OCFC (NASDAQ: OCFC) executive has 4,629 shares withheld to cover tax liability

Rhea-AI Filing Summary

OCEANFIRST FINANCIAL CORP Senior EVP & Corporate Secretary Steven James Tsimbinos had 4,629 common shares withheld at $18.58 per share to cover taxes on the vesting of restricted stock, and no shares were sold.

After this tax-withholding disposition, he directly owns 202,999 common shares. He also has multiple stock option awards, with post-transaction balances between 12,915 and 76,790 options each, and indirectly holds 10,234 common shares through a 401(k) plan and 7,759 shares through an ESOP.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tsimbinos Steven James

(Last) (First) (Middle)

110 WEST FRONT STREET

(Street)

RED BANK NJ 07701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OCEANFIRST FINANCIAL CORP [ OCFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior EVP & Corp. Secretary

3. Date of Earliest Transaction (Month/Day/Year)
03/04/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	03/04/2026		F		4,629	D	$18.58	202,999	D(1)
Common Stock								10,234	I	By 401(k)
Common Stock								7,759	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$29.01							03/01/2018	03/15/2027	Common Stock	37,500		37,500	D
Stock Option (right to buy)	$27.4							03/01/2019	01/24/2028	Common Stock	12,915		12,915	D
Stock Option (right to buy)	$25.2							03/01/2020	03/01/2029	Common Stock	50,335		50,335	D
Stock Option (right to buy)	$20.44							03/01/2021	02/28/2030	Common Stock	76,790		76,790	D

Explanation of Responses:

1. The reported shares were withheld to satisfy the tax liability in connection with the vesting of restricted stock. No shares were sold. Total includes unvested restricted stock.

Remarks:

	/s/ Steven J. Tsimbinos, Power of Attorney	03/06/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What did OCFC executive Steven James Tsimbinos report in this Form 4 filing?

Steven James Tsimbinos reported that 4,629 OCEANFIRST FINANCIAL CORP common shares were withheld at $18.58 per share to satisfy tax liabilities from restricted stock vesting. According to the disclosure, no shares were actually sold into the market in this transaction.

Were any OCFC shares sold by Steven James Tsimbinos in this transaction?

No, the filing states that no shares were sold. Instead, 4,629 OCEANFIRST FINANCIAL CORP common shares were withheld to cover tax liabilities related to the vesting of restricted stock, which is a common non-market administrative transaction.

How many OCFC common shares does Steven James Tsimbinos own after the reported transaction?

Following the tax-withholding disposition, Steven James Tsimbinos directly holds 202,999 OCEANFIRST FINANCIAL CORP common shares. He also indirectly holds 10,234 shares through a 401(k) plan and 7,759 shares through an ESOP, as detailed in the ownership table.

What type of Form 4 transaction is coded "F" for OCFC in this filing?

Transaction code "F" represents a tax-withholding disposition, where shares are delivered or withheld to pay the exercise price or tax liability. Here, 4,629 OCFC common shares were withheld to satisfy taxes from restricted stock vesting, rather than sold on the open market.

What stock option holdings does Steven James Tsimbinos report for OCFC?

He reports several OCFC stock option awards, each described as a "Stock Option (right to buy)", with post-transaction balances of 37,500, 12,915, 50,335 and 76,790 options. These entries are shown as direct holdings, with no new option exercises disclosed.

How are Steven James Tsimbinos’s indirect OCFC share holdings structured?

The filing shows indirect ownership of OCFC common stock through benefit plans. He holds 10,234 shares indirectly via a 401(k) and 7,759 shares indirectly via an ESOP, while his primary 202,999-share position is reported as directly owned common stock.