Welcome to our dedicated page for Orange Cnty Bancorp SEC filings (Ticker: OBT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Orange County Bancorp, Inc. filings document the public reporting record for a Nasdaq-listed bank holding company whose common stock is registered under Section 12(b). Current reports furnish earnings releases for the banking and wealth management businesses, cash dividend announcements, investor presentations, and other material events affecting the company and its subsidiaries.
Proxy and governance filings cover director elections, independent auditor ratification, executive compensation arrangements, and annual meeting matters. The filings also identify the company's capital structure, including common stock par value, and present formal disclosures around operating performance, growth strategy, emerging growth company status, and shareholder voting.
Schiller Jon reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp director Jon Schiller reported his current equity-based holdings and a new compensation award. He now directly holds 12,473 shares of common stock. He also holds 5,460 shares of phantom stock, each economically equivalent to one share of common stock.
The filing shows a grant of phantom stock linked to 28 underlying shares of common stock at $35.35 per share, categorized as a compensation-related award rather than an open-market trade. Footnotes note that certain restricted stock units vest 100% on February 19, 2027 and both RSUs and phantom stock settle upon his separation from service.
Sousa Gregory reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp EVP and Deputy CLO Gregory Sousa reported updated equity holdings and a new compensation grant. He now holds 13,619 shares of common stock directly and 7,065 shares indirectly through a 401(k) plan. The direct holdings include restricted stock units that vest in equal annual installments starting on March 21, 2025, March 20, 2026, and March 19, 2027. Sousa also received a grant of phantom stock interests under a Performance-Based SERP representing 25 underlying shares of common stock at a deemed price of $35.35 per share, bringing his phantom stock balance to 4,969 units. The filing notes some underlying transactions were not required to be reported under Section 16 rules, indicating these updates are largely administrative and compensation-related rather than open-market trading.
Orange County Bancorp, Inc. reported that stockholders approved all proposals at its Annual Meeting held on May 26, 2026. Three director nominees, including Michael J. Gilfeather, Marianna R. Kennedy, and Richard B. Rowley, were each elected to three-year terms with strong majorities and broker non-votes reported.
Stockholders also approved an additional proposal with 10,383,141 votes for, 3,697 against, and 153,176 abstentions, with no broker non-votes. The meeting outcomes confirm continued stockholder support for the company’s board and agenda as presented in its definitive proxy statement dated April 15, 2026.
Orange County Bancorp, Inc. declared a cash dividend of $0.18 per share on its common stock. The dividend will be paid on June 15, 2026 to shareholders of record as of June 4, 2026. A press release with these details is included as an exhibit.
The company is the parent of Orange Bank & Trust Company and Orange Investment Advisors, Inc. Orange Bank & Trust Company has grown to approximately $2.6 billion in total assets, reflecting its long-standing community and commercial banking focus.
Orange County Bancorp reported stronger first‑quarter 2026 results, with net income of $11,284,000, up from $8,704,000 a year earlier. Basic and diluted earnings per share rose to $0.85 from $0.77 on weighted average shares of 13.35 million.
Net interest income increased to $27,901,000 from $23,628,000, helped by higher interest and fees on loans of $29,790,000. The company recorded a credit for loan credit losses of $436,000 versus a $202,000 provision, supporting profit growth.
Total assets reached $2,705,620,000 as of March 31, 2026, slightly above year‑end. Loans were stable at $1,951,963,000, while deposits rose to $2,349,723,000. Noninterest income edged down to $4,177,000, and noninterest expense rose to $17,924,000, reflecting higher salaries and benefits.
Rowley Richard B reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp director Richard B. Rowley reported compensation-related equity activity, not an open-market trade. He received a grant of phantom stock economically equivalent to 279 shares of common stock at $34.10 per share, increasing his phantom stock balance to 25,849 units. He also directly holds 537,134 shares of common stock, which include restricted stock units that vest immediately on grant or on February 19, 2027 and are settled in stock upon separation from service.
Orange County Bancorp, Inc. reported record first quarter 2026 results, with net income rising to $11.3 million, or $0.85 per share, from $8.7 million, or $0.77 per share, a year earlier. Earnings growth was driven by higher net interest income and a recovery in credit loss provisions, partly offset by higher operating expenses.
Net interest income increased to $27.9 million, up 18.1%, as net interest margin expanded to 4.40% from 3.95% on higher loan yields and lower funding costs. Total deposits grew to $2.35 billion, helping keep FHLB borrowings low and boosting cash balances to $257.5 million.
Book value per share increased to $21.75 and tangible book value per share to $21.32, supported by earnings despite higher unrealized losses on securities. Asset quality weakened, with non‑performing loans rising to $26.1 million, or 1.34% of total loans, mainly from a commercial real estate participation loan placed on non‑accrual. Wealth Management assets under management and advisory fell to $1.64 billion from $1.89 billion, reducing fee income. Capital ratios remained strong, including a Tier 1 capital-to-average-assets ratio of 12.80%.
Orange County Bancorp, Inc. is asking stockholders to elect three directors and ratify Crowe LLP as independent auditor at its May 26, 2026 annual meeting in Middletown, New York. Stockholders of record on March 30, 2026, when 13,407,690 shares were outstanding, may vote.
The board is classified into three classes, with Michael J. Gilfeather, Marianna R. Kennedy and Richard B. Rowley nominated for new three-year terms. A majority-independent board, separate chair and CEO roles, anti-hedging policy, and stock ownership guidelines for directors and executives are highlighted governance features.
The proxy details 2025 executive pay, including total compensation of $2,092,482 for CEO Michael J. Gilfeather, $803,502 for Executive Vice President Joseph A. Ruhl and $782,610 for CFO Michael Lesler, combining salary, annual incentives, restricted stock units and retirement-related benefits.
Orange County Bancorp, Inc. director Gregory F. Holcombe received a grant of phantom stock tied to the company’s common shares. On April 1, 2026, he acquired phantom stock economically equivalent to 701 shares of common stock at a reference value of $32.32 per unit, increasing his phantom stock holdings to 24,847 units.
Each phantom stock unit is the economic equivalent of one share of common stock and becomes payable after his separation from service as a director. Following this grant, he also holds 68,824 shares of common stock directly and additional common shares indirectly through a foundation and three trusts, reflecting a sizable, largely long-term equity-based position rather than an open-market trade.