OceanFirst corrects collateral sale to $836M

OceanFirst Financial Corp. filed an amendment to a current report to correct a figure related to a loan transaction.

Rhea-AI Filing Summary

OceanFirst Financial Corp. filed an amendment to a current report to correct a figure related to a loan transaction. The company clarified that the amount of loan collateral with rent-regulated exposure sold, as referenced in an attached press release, was $836 million rather than $736 million. No other aspects of the original report were changed.

8-K Event Classification

Item 8.01 — Other Events

1 item

Item 8.01 Other Events Other

Voluntary disclosure of events the company deems important to shareholders but not covered by other items.

Key Figures

Correct collateral amount: $836 million Previously stated amount: $736 million

2 metrics

Correct collateral amount $836 million Loan collateral with rent-regulated exposure sold

Previously stated amount $736 million Incorrect collateral figure in original press release

Key Terms

rent-regulated exposure, Item 8.01 Other Events, Emerging growth company

3 terms

rent-regulated exposure financial

"correct the amount of loan collateral with rent-regulated exposure sold"

Item 8.01 Other Events regulatory

"ITEM 8.01 OTHER EVENTS This Amendment No. 1"

Emerging growth company regulatory

"Emerging growth company"

An emerging growth company is a recently public or smaller public firm that qualifies for temporary, lighter regulatory and disclosure rules to reduce the cost and effort of being public. For investors, it means the company may provide less historical financial detail and face fewer reporting requirements than larger firms, so it can grow more quickly but also carries higher uncertainty—like buying a promising early-stage product with fewer user reviews.

FAQ

AI-generated questions and answers. How Rhea-AI works. Not financial advice.

What did OceanFirst Financial Corp. (OCFC) change in this 8-K/A filing?

OceanFirst corrected a single figure in a prior report. The company clarified that loan collateral with rent-regulated exposure sold totaled $836 million, not $736 million, as stated in the earlier press release.

Which amount of loan collateral did OceanFirst (OCFC) say was sold?

OceanFirst stated that the amount of loan collateral with rent-regulated exposure sold was $836 million. This replaces the previously reported figure of $736 million in the original press release.

Does this OceanFirst (OCFC) amendment change anything besides the corrected amount?

The amendment states that only the collateral amount was corrected. It notes that, except for revising the figure to $836 million, all other information in the original report remains unchanged.

What section of OceanFirst’s (OCFC) report was affected by the correction?

The correction relates to the press release attached as Exhibit 99.1. That exhibit had misstated loan collateral with rent-regulated exposure sold as $736 million instead of the corrected $836 million figure.

Who signed the OceanFirst (OCFC) amended report correcting the collateral amount?

The amended report was signed on behalf of OceanFirst by Patrick S. Barrett, Senior Executive Vice President and Chief Financial Officer, dated June 30, 2026.

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Accepted by SEC EDGAR 06/30/2026 - 12:23 PM EDT Learn about SEC filing dates

0001004702false00010047022026-06-292026-06-29

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC

FORM 8-K/A

AMENDMENT NO. 1

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): June 29, 2026

OCEANFIRST FINANCIAL CORP.

(Exact name of registrant as specified in its charter)

Delaware

001-11713

22-3412577

(State or other jurisdiction of incorporation or organization)

(Commission File No.)

(IRS Employer Identification No.)

110 West Front Street, Red Bank, New Jersey 07701

(Address of principal executive offices, including zip code)

(732)240-4500

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading symbol

Name of each exchange in which registered

Common stock, $0.01 par value per share

OCFC

NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 8.01    OTHER EVENTS

This Amendment No. 1 to the Current Report on Form 8-K originally filed on June 29, 2026, is being filed solely to correct the amount of loan collateral with rent-regulated exposure sold stated in the press release attached as Exhibit 99.1 from $736 million to $836 million. Except as expressly set forth herein, the Original Form 8-K remains unchanged.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						OCEANFIRST FINANCIAL CORP.
Dated:			June 30, 2026			/s/ Patrick S. Barrett
						Patrick S. Barrett
						Senior Executive Vice President and Chief Financial Officer

Filing Exhibits & Attachments

3 documents

Other Documents

• EX-101 XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 1.8 KB
• EX-101 XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT 21.4 KB
• EX-101 XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT 12.2 KB