OceanFirst Financial (OCFC) prepares new investor presentation after Sept. 2, 2025

Rhea-AI Filing Summary

OceanFirst Financial Corp. filed a current report describing upcoming investor presentations scheduled after September 2, 2025. The company has prepared a written investor presentation, which is attached as Exhibit 99.1 and will also be posted on its website at www.oceanfirst.com. The materials are being provided under Regulation FD to share information with current and prospective investors, and the report states that this information is being furnished to the SEC rather than filed for liability purposes.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): September 2, 2025

OCEANFIRST FINANCIAL CORP.

(Exact name of registrant as specified in its charter)

Delaware

001-11713

22-3412577

(State or other jurisdiction of incorporation or organization)

(Commission File No.)

(IRS Employer Identification No.)

110 West Front Street, Red Bank, New Jersey 07701

(Address of principal executive offices, including zip code)

(732)240-4500

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading symbol

Name of each exchange in which registered

Common stock, $0.01 par value per share

OCFC

NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01    REGULATION FD DISCLOSURE

OceanFirst Financial Corp. (the "Company") is scheduled to make presentations to current and prospective investors after September 2, 2025. Attached as Exhibit 99.1 of this Form 8-K is a copy of the presentation which the Company will make available at these presentations and will post on its website at www.oceanfirst.com. This report is being furnished to the SEC and shall not be deemed “filed” for any purpose.

ITEM 9.01FINANCIAL STATEMENTS AND EXHIBITS

(d)			EXHIBITS
99.1			Text of written presentation which OceanFirst Financial Corp. intends to provide to current and prospective investors after September 2, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						OCEANFIRST FINANCIAL CORP.
Dated:			September 2, 2025			/s/ Patrick S. Barrett
						Patrick S. Barrett
						Executive Vice President and Chief Financial Officer

FAQ

What is OceanFirst Financial Corp. (OCFC) announcing in this 8-K filing?

OceanFirst Financial Corp. is announcing that it plans to make presentations to current and prospective investors after September 2, 2025, supported by a written investor presentation attached as Exhibit 99.1.

What is included as Exhibit 99.1 in OceanFirst (OCFC)'s 8-K?

Exhibit 99.1 contains the text of a written presentation that OceanFirst Financial Corp. intends to provide to current and prospective investors after September 2, 2025.

How will OceanFirst Financial Corp. (OCFC) make the investor presentation available?

OceanFirst Financial Corp. will provide the investor presentation at scheduled meetings with current and prospective investors and will post it on its website at www.oceanfirst.com.

Is the information in this OceanFirst (OCFC) 8-K considered filed with the SEC?

The company states that the information in this report is being furnished to the SEC and shall not be deemed filed for any purpose.

What section of the 8-K does OceanFirst (OCFC) use for this disclosure?

The disclosure is made under Item 7.01 Regulation FD Disclosure, which is used to share information with the market in a fair and broad manner.

Who signed this OceanFirst Financial Corp. (OCFC) 8-K filing?

The 8-K was signed on behalf of OceanFirst Financial Corp. by Patrick S. Barrett, Executive Vice President and Chief Financial Officer, dated September 2, 2025.