STOCK TITAN

Director Marianna R. Kennedy adds phantom stock at Orange County Bancorp (OBT)

Filing Impact
(Neutral)
Filing Sentiment
(Neutral)
Form Type
4

Rhea-AI Filing Summary

Kennedy Marianna R reported acquisition or exercise transactions in this Form 4 filing.

Orange County Bancorp director Marianna R. Kennedy reported updated holdings, including a new phantom stock grant. She now directly holds 1,466 shares of common stock and 10,292 phantom stock units. The phantom stock award is economically equivalent to common shares and becomes payable when her board service ends.

The filing notes related restricted stock units that either vest immediately on the grant date or will vest 100% on February 19, 2027, with settlement in common shares upon her separation from service. These awards are structured as compensation rather than open-market stock purchases or sales.

Positive

  • None.

Negative

  • None.
Insider Kennedy Marianna R
Role null
Type Security Shares Price Value
Grant/Award Phantom Stock 0 $37.46 --
holding Common Stock -- -- --
Holdings After Transaction: Phantom Stock — 10,292 shares (Direct, null); Common Stock — 1,466 shares (Direct, null)
Footnotes (1)
  1. Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person. Includes restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person. Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.
Common stock held 1,466 shares Direct ownership after reported transactions
Phantom stock units held 10,292 units Economic equivalent of common shares, payable at separation
Phantom stock reference price $37.46 per unit Price per phantom stock unit for the grant-acquisition entry
Underlying common shares for phantom award 151 shares Common stock underlying the reported phantom stock grant
RSU vesting date February 19, 2027 Restricted stock units vest 100% on this date
phantom stock financial
"Each share of phantom stock is the economic equivalent of one share of common stock"
A phantom stock is a form of compensation that gives employees or executives the benefits of stock ownership, such as the increase in stock value, without actually giving them real shares. It acts like a promise to pay the employee the equivalent value of company stock later, often as a bonus or incentive. This allows companies to motivate and reward staff without diluting ownership or transferring actual shares.
restricted stock units financial
"Includes restricted stock units which vest 100% as of the date of grant"
Restricted stock units are a type of company reward where employees are promised shares of stock, but they only fully own these shares after meeting certain conditions, like staying with the company for a set time. They matter because they can become valuable assets and are often used to motivate employees to help the company succeed.
settled in shares financial
"and are settled in shares of Issuer common stock upon separation from service"
grant, award, or other acquisition financial
"transaction_code_description: Grant, award, or other acquisition"
separation from service financial
"becomes payable upon the reporting person's separation of service as a director"
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FAQ

What insider transaction did Orange County Bancorp (OBT) report for Marianna R. Kennedy?

Orange County Bancorp director Marianna R. Kennedy reported a compensation-related grant of phantom stock, increasing her phantom stock holdings to 10,292 units and her direct common stock holdings to 1,466 shares, with no open-market stock purchases or sales disclosed.

How many Orange County Bancorp (OBT) common shares does Marianna R. Kennedy hold after this Form 4?

After this Form 4, Marianna R. Kennedy directly holds 1,466 shares of Orange County Bancorp common stock. This figure reflects her direct ownership position reported as of the transaction date and does not include phantom stock or restricted stock units reported separately.

What is the size of Marianna R. Kennedy’s phantom stock position in OBT?

Marianna R. Kennedy holds 10,292 phantom stock units tied to Orange County Bancorp. Each phantom stock unit is economically equivalent to one common share and becomes payable when she separates from service as a director, aligning compensation with shareholder value over time.

How does the phantom stock for Orange County Bancorp (OBT) directors work?

Each share of phantom stock is the economic equivalent of one OBT common share and becomes payable upon a director’s separation from service. This structure provides equity-linked compensation without immediate share issuance, deferring settlement into the future when service ends.

What restricted stock units are disclosed for Marianna R. Kennedy at Orange County Bancorp (OBT)?

The filing states that some restricted stock units vest 100% on the grant date, while another block vests 100% on February 19, 2027. Both sets are settled in OBT common shares upon her separation from service as a director, deferring delivery of shares.
SEC Form 4
FORM 4UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940
OMB APPROVAL
OMB Number:3235-0287
Estimated average burden
hours per response:0.5
Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).
Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.
1. Name and Address of Reporting Person*
Kennedy Marianna R

(Last)(First)(Middle)
212 DOLSON AVENUE

(Street)
MIDDLETOWN NEW YORK 10940

(City)(State)(Zip)

UNITED STATES

(Country)
2. Issuer Name and Ticker or Trading Symbol
Orange County Bancorp, Inc. /DE/ [ OBT ]
5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)
XDirector10% Owner
Officer (give title below)Other (specify below)
2a. Foreign Trading Symbol
3. Date of Earliest Transaction (Month/Day/Year)
07/01/2026
6. Individual or Joint/Group Filing (Check Applicable Line)
XForm filed by One Reporting Person
Form filed by More than One Reporting Person
4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year)2A. Deemed Execution Date, if any (Month/Day/Year)3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeVAmount(A) or (D)Price
Common Stock1,466(1)(2)D
Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3) 2. Conversion or Exercise Price of Derivative Security 3. Transaction Date (Month/Day/Year)3A. Deemed Execution Date, if any (Month/Day/Year)4. Transaction Code (Instr. 8) 5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 6. Date Exercisable and Expiration Date (Month/Day/Year)7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4) 8. Price of Derivative Security (Instr. 5) 9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4) 10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 11. Nature of Indirect Beneficial Ownership (Instr. 4)
CodeV(A)(D)Date ExercisableExpiration DateTitleAmount or Number of Shares
Phantom Stock(3)07/01/2026A$151 (3) (3)Common Stock151$37.4610,292D
Explanation of Responses:
1. Includes restricted stock units which vest 100% as of the date of grant and are settled in shares of Issuer common stock upon separation from service of the reporting person.
2. Includes restricted stock units which vest 100% on February 19, 2027, and are settled in shares of Issuer common stock upon separation from service of the reporting person.
3. Each share of phantom stock is the economic equivalent of one share of common stock and becomes payable upon the reporting person's separation of service as a director.
/s/ Jennifer Staub, pursuant to power of attorney07/06/2026
** Signature of Reporting PersonDate
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)