Director Todd Schell reports zero OCFC Common Stock holdings in initial Form 3

Rhea-AI Filing Summary

OCEANFIRST FINANCIAL CORP director Todd Schell filed an initial Form 3 reporting his holdings in the company’s Common Stock. The filing shows he reported no shares of Common Stock beneficially owned as of the reported date, establishing a baseline ownership position for future disclosures.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Schell Todd

Role null

Type	Security	Shares	Price	Value
holding	Common Stock	--	--	--

Holdings After Transaction: Common Stock — 0 shares (Direct, null)

Footnotes (1)

Key Figures

Common Stock owned: 0 shares Buy transactions reported: 0 Sell transactions reported: 0 +1 more

4 metrics

Common Stock owned 0 shares Total shares following reported entry

Buy transactions reported 0 transactionSummary buyCount

Sell transactions reported 0 transactionSummary sellCount

Holding entries 1 transactionSummary holdingEntries

Key Terms

Form 3, Common Stock, beneficial ownership, derivative securities

4 terms

Form 3 regulatory

"INSIDER FILING DATA (Form 3)"

Form 3 is the initial public filing that officers, directors and large shareholders must submit to report their ownership of a company’s securities when they become insiders. It acts like an opening inventory sheet that gives investors a starting point to see who holds significant stakes and to spot later trades or potential conflicts of interest, helping assess insider confidence and transparency.

Common Stock financial

"security_title": "Common Stock""

Common stock represents ownership shares in a company, giving investors a stake in its success and a say in important decisions through voting rights. It is the most common type of stock traded on markets and can provide income through dividends, as well as potential for value growth. For investors, holding common stock means sharing in the company’s profits and risks.

beneficial ownership regulatory

"initial statement of beneficial ownership"

Beneficial ownership means the person or entity that actually enjoys the benefits of owning shares or other assets — such as receiving dividends, voting rights, or price gains — even if the legal title is held in another name. For investors it matters because knowing who truly controls and profits from a company reveals who can influence decisions, exposes potential conflicts of interest or hidden concentration of power, and affects transparency and risk in the stock.

derivative securities financial

"derivativeSummary contains remaining derivative positions"

Financial contracts whose value is tied to the price or performance of another asset, such as a stock, bond, commodity, index, or currency; examples include options, futures and swaps. They matter to investors because they let you protect against price swings, bet on future moves or gain larger exposure with less upfront cash—like using a lever or insurance policy on an investment—so they can amplify gains and losses and help manage portfolio risk.

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SEC Form 3

FORM 3

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

INITIAL STATEMENT OF BENEFICIAL OWNERSHIP OF SECURITIES

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0104
Estimated average burden
hours per response:			0.5

1. Name and Address of Reporting Person^*

Schell Todd

(Last) (First) (Middle)

110 WEST FRONT STREET

(Street)

RED BANK NEW JERSEY 07701

(City) (State) (Zip)

UNITED STATES

(Country)

2. Date of Event Requiring Statement (Month/Day/Year)
06/01/2026

3. Issuer Name and Ticker or Trading Symbol
OCEANFIRST FINANCIAL CORP [ OCFC ]

3a. Foreign Trading Symbol

5. If Amendment, Date of Original Filed (Month/Day/Year)

4. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Beneficially Owned
1. Title of Security (Instr. 4)	2. Amount of Securities Beneficially Owned (Instr. 4)	3. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	4. Nature of Indirect Beneficial Ownership (Instr. 5)
Common Stock	0	D

Table II - Derivative Securities Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 4)	2. Date Exercisable and Expiration Date (Month/Day/Year)		3. Title and Amount of Securities Underlying Derivative Security (Instr. 4)		4. Conversion or Exercise Price of Derivative Security	5. Ownership Form: Direct (D) or Indirect (I) (Instr. 5)	6. Nature of Indirect Beneficial Ownership (Instr. 5)
	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

Exhibit 24--Power of Attorney

	/s/ Steven J. Tsimbinos, Power of Attorney	06/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 5 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 3: SEC 1473 (03-26)

FAQ

What does Todd Schell’s Form 3 filing for OCEANFIRST FINANCIAL (OCFC) show?

The Form 3 shows that director Todd Schell reported no beneficial ownership of OCEANFIRST FINANCIAL CORP Common Stock. This initial filing establishes his baseline position for future Form 4 or Form 5 insider transaction reports.

Did Todd Schell buy or sell any OCFC shares in this Form 3?

No, the Form 3 does not report any buys or sells. It is an initial statement of beneficial ownership, and the transaction summary shows zero buy and sell shares with one holding entry and no derivative transactions.

How many OCEANFIRST FINANCIAL (OCFC) shares does Todd Schell report owning?

The filing reports that Todd Schell beneficially owns 0 shares of OCEANFIRST FINANCIAL CORP Common Stock following the reported entry. This zero-share disclosure serves as his starting point for any future insider ownership changes.

What type of security is covered in Todd Schell’s OCFC Form 3?

The Form 3 covers Common Stock of OCEANFIRST FINANCIAL CORP. It lists this security title and indicates that, after the reported entry, total shares of this Common Stock beneficially owned by Todd Schell are zero.

Does the OCFC Form 3 for Todd Schell include any derivative securities?

No, the derivative section is empty. The derivativeSummary in the Form 3 shows no options, warrants, or other derivative positions reported, indicating no derivative holdings are disclosed for Todd Schell in this filing.

What does the transaction summary indicate in Todd Schell’s OCFC Form 3?

The transaction summary shows no buy or sell transactions, with one holding entry and net buy/sell direction listed as neutral. This confirms the Form 3 functions purely as an initial ownership baseline rather than recording an active trade.