Welcome to our dedicated page for Oceanfirst Finl SEC filings (Ticker: OCFC), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
OceanFirst Financial Corp (NASDAQ: OCFC) files a range of documents with the U.S. Securities and Exchange Commission that provide insight into its operations as a savings institution and regional bank holding company. This page aggregates those SEC filings and pairs them with AI-powered tools to help interpret the technical language that often appears in banking disclosures.
Investors researching OCFC can use this resource to access current reports on Form 8-K, where OceanFirst discloses material events such as quarterly earnings results, investor presentations, debt offerings, and merger-related announcements. For example, the company has used Form 8-K to describe the pricing and terms of its Fixed-to-Floating Rate Subordinated Notes due 2035, the intended use of proceeds, and the structure of its definitive merger agreement with Flushing Financial Corporation and related investment agreement with affiliates of funds managed by Warburg Pincus LLC.
In addition to 8-Ks, users can locate OceanFirst’s annual reports on Form 10-K and quarterly reports on Form 10-Q through the SEC system. These filings typically contain detailed discussions of loan and deposit portfolios, interest income, credit loss provisions, capital ratios, and risk factors relevant to a regional banking organization. Proxy materials and other filings can also provide information on governance and shareholder matters.
Stock Titan’s platform enhances these filings with AI-generated summaries that highlight key points, explain complex sections in simpler terms, and help readers quickly identify items such as new debt issuances, dividend declarations, or merger conditions. Users interested in insider activity can also review Form 4 and related ownership filings available through EDGAR to see reported transactions by directors and officers.
By combining real-time access to OceanFirst’s SEC reports with AI explanations, this page helps investors, analysts, and researchers understand how OCFC describes its financial condition, strategic transactions, and regulatory disclosures over time.
OceanFirst Financial Corp. announced that its Board of Directors has declared a regular quarterly cash dividend of $0.20 per share on its common stock. The dividend will be paid on May 8, 2026 to stockholders of record as of April 27, 2026.
The company’s subsidiary, OceanFirst Bank N.A., founded in 1902, operates as a regional bank providing commercial and residential financing, treasury management, trust and asset management, and deposit services across New Jersey and major metropolitan areas from Massachusetts through Virginia.
OceanFirst Financial Corp. reported stockholder votes at a special meeting held in connection with its merger agreement with Flushing Financial Corporation. At the record date, there were 57,402,016 shares outstanding as of February 20, 2026, and 44,723,849 shares were represented, constituting a quorum.
Stockholders approved the issuance-related proposal to effect the Merger Agreement and the related Warburg investment by a vote of 42,020,260 for, 2,526,694 against, and 176,895 abstentions. A proposed charter amendment to exempt Warburg from a charter provision was not approved, with votes of 18,408,853 for, 26,148,179 against, and 166,817 abstentions. A joint press release on the results was attached as an exhibit.
OceanFirst Financial Corp. stockholders approved key share issuances for its pending merger with Flushing Financial Corporation and a related Warburg Pincus investment. The issuance proposal received 42,020,260 votes for, 2,526,694 against and 176,895 abstentions out of 44,723,849 shares represented.
Stockholders did not approve an amendment to OceanFirst’s Certificate of Incorporation that would have exempted Warburg and its affiliates from a charter provision, with 18,408,853 votes for and 26,148,179 against. Separately, New York’s banking regulator and the Office of the Comptroller of the Currency have approved the transaction, while Federal Reserve approval and other customary closing conditions are still required.
OceanFirst Financial Corp: The Vanguard Group filed Amendment No. 2 to a Schedule 13G/A reporting 0 shares beneficially owned and 0% of the common stock. The filing explains an internal realignment on January 12, 2026 that caused certain Vanguard subsidiaries and business divisions to report holdings separately. The amendment is signed by Ashley Grim, Head of Global Fund Administration, dated 03/27/2026.
OCEANFIRST FINANCIAL CORP senior vice president and principal accounting officer Patrick Chong corrected his reported shareholdings. The amendment explains that a clerical error previously understated his directly held OCFC common shares and that the increase now shown comes from several dividend reinvestments, not from new market purchases or sales.
Following this update, Chong holds 1,914 OCFC common shares directly and 1,540 shares indirectly through an ESOP. This filing is essentially an administrative clean-up so that his Form 4 ownership records accurately reflect past dividend reinvestment activity.
OceanFirst Financial Corp executive Brian Schaeffer reported a tax-related share withholding tied to restricted stock vesting. On this event, 1,837 shares of common stock were withheld at $18.58 per share to satisfy tax liabilities; no shares were sold. After this, he directly holds 88,568 shares and indirectly holds 3,400 shares through an ESOP.
OCEANFIRST FINANCIAL CORP Senior EVP & Corporate Secretary Steven James Tsimbinos had 4,629 common shares withheld at $18.58 per share to cover taxes on the vesting of restricted stock, and no shares were sold.
After this tax-withholding disposition, he directly owns 202,999 common shares. He also has multiple stock option awards, with post-transaction balances between 12,915 and 76,790 options each, and indirectly holds 10,234 common shares through a 401(k) plan and 7,759 shares through an ESOP.
OCEANFIRST FINANCIAL CORP executive Michele B. Estep had 4,629 shares of common stock withheld on tax-withholding disposition at $18.58 per share to cover taxes on restricted stock vesting. The footnote states no shares were sold. Estep now directly holds 177,682 common shares, plus indirect ownership of 3,980 shares through an ESOP and stock options for 50,335 and 76,790 shares.
OceanFirst Financial Corp Senior EVP & CRO David Berninger reported a tax-related share disposition, not an open-market sale. On March 4, 2026, 3,541 shares of common stock at $18.58 per share were withheld to cover taxes tied to vested restricted stock, as noted in the footnote stating no shares were sold. After this withholding, he directly owned 99,708 common shares and indirectly held 361 shares through an ESOP.