STOCK TITAN

Orange County Bancorp (OBT) director awarded phantom stock tied to shares

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Orange County Bancorp, Inc. director Gregory F. Holcombe received a grant of phantom stock tied to the company’s common shares. On April 1, 2026, he acquired phantom stock economically equivalent to 701 shares of common stock at a reference value of $32.32 per unit, increasing his phantom stock holdings to 24,847 units.

Each phantom stock unit is the economic equivalent of one share of common stock and becomes payable after his separation from service as a director. Following this grant, he also holds 68,824 shares of common stock directly and additional common shares indirectly through a foundation and three trusts, reflecting a sizable, largely long-term equity-based position rather than an open-market trade.

Positive

  • None.

Negative

  • None.
Insider HOLCOMBE GREGORY F
Role Director
Type Security Shares Price Value
Grant/Award Phantom Stock 0 $32.32 --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
holding Common Stock -- -- --
Holdings After Transaction: Phantom Stock — 24,847 shares (Direct); Common Stock — 68,824 shares (Direct); Common Stock — 14,920 shares (Indirect, By Foundation)
Footnotes (1)
  1. Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person. Includes restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person. Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.
Phantom stock underlying shares 701 shares Economic equivalent of common stock in April 1, 2026 grant
Phantom stock reference price $32.32 per unit Grant value per phantom stock unit on April 1, 2026
Phantom stock units after grant 24,847 units Total phantom stock holdings following April 1, 2026 acquisition
Direct common stock holding 68,824 shares Directly owned Orange County Bancorp common stock after reported transactions
Foundation indirect holding 14,920 shares Common stock held indirectly by foundation
Trust 1 indirect holding 12,054 shares Common stock held indirectly by Trust 1
Trust 2 indirect holding 34,720 shares Common stock held indirectly by Trust 2
Trust 3 indirect holding 34,720 shares Common stock held indirectly by Trust 3
Phantom Stock financial
"Each share of phantom stock is the economic equivalent of one share of common stock"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
restricted stock units financial
"Includes restricted stock units which vest 100% as of the date of grant"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
vest 100% financial
"Includes restricted stock units which vest 100% on February 19, 2027"
separation from service financial
"settled in shares of Issuer common stock upon separation from service of the reporting person"
economic equivalent financial
"Each share of phantom stock is the economic equivalent of one share of common stock"
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
HOLCOMBE GREGORY F

(Last)(First)(Middle)
212 DOLSON AVENUE

(Street)
MIDDLETOWN NEW YORK 10940

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Orange County Bancorp, Inc. /DE/ [ OBT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
04/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock68,824(1)(2)D
Common Stock14,920IBy Foundation
Common Stock12,054IBy Trust 1
Common Stock34,720IBy Trust 2
Common Stock34,720IBy Trust 3
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(3)04/01/2026A$701 (3) (3)Common Stock701$32.3224,847D
Explanation of Responses:
1. Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person.
2. Includes restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person.
3. Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.
/s/ Jennifer Staub, pursuant to power of attorney04/02/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did Gregory F. Holcombe report in this Form 4 for OBT?

Gregory F. Holcombe reported receiving a grant of phantom stock linked to Orange County Bancorp (OBT) common shares. The award represents the economic equivalent of 701 shares, adding to his existing equity-based holdings as a director, with payment deferred until separation from service.

How many phantom stock units does the OBT director hold after this grant?

After the grant, the director holds 24,847 phantom stock units. Each unit is economically equivalent to one share of common stock and becomes payable when he separates from service as a director, aligning his compensation with the long-term performance of Orange County Bancorp.

What is the reference price for the OBT phantom stock grant?

The phantom stock grant references a value of $32.32 per unit. This price is used to determine the economic value of the grant, which is tied one-for-one to Orange County Bancorp common stock and settled in cash or stock upon separation from service, as described.

Does this OBT Form 4 show any open-market stock sales or purchases?

This Form 4 does not show open-market buys or sells. It reflects a grant of phantom stock, a compensation-related award, plus updates to direct and indirect common stock holdings. These awards generally signal ongoing alignment with shareholders rather than trading activity.

How many OBT common shares does the director hold directly after this filing?

Following the reported transactions, the director holds 68,824 shares of Orange County Bancorp common stock directly. In addition, he has indirect holdings through a foundation and several trusts, indicating a broader equity exposure beyond his direct share ownership position.

What do the OBT Form 4 footnotes say about phantom stock and RSUs?

The footnotes explain that phantom stock units each equal one common share economically and pay out upon separation from service. They also note that certain restricted stock units vest fully either on the grant date or on February 19, 2027, with settlement in common stock at separation.