Welcome to our dedicated page for Orange Cnty Bancorp SEC filings (Ticker: OBT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The Orange County Bancorp, Inc. (Nasdaq: OBT) SEC filings page on Stock Titan provides centralized access to the company’s public disclosures as filed with the U.S. Securities and Exchange Commission. As a Nasdaq-listed bank holding company and emerging growth company, Orange County Bancorp, Inc. submits periodic reports and current reports that describe its financial condition, operating results, capital structure, and material corporate events.
Among the most important documents for analysis are the company’s annual reports on Form 10-K and quarterly reports on Form 10-Q, which present audited or reviewed financial statements, segment information for banking and wealth management, details on loan and deposit composition, and discussions of risk factors and capital resources. Current reports on Form 8-K provide more immediate updates, including earnings releases, dividend declarations on common stock, public offerings of common stock under a shelf registration statement on Form S-3, the issuance of fixed-to-floating rate subordinated notes, changes in executive roles, and temporary trading restrictions under employee benefit plans.
For users interested in capital structure and funding, filings related to subordinated note offerings and shelf registrations outline the terms of debt and equity issuances and the company’s stated intentions for using proceeds, such as general corporate purposes, support for bank growth, and regulatory capital. Dividend-related 8-Ks document board actions on cash dividends, while earnings 8-Ks furnish press releases that summarize net income, net interest income, non-interest income, and other performance measures.
Stock Titan enhances these filings with AI-powered summaries that highlight key points from lengthy documents, helping readers quickly identify items such as changes in capital, notable credit developments, or updates affecting shareholders. Real-time integration with the SEC’s EDGAR system allows new Orange County Bancorp, Inc. filings to appear promptly, and users can review Form 4 and other ownership-related filings to track equity transactions by insiders and directors. This page is a resource for investors, analysts, and other stakeholders seeking structured access to OBT’s regulatory reporting history.
Orange County Bancorp, Inc., the parent of Orange Bank & Trust Company and Hudson Valley Investment Advisors, Inc., declared a $0.13 cash dividend per share on its common stock. The dividend is payable on September 16, 2025 to shareholders of record as of September 8, 2025, meaning investors holding the shares on that date will receive the payment. The company also noted that a press release describing the dividend declaration is included as an exhibit to this report.
Bay Pond Partners, L.P. reports a passive ownership stake in Orange County Bancorp, Inc., holding 543,779 shares representing 4.07% of the outstanding common stock. The filing shows Bay Pond has shared voting and shared dispositive power over those shares and no sole voting or dispositive power, indicating decision authority is shared rather than exercised alone.
The filer certifies the securities were not acquired to change or influence control of the issuer and are not held in connection with any transaction having that purpose. The filing classifies the reporting person as a PN (partnership) organized in Delaware.
Orange County Bancorp, Inc.'s common stock is reported as beneficially owned in aggregate by multiple Wellington entities totaling 966,410 shares, representing 7.23% of the class. The filing shows 0 sole voting power and 966,410 shared voting and dispositive power, indicating these shares are managed jointly by the Wellington group on behalf of clients. The Schedule states the securities are owned of record by clients of Wellington investment advisers and are held in the ordinary course of business, not for the purpose of changing or influencing control. Reporting persons are classified as holding companies and an investment adviser.
Orange County Bancorp reported a quarter with asset growth, higher earnings and a material capital raise. Total assets were $2,606,263, supported by $1,917,802 of loans (net $1,889,394 after an allowance of $28,408) and total deposits of $2,276,723. Cash and cash equivalents ended at $175,606. Stockholders' equity rose to $252,589 from $185,531, reflecting issuance of 1,978,494 shares and net capital proceeds of $43,685.
On the income statement, quarterly net income was $10,461 versus $8,213 a year earlier, and six‑month net income was $19,165 versus $17,503. Basic and diluted earnings per share were $0.87 for the quarter and $1.64 for six months. Net interest income increased to $25,140 for the quarter and noninterest income rose to $7,316. Credit metrics show a $2,113 provision for loan losses this quarter, an allowance for credit losses of $28,408, $11.7 million in nonaccrual loans (with a related ACL of ~$1.3 million), and unrealized losses on available‑for‑sale securities of $68,099 recorded in accumulated other comprehensive loss of ($61,436).
Orange County Bancorp, Inc. (OBT) – Form 4 filing dated 07/02/2025
Director Gregory F. Holcombe reported a routine compensation-related equity transaction. On 07/01/2025 he received 826 phantom stock units at a reference price of $26.49 per unit. Phantom stock is economically equivalent to common shares and will be settled in stock when the director separates from service.
Updated ownership after the transaction
- Direct common shares: 68,953
- Indirect common shares: 96,414 (held via foundation, LLC and trust)
- Derivative (phantom) units: 21,083
No common shares were bought or sold on the open market; the filing simply reflects an incremental increase in deferred compensation. The director continues to be classified as an inside director rather than a 10 % owner.
Because the award size (< $25 k) is immaterial relative to Mr. Holcombe’s existing 165 k+ share position and OBT’s public float, the filing is considered routine and carries limited market impact.
Orange County Bancorp, Inc. (OBT) – Form 4 filing dated 07/01/2025
Director Jonathan F. Rouis reported one reportable transaction: the acquisition of 170 shares of phantom stock on 07/01/2025 at a reference price of $26.49. Phantom stock is economically equivalent to common stock and will be settled in shares when the director separates from service. Following the grant, Rouis beneficially owns 5,630 phantom shares.
No open-market purchases or sales of OBT common stock were disclosed. The filing also restates the director’s current common-stock ownership: 9,295 shares held directly (including fully-vested restricted stock units) and 400 shares held indirectly through a spouse.
The grant appears to be routine director compensation and does not alter ownership percentages materially.