OceanFirst Financial (NASDAQ: OCFC) furnishes updated investor presentation

Rhea-AI Filing Summary

OceanFirst Financial Corp. filed a current report to share that it will present to current and prospective investors after January 29, 2026. The company has prepared an investor presentation, attached as Exhibit 99.1, and plans to post it on its website.

The disclosure is made under Regulation FD, and the report states that the information is being furnished to the SEC rather than deemed filed, which affects how it is treated for certain legal and liability purposes.

8-K Event Classification

2 items: 7.01, 9.01

2 items

Item 7.01 Regulation FD Disclosure Disclosure

Material non-public information disclosed under Regulation Fair Disclosure, often investor presentations or guidance.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

Understanding 8-K Material Events →

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, DC

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d)

of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): January 29, 2026

OCEANFIRST FINANCIAL CORP.

(Exact name of registrant as specified in its charter)

Delaware

001-11713

22-3412577

(State or other jurisdiction of incorporation or organization)

(Commission File No.)

(IRS Employer Identification No.)

110 West Front Street, Red Bank, New Jersey 07701

(Address of principal executive offices, including zip code)

(732)240-4500

(Registrant’s telephone number, including area code)

Not Applicable

(Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

☐ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

☐ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

☐ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading symbol

Name of each exchange in which registered

Common stock, $0.01 par value per share

OCFC

NASDAQ

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 7.01    REGULATION FD DISCLOSURE

OceanFirst Financial Corp. (the "Company") is scheduled to make presentations to current and prospective investors after January 29, 2026. Attached as Exhibit 99.1 of this Form 8-K is a copy of the presentation which the Company will make available at these presentations and will post on its website at www.oceanfirst.com. This report is being furnished to the SEC and shall not be deemed “filed” for any purpose.

ITEM 9.01FINANCIAL STATEMENTS AND EXHIBITS

(d)			EXHIBITS
99.1			Text of written presentation which OceanFirst Financial Corp. intends to provide to current and prospective investors after January 29, 2026.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

						OCEANFIRST FINANCIAL CORP.
Dated:			January 29, 2026			/s/ Patrick S. Barrett
						Patrick S. Barrett
						Senior Executive Vice President and Chief Financial Officer

FAQ

What did OceanFirst Financial Corp. (OCFC) disclose in this 8-K filing?

OceanFirst Financial Corp. disclosed that it plans to make presentations to current and prospective investors after January 29, 2026. The company attached the related investor presentation as Exhibit 99.1 and indicated it will also post this material on its website.

What is Exhibit 99.1 in OceanFirst Financial Corp.’s (OCFC) 8-K?

Exhibit 99.1 is the text of a written investor presentation OceanFirst Financial Corp. intends to provide to current and prospective investors after January 29, 2026. The company also plans to make this same presentation available on its website for broader access.

Under which item did OceanFirst Financial Corp. (OCFC) provide this disclosure?

OceanFirst Financial Corp. provided this disclosure under Item 7.01, Regulation FD Disclosure. This item is used to furnish information to the market, helping ensure fair disclosure to investors, without the information being treated as formally filed with the SEC.

Is the OceanFirst Financial Corp. (OCFC) investor presentation considered filed with the SEC?

The investor presentation is described as furnished, not filed, with the SEC. The 8-K specifically states the information is being furnished under Regulation FD and shall not be deemed filed, which means different legal standards apply compared with formally filed documents.

Where can investors access OceanFirst Financial Corp.’s (OCFC) new presentation?

Investors can access the presentation attached as Exhibit 99.1 to the 8-K and also on OceanFirst Financial Corp.’s website at www.oceanfirst.com. The company indicates it will make the same presentation available online for current and prospective investors.