Orange County Bancorp posts Q3 2025 results release

Orange County Bancorp, Inc. reported that it has released its financial results for the three and nine months ended September 30, 2025.

Rhea-AI Filing Summary

Orange County Bancorp, Inc. reported that it has released its financial results for the three and nine months ended September 30, 2025. The company furnished these quarterly and year-to-date results through a press release dated October 29, 2025, which is attached as an exhibit to this current report. The press release provides the detailed financial performance information investors would use to evaluate the company’s recent operating trends.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did Orange County Bancorp, Inc. (OBT) disclose in this 8-K?

Orange County Bancorp, Inc. disclosed that it issued a press release reporting its financial results for the three and nine months ended September 30, 2025, and furnished that release as an exhibit.

Which period do the latest Orange County Bancorp (OBT) results cover?

The results cover the company’s performance at and for the three and nine months ended September 30, 2025.

How did Orange County Bancorp (OBT) provide its Q3 2025 financial details?

The company provided detailed financial information in a press release dated October 29, 2025, which is attached as Exhibit 99.1 to the current report.

Is the Orange County Bancorp (OBT) earnings press release part of the formal financial statements?

The press release is being furnished to the SEC as Exhibit 99.1 and is expressly stated as not being deemed filed for any purpose.

Does this Orange County Bancorp (OBT) filing include pro forma financial information or acquisition details?

No. The filing states there are no financial statements of businesses acquired, no pro forma financial information, and no shell company transactions.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 10/29/2025 - 06:21 PM Learn about SEC filing dates

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

PURSUANT TO SECTION 13 OR 15(D) OF

THE SECURITIES EXCHANGE ACT OF 1934

Date of Report (Date of earliest event reported): October 29, 2025

Orange County Bancorp, Inc.

(Exact Name of Registrant as Specified in Charter)

Delaware		001-40711	26-1135778
(State or Other Jurisdiction)		(Commission File No.)	(I.R.S. Employer
of Incorporation)			Identification No.)
212 Dolson Avenue, Middletown, New York			10940
(Address of Principal Executive Offices)			(Zip Code)

Registrant's telephone number, including area code: (845) 341-5000

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

☐
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class		Trading Symbol(s)		Name of each exchange on which registered
Common Stock, par value $0.25		OBT		The Nasdaq Stock Market LLC

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02    Results of Operations and Financial Condition

On October 29, 2025, Orange County Bancorp, Inc. (the “Company”) issued a press release reporting its financial results at and for the three and nine months ended September 30, 2025.

A copy of the press release is attached as Exhibit 99.1 to this report and is being furnished to the Securities and Exchange Commission and shall not be deemed filed for any purpose.

Item 9.01    Financial Statements and Exhibits

(a)		Financial statements of businesses acquired.  None.
(b)		Pro forma financial information.  None.
(c)		Shell company transactions: None.
(d)		Exhibits.
		99.1		Press release dated October 29, 2025
		104		Cover Page for this Current Report on Form 8-K, formatted in Inline XBRL

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, hereunto duly authorized.

		ORANGE COUNTY BANCORP, INC.
DATE: October 29, 2025	By:	/s/ Michael Lesler
		Michael Lesler
		Executive Vice President and Chief Financial Officer