OceanFirst Financial (OCFC) declares $0.20 dividend and shares Q4 2025 results

Rhea-AI Filing Summary

OceanFirst Financial Corp. filed a current report describing several shareholder updates. The company issued a press release announcing its financial results for the quarter ended December 31, 2025, and furnished this release to regulators as an exhibit rather than formally filing it. OceanFirst also prepared an investor presentation that it will use in meetings with current and prospective investors and will post on its website.

In addition, the Board of Directors declared a regular quarterly cash dividend of $0.20 per share on the company’s common stock. This dividend is payable on February 13, 2026 to shareholders of record as of the close of business on February 2, 2026. The filing highlights ongoing communication with investors and the continuation of the company’s cash dividend program.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): January 22, 2026

OCEANFIRST FINANCIAL CORP.

(Exact name of registrant as specified in its charter)

Delaware

001-11713

22-3412577

(State or other jurisdiction of incorporation or organization)

(Commission File No.)

(IRS Employer Identification No.)

110 West Front Street, Red Bank New Jersey 07701

(Address of principal executive offices, including zip code)

(732)240-4500

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: 

x Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

 

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

 

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

 

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading symbol

Name of each exchange in which registered

Common stock, $0.01 par value per share

OCFC

NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 2.02RESULTS OF OPERATION AND FINANCIAL CONDITION

On January 22, 2026, OceanFirst Financial Corp. (the “Company”) issued a press release announcing its financial results for the quarter ended December 31, 2025. That press release is attached to this Report as Exhibit 99.1. The information included in this item and the related presentation is being furnished to the SEC and shall not be deemed “filed” for any purpose.

ITEM 7.01REGULATION FD DISCLOSURE

The Company is scheduled to make presentations to current and prospective investors after January 22, 2026. Attached as Exhibit 99.2 of this Form 8-K is a copy of the presentation which OceanFirst Financial Corp. will make available at these presentations and will post on its website at www.oceanfirst.com. The information included in this item and the related press release is being furnished to the SEC and shall not be deemed “filed” for any purpose.

ITEM 8.01OTHER EVENTS

In the press release described in Item 2.02, the Company announced that the Board of Directors declared a regular quarterly cash dividend on the Company’s outstanding common stock. The cash dividend will be in the amount of $0.20 per share and will be payable on February 13, 2026 to the stockholders of record at the close of business on February 2, 2026.

ITEM 9.01FINANCIAL STATEMENTS AND EXHIBITS

(d)			EXHIBITS
99.1			Press Release dated			January 22, 2026
99.2			Text of written presentation which OceanFirst Financial Corp. intends to provide to current and prospective investors after January 22, 2026.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						OCEANFIRST FINANCIAL CORP.
Dated			January 22, 2026			/s/ Patrick S. Barrett
						Patrick S. Barrett
						Senior Executive Vice President and Chief Financial Officer

FAQ

What did OceanFirst Financial Corp. (OCFC) announce in this 8-K?

OceanFirst Financial Corp. announced that it released financial results for the quarter ended December 31, 2025, prepared an investor presentation for current and prospective investors, and declared a regular quarterly cash dividend on its common stock.

What is the amount of OceanFirst Financial Corp.’s latest quarterly dividend?

The Board of Directors declared a regular quarterly cash dividend of $0.20 per share on OceanFirst Financial Corp.’s outstanding common stock.

When will OCFC’s $0.20 per share dividend be paid?

The $0.20 per share cash dividend is scheduled to be paid on February 13, 2026.

What is the record date for OceanFirst Financial Corp.’s dividend?

Shareholders of record at the close of business on February 2, 2026 will be entitled to receive the quarterly cash dividend.

What financial information is referenced in this OceanFirst (OCFC) filing?

The filing states that OceanFirst Financial Corp. issued a press release detailing its financial results for the quarter ended December 31, 2025, and furnished that release as Exhibit 99.1.

What investor materials did OceanFirst Financial Corp. provide?

OceanFirst Financial Corp. prepared an investor presentation for current and prospective investors, furnished it as Exhibit 99.2, and plans to post it on its website.