common Stock and reports indirect ownership of 5,263 shares through a 401(k) plan. The filing also records the acquisition of phantom stock interests under a Performance-Based SERP that may be settled in shares, and shows 3,659 shares reported as directly owned following a prior phantom stock transaction. The filing discloses multiple restricted stock unit (RSU) grants with staggered vesting schedules: one vesting beginning March 11, 2024, another beginning March 21, 2025, and a third beginning March 20, 2026. All items are presented as required under Section 16 reporting rules.

Richard B. Rowley, a director of Orange County Bancorp, Inc. (OBT), reported changes in his beneficial ownership. The filing shows a disposition of 537,263 common shares. The report also records an acquisition of 56 phantom stock units that are economically equivalent to one share each and become payable upon the reporting person’s separation from service. After the reported transactions, the filing shows 21,582 shares of common stock beneficially owned directly by the reporting person. The filing discloses restricted stock units that vest either immediately upon grant or on February 20, 2026, and that those RSUs are settled in shares of the issuer’s common stock upon separation from service.

Bay Pond Partners, L.P. reports a passive ownership stake in Orange County Bancorp, Inc., holding 543,779 shares representing 4.07% of the outstanding common stock. The filing shows Bay Pond has shared voting and shared dispositive power over those shares and no sole voting or dispositive power, indicating decision authority is shared rather than exercised alone.

The filer certifies the securities were not acquired to change or influence control of the issuer and are not held in connection with any transaction having that purpose. The filing classifies the reporting person as a PN (partnership) organized in Delaware.

Orange County Bancorp, Inc.'s common stock is reported as beneficially owned in aggregate by multiple Wellington entities totaling 966,410 shares, representing 7.23% of the class. The filing shows 0 sole voting power and 966,410 shared voting and dispositive power, indicating these shares are managed jointly by the Wellington group on behalf of clients. The Schedule states the securities are owned of record by clients of Wellington investment advisers and are held in the ordinary course of business, not for the purpose of changing or influencing control. Reporting persons are classified as holding companies and an investment adviser.

Orange County Bancorp reported a quarter with asset growth, higher earnings and a material capital raise. Total assets were $2,606,263, supported by $1,917,802 of loans (net $1,889,394 after an allowance of $28,408) and total deposits of $2,276,723. Cash and cash equivalents ended at $175,606. Stockholders' equity rose to $252,589 from $185,531, reflecting issuance of 1,978,494 shares and net capital proceeds of $43,685.

On the income statement, quarterly net income was $10,461 versus $8,213 a year earlier, and six‑month net income was $19,165 versus $17,503. Basic and diluted earnings per share were $0.87 for the quarter and $1.64 for six months. Net interest income increased to $25,140 for the quarter and noninterest income rose to $7,316. Credit metrics show a $2,113 provision for loan losses this quarter, an allowance for credit losses of $28,408, $11.7 million in nonaccrual loans (with a related ACL of ~$1.3 million), and unrealized losses on available‑for‑sale securities of $68,099 recorded in accumulated other comprehensive loss of ($61,436).