OCFC posts Q3 2025 results, sets regular $0.20 quarterly dividend

Rhea-AI Filing Summary

OceanFirst Financial Corp. (OCFC) announced quarterly results and a dividend. The company released its financial results for the quarter ended September 30, 2025 and will share an investor presentation with current and prospective investors after October 22, 2025.

The Board declared a regular quarterly cash dividend of $0.20 per share. The dividend is payable on November 14, 2025 to stockholders of record as of the close of business on November 3, 2025. The investor presentation will also be posted on the company’s website.

Insights

Banking analyst

Routine 8-K: results furnished and a regular $0.20 dividend.

OceanFirst furnished its quarterly results for the period ended September 30, 2025 and disclosed plans to present to investors after October 22, 2025. These are standard communications for a regional bank.

The Board declared a regular quarterly dividend of $0.20 per share, payable on November 14, 2025 to holders of record on November 3, 2025. A “regular” designation indicates continuity with prior practice, based on the company’s wording.

The investor deck will be posted on the website, providing additional context to the quarter. Actual financial impacts depend on details in the press release and presentation.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): October 22, 2025

OCEANFIRST FINANCIAL CORP.

(Exact name of registrant as specified in its charter)

Delaware

001-11713

22-3412577

(State or other jurisdiction of incorporation or organization)

(Commission File No.)

(IRS Employer Identification No.)

110 West Front Street, Red Bank, New Jersey 07701

(Address of principal executive offices, including zip code)

(732)240-4500

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading symbol

Name of each exchange in which registered

Common stock, $0.01 par value per share

OCFC

NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 2.02RESULTS OF OPERATIONS AND FINANCIAL CONDITION

On October 22, 2025, OceanFirst Financial Corp. (the “Company”) issued a press release announcing its financial results for the quarter ended September 30, 2025. That press release is attached to this Report as Exhibit 99.1. The information included in this item and the related presentation is being furnished to the SEC and shall not be deemed “filed” for any purpose.

ITEM 7.01    REGULATION FD DISCLOSURE

The Company is scheduled to make presentations to current and prospective investors after October 22, 2025. Attached as Exhibit 99.2 of this Form 8-K is a copy of the presentation which OceanFirst Financial Corp. will make available at these presentations and will post on its website at www.oceanfirst.com. The information included in this item and the related press release is being furnished to the SEC and shall not be deemed “filed” for any purpose.

ITEM 8.01OTHER EVENTS

In the press release described in Item 2.02, the Company announced that the Board of Directors declared a regular quarterly cash dividend on the Company’s outstanding common stock. The cash dividend will be in the amount of $0.20 per share and will be payable on November 14, 2025 to the stockholders of record at the close of business on November 3, 2025.

ITEM 9.01FINANCIAL STATEMENTS AND EXHIBITS

(d)			EXHIBITS
99.1			Press Release dated			October 22, 2025
99.2			Text of written presentation which OceanFirst Financial Corp. intends to provide to current and prospective investors after October 22, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						OCEANFIRST FINANCIAL CORP.
Dated:			October 22, 2025			/s/ Patrick S. Barrett
						Patrick S. Barrett
						Senior Executive Vice President and Chief Financial Officer

FAQ

What did OceanFirst (OCFC) announce in this 8-K?

The company furnished quarterly financial results for the period ended September 30, 2025 and disclosed an upcoming investor presentation.

What is the amount of OCFC’s quarterly dividend?

The Board declared a regular quarterly cash dividend of $0.20 per share.

When is the OCFC dividend record date?

Stockholders of record at the close of business on November 3, 2025 are eligible.

When will the OCFC dividend be paid?

The dividend is payable on November 14, 2025.

Will OceanFirst share an investor presentation?

Yes. A presentation will be provided to investors after October 22, 2025 and posted on the company’s website.

Which form did OceanFirst file?

An 8-K covering results of operations, Regulation FD disclosure, and the dividend announcement.