Orange County Bancorp director gets stock awards

Orange County Bancorp director Gregory F. Holcombe reported compensation-related equity awards and a routine share disposition to the issuer.

Rhea-AI Filing Summary

Orange County Bancorp director Gregory F. Holcombe reported compensation-related equity awards and a routine share disposition to the issuer. On February 20, 2026, he received a grant of phantom stock economically equal to 1,011 shares of common stock, increasing his phantom stock holdings to 24,008 units payable upon separation from service.

On the same date he returned 995 shares of common stock to Orange County Bancorp in a disposition to the issuer, leaving 68,824 common shares held directly. A day earlier, on February 19, 2026, he was granted 866 restricted stock units that vest 100% on February 19, 2027 and will be settled in common shares upon his separation from service. Additional indirect common stock holdings are reported through a foundation and several trusts.

Insider Trade Summary

7 transactions reported

Mixed 7 txns

Insider HOLCOMBE GREGORY F

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Phantom Stock	0	$0.00	$0.00
Disposition	Common Stock	995	$0.00	$0.00
Grant/Award	Common Stock	866	$0.00	$0.00
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Phantom Stock — 24,008 contracts (Direct); Common Stock — 68,824 shares (Direct); Common Stock — 14,920 shares (Indirect, By Foundation); Common Stock — 12,054 shares (Indirect, By Trust 1); Common Stock — 34,720 shares (Indirect, By Trust 2); Common Stock — 34,720 shares (Indirect, By Trust 3)

Footnotes (4)

1. F1. Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person.
2. F2. Restricted stock units which vest 100% on February 20, 2026 (including accumulated dividends) and were deferred into the Orange County Bancorp, Inc. Stock-Based Deferral Plan, as amended and restated. The restricted stock units will settle in shares of Issuer common stock upon the reporting person's separation from service.
3. F3. Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.
4. F4. Restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What insider transactions did Orange County Bancorp (OBT) report for Gregory F. Holcombe?

Orange County Bancorp reported equity awards and a routine share disposition for director Gregory F. Holcombe. He received phantom stock tied to 1,011 common shares, 866 restricted stock units, and returned 995 common shares to the issuer, with no open-market buying or selling disclosed.

What is the phantom stock award reported in Orange County Bancorp (OBT)'s Form 4/A?

The phantom stock award is economically equivalent to 1,011 shares of Orange County Bancorp common stock. These units become payable in shares of common stock when Holcombe separates from service as a director, functioning as deferred equity-based compensation rather than an immediate cash or share transaction.

How many Orange County Bancorp (OBT) shares does Gregory F. Holcombe hold directly after these transactions?

After the reported transactions, Holcombe directly holds 68,824 shares of Orange County Bancorp common stock. This figure reflects the grant of 866 restricted stock units and the disposition of 995 shares back to the issuer, as disclosed in the amended Form 4 filing.

What restricted stock units were granted to Gregory F. Holcombe by Orange County Bancorp (OBT)?

Holcombe received 866 restricted stock units that vest 100% on February 19, 2027. Upon his separation from service, these units will be settled in shares of Orange County Bancorp common stock, providing additional deferred equity-based compensation linked to his board role.

How and when will Gregory F. Holcombe's phantom stock in Orange County Bancorp (OBT) be settled?

Each phantom stock unit is the economic equivalent of one Orange County Bancorp common share. These units become payable in common stock upon Holcombe’s separation from service as a director, aligning his long-term compensation with shareholder interests through deferred equity settlement.

Does the Orange County Bancorp (OBT) Form 4/A show any open-market stock sales or purchases?

The filing does not show any open-market stock purchases or sales by Gregory F. Holcombe. It reports equity awards, phantom stock and restricted stock units, plus a disposition of 995 common shares to the issuer, rather than transactions executed on the open market.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 03/17/2026 - 01:51 PM Learn about SEC filing dates

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

HOLCOMBE GREGORY F

(Last) (First) (Middle)

212 DOLSON AVENUE

(Street)

MIDDLETOWN NY 10940

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Orange County Bancorp, Inc. /DE/ [ OBT ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/19/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)
02/23/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/19/2026		A		866(4)	A	$0	69,819(1)(2)	D
Common Stock	02/20/2026		D		995	D	$0(2)	68,824(1)(2)	D
Common Stock								14,920	I	By Foundation
Common Stock								12,054	I	By Trust 1
Common Stock								34,720	I	By Trust 2
Common Stock								34,720	I	By Trust 3

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Phantom Stock	(3)	02/20/2026		A		$1,011		(3)	(3)	Common Stock	1,011	(2)	24,008	D

Explanation of Responses:

1. Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person.

2. Restricted stock units which vest 100% on February 20, 2026 (including accumulated dividends) and were deferred into the Orange County Bancorp, Inc. Stock-Based Deferral Plan, as amended and restated. The restricted stock units will settle in shares of Issuer common stock upon the reporting person's separation from service.

3. Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.

4. Restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person.

	/s/ Jennifer Staub, pursuant to power of attorney	03/17/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.