Welcome to our dedicated page for Orange Cnty Bancorp SEC filings (Ticker: OBT), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
Orange County Bancorp, Inc. filings document the public reporting record for a Nasdaq-listed bank holding company whose common stock is registered under Section 12(b). Current reports furnish earnings releases for the banking and wealth management businesses, cash dividend announcements, investor presentations, and other material events affecting the company and its subsidiaries.
Proxy and governance filings cover director elections, independent auditor ratification, executive compensation arrangements, and annual meeting matters. The filings also identify the company's capital structure, including common stock par value, and present formal disclosures around operating performance, growth strategy, emerging growth company status, and shareholder voting.
Jonathan F. Rouis, a director of Orange County Bancorp, Inc. (OBT), reported transactions dated 09/16/2025. The filing shows a disposition of 9,295 shares of common stock and indicates beneficial ownership of 5,658 shares400 shares held indirectly by spouse. The filing records the acquisition of 28 phantom stock units, each economically equivalent to one common share and payable upon the reporting person’s separation from service. Explanatory notes state some holdings include restricted stock units that vest either 100% at grant or on February 20, 2026, and phantom stock is settled upon separation as a director.
Richard B. Rowley, a director of Orange County Bancorp, Inc. (OBT), reported changes in his beneficial ownership on 09/16/2025. The filing shows a disposition of 537,263 shares of common stock and a reported ownership balance of 21,691 shares following the transactions. On 09/16/2025 he also acquired 108 units of phantom stock that are economically equivalent to 108 shares and become payable upon his separation as a director. The filing discloses restricted stock units: some vest 100% as of grant and others vest 100% on February 20, 2026, and are settled in common stock upon separation. The form was signed under power of attorney on 09/17/2025.
Jon Schiller, a director of Orange County Bancorp, Inc. (OBT), reported insider transactions dated 09/16/2025. The filing shows a disposition of 12,446 shares of common stock reported in Table I. The filing also records an acquisition on the same date of 11 phantom stock units, each economically equivalent to one share of common stock and payable upon the reporting person’s separation from service. The derivative section shows those 11 units relate to common stock with an indicated price of $25.95 and leaves the reporting person with 2,276 direct common shares following the reported transactions. The filing notes restricted stock units that vest 100% on February 20, 2026 and are settled in shares upon separation from service. The Form 4 was signed on behalf of the reporting person by a power of attorney on 09/17/2025.
Gregory Sousa, EVP and Deputy Chief Legal Officer of Orange County Bancorp, Inc. (OBT), reported changes in his beneficial ownership on Form 4 dated 09/16/2025. The filing shows a disposition of 10,280 shares of Common Stock and reports indirect ownership of 5,263 shares through a 401(k) plan. The filing also records the acquisition of phantom stock interests under a Performance-Based SERP that may be settled in shares, and shows 3,659 shares reported as directly owned following a prior phantom stock transaction. The filing discloses multiple restricted stock unit (RSU) grants with staggered vesting schedules: one vesting beginning March 11, 2024, another beginning March 21, 2025, and a third beginning March 20, 2026. All items are presented as required under Section 16 reporting rules.
Orange County Bancorp, Inc. reports that Director Gustave “Gus” J. Scacco resigned from its Board of Directors effective September 2, 2025. On the same date, Mr. Scacco also resigned as Chief Executive Officer and Chief Investment Officer of Hudson Valley Investment Advisors, Inc., a subsidiary of the company. The filing does not describe any changes to his duties beyond these resignations or name successors, but it confirms that board and leadership responsibilities at the investment advisory subsidiary will transition to other individuals.
Richard B. Rowley, a director of Orange County Bancorp, Inc. (OBT), reported changes in his beneficial ownership. The filing shows a disposition of 537,263 common shares. The report also records an acquisition of 56 phantom stock units that are economically equivalent to one share each and become payable upon the reporting person’s separation from service. After the reported transactions, the filing shows 21,582 shares of common stock beneficially owned directly by the reporting person. The filing discloses restricted stock units that vest either immediately upon grant or on February 20, 2026, and that those RSUs are settled in shares of the issuer’s common stock upon separation from service.
Orange County Bancorp, Inc., the parent of Orange Bank & Trust Company and Hudson Valley Investment Advisors, Inc., declared a $0.13 cash dividend per share on its common stock. The dividend is payable on September 16, 2025 to shareholders of record as of September 8, 2025, meaning investors holding the shares on that date will receive the payment. The company also noted that a press release describing the dividend declaration is included as an exhibit to this report.
Bay Pond Partners, L.P. reports a passive ownership stake in Orange County Bancorp, Inc., holding 543,779 shares representing 4.07% of the outstanding common stock. The filing shows Bay Pond has shared voting and shared dispositive power over those shares and no sole voting or dispositive power, indicating decision authority is shared rather than exercised alone.
The filer certifies the securities were not acquired to change or influence control of the issuer and are not held in connection with any transaction having that purpose. The filing classifies the reporting person as a PN (partnership) organized in Delaware.
Orange County Bancorp, Inc.'s common stock is reported as beneficially owned in aggregate by multiple Wellington entities totaling 966,410 shares, representing 7.23% of the class. The filing shows 0 sole voting power and 966,410 shared voting and dispositive power, indicating these shares are managed jointly by the Wellington group on behalf of clients. The Schedule states the securities are owned of record by clients of Wellington investment advisers and are held in the ordinary course of business, not for the purpose of changing or influencing control. Reporting persons are classified as holding companies and an investment adviser.
Orange County Bancorp reported a quarter with asset growth, higher earnings and a material capital raise. Total assets were $2,606,263, supported by $1,917,802 of loans (net $1,889,394 after an allowance of $28,408) and total deposits of $2,276,723. Cash and cash equivalents ended at $175,606. Stockholders' equity rose to $252,589 from $185,531, reflecting issuance of 1,978,494 shares and net capital proceeds of $43,685.
On the income statement, quarterly net income was $10,461 versus $8,213 a year earlier, and six‑month net income was $19,165 versus $17,503. Basic and diluted earnings per share were $0.87 for the quarter and $1.64 for six months. Net interest income increased to $25,140 for the quarter and noninterest income rose to $7,316. Credit metrics show a $2,113 provision for loan losses this quarter, an allowance for credit losses of $28,408, $11.7 million in nonaccrual loans (with a related ACL of ~$1.3 million), and unrealized losses on available‑for‑sale securities of $68,099 recorded in accumulated other comprehensive loss of ($61,436).