Welcome to our dedicated page for Orange Cnty Bancorp SEC filings (Ticker: OBT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Orange County Bancorp, Inc. filings document the public reporting record for a Nasdaq-listed bank holding company whose common stock is registered under Section 12(b). Current reports furnish earnings releases for the banking and wealth management businesses, cash dividend announcements, investor presentations, and other material events affecting the company and its subsidiaries.
Proxy and governance filings cover director elections, independent auditor ratification, executive compensation arrangements, and annual meeting matters. The filings also identify the company's capital structure, including common stock par value, and present formal disclosures around operating performance, growth strategy, emerging growth company status, and shareholder voting.
Orange County Bancorp, Inc. director William D. Morrison reported a compensation-related grant of phantom stock. On the reported date, he acquired phantom stock units economically equivalent to 12 shares of common stock at a reference price of $31.29 per share, payable upon his separation from board service.
Following this grant, Morrison holds 2,166 phantom stock units102,510 shares of common stock, plus indirect holdings of 10,932 shares through an IRA and 324 shares through a Roth IRA. The filing reflects ongoing equity-based compensation rather than any open-market buying or selling.
Rouis Jonathan F reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp, Inc. director Jonathan F. Rouis received a phantom stock award equivalent to 40 shares of common stock on March 16, 2026. The award is priced at $31.29 per share and is economically equal to common stock, becoming payable when he separates from service as a director.
Following this grant, Rouis holds 7,083 phantom stock units. His reported common stock position totals 9,166 shares held directly and 400 shares held indirectly through his spouse. Related restricted stock units vest either immediately or in 2027 and are settled in common shares upon his separation from service.
Rowley Richard B reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp director Richard B. Rowley received a phantom stock award tied to company common shares. On the reported date, he was granted phantom stock economically equivalent to 142 shares of common stock at a reference price of $31.29 per share, increasing his phantom stock holdings to 24,869 units. Phantom stock and related restricted stock units vest as described in the footnotes and are settled in shares of common stock upon his separation from service as a director. Following this award, he also directly held 537,134 shares of common stock, including restricted stock units that vest on specified future dates.
Schiller Jon reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp director Jon Schiller received a grant of phantom stock that represents 28 shares of common stock on March 16, 2026. Each phantom stock unit is economically equivalent to one common share and becomes payable when he separates from service as a director.
After this grant, Schiller holds 4,811 phantom stock units and 12,473 shares of common stock directly. Footnotes state that related restricted stock units vest 100% on February 19, 2027 and will be settled in common shares upon his separation from service.
Sousa Gregory reported acquisition or exercise transactions in this Form 4 filing.
Orange County Bancorp EVP and Deputy CLO Gregory Sousa received a grant of phantom stock tied to common shares. On March 16, 2026, he was awarded phantom stock at $31.29 per unit, representing 28 underlying shares of common stock. Following this award, his phantom stock balance is 4,943 units under a Performance-Based SERP that may be settled in company stock based on his prior election.
Separately, Sousa directly holds 9,870 shares of common stock and indirectly holds 6,794 shares of common stock through a 401(k) plan. His direct holdings include restricted stock units that vest in equal annual thirds beginning on March 11, 2024, March 21, 2025, and March 20, 2026.
Orange County Bancorp director Gregory F. Holcombe reported compensation-related equity awards and a routine share disposition to the issuer. On February 20, 2026, he received a grant of phantom stock economically equal to 1,011 shares of common stock, increasing his phantom stock holdings to 24,008 units payable upon separation from service.
On the same date he returned 995 shares of common stock to Orange County Bancorp in a disposition to the issuer, leaving 68,824 common shares held directly. A day earlier, on February 19, 2026, he was granted 866 restricted stock units that vest 100% on February 19, 2027 and will be settled in common shares upon his separation from service. Additional indirect common stock holdings are reported through a foundation and several trusts.
Orange County Bancorp, Inc. reports full-year 2025 operating details, highlighting its community- and business-focused banking model in the Lower Hudson Valley and New York metro area. As of December 31, 2025, the company had $2.7 billion in assets, $2.0 billion in loans, $2.3 billion in deposits and $284.4 million in stockholders’ equity.
The bank emphasizes commercial real estate and business lending, with commercial real estate loans of $1.48 billion (75.9% of total loans) and commercial and industrial loans of $249.6 million. Deposits are predominantly core, with 93.1% in non-maturity accounts and an overall cost of funds on core deposits of 1.00% in 2025.
Through its trust department and Orange Investment Advisors, the company manages $1.9 billion in client assets and generated $14.1 million of wealth management revenue in 2025. Management outlines a growth strategy centered on organic expansion in Orange, Westchester, Rockland and Bronx Counties, continued loan and core deposit growth, and leveraging private banking and wealth management cross-selling opportunities.
Orange County Bancorp EVP and Deputy CLO Gregory Sousa reported a routine tax-related share disposition. On March 10, 2026, 410 shares of Common Stock were withheld at $31.47 per share to cover tax obligations, a non‑market transaction coded as tax-withholding.
After this event, Sousa directly owned 9,870 Common Stock shares and held 6,794 additional shares indirectly through a 401(k) plan. He also had 4,915 phantom stock units tied to Common Stock under a performance-based SERP, which may be settled in shares according to his prior election.
Orange County Bancorp EVP and CLO Michael J. Coulter reported a routine tax-related share disposition. On March 10, 2026, 499 shares of Common Stock were withheld at $31.47 per share to cover tax obligations tied to equity compensation. After this withholding, he directly holds 4,485 shares and indirectly holds 33 shares through a 401(k) plan. Footnotes note additional restricted stock units that vest in thirds beginning on March 11, 2024 and March 21, 2025, as well as other transactions that are not required to be reported under Section 16.
Orange County Bancorp, Inc. senior vice president David P. Dineen reported a tax-related share disposition and updated holdings in company stock. On 2026-03-10, 277 shares of common stock were withheld at $31.47 per share to satisfy tax obligations, a non-market transaction coded as a tax-withholding disposition.
After this event, Dineen directly holds 7,937 shares of common stock and indirectly holds 2,633 shares through a 401(k) plan. These amounts include restricted stock units that vest in equal annual thirds beginning on May 28, 2023, March 11, 2024, and March 20, 2026.