Director Robert C. Garrett granted 2,769 OCFC shares in restricted stock award

Rhea-AI Filing Summary

Garrett Robert C reported acquisition or exercise transactions in this Form 4 filing.

OceanFirst Financial Corp director Robert C. Garrett reported an award of 2,769 shares of common stock on a grant basis with no cash price per share. These are restricted shares that vest in three equal annual installments beginning on March 1, 2027. After this award, his direct holdings total 8,971 shares, including other restricted shares scheduled to vest in the future.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Garrett Robert C

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,769	$0.00	--

Holdings After Transaction: Common Stock — 8,971 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garrett Robert C

(Last) (First) (Middle)

110 WEST FRONT STREET

(Street)

RED BANK NJ 07701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OCEANFIRST FINANCIAL CORP [ OCFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/27/2026		A		2,769	A	$0	8,971	D(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted shares awarded. Such shares vest in three equal annual installments beginning on March 1, 2027. Total includes other restricted shares that vest in the future.

Remarks:

	/s/ Steven J. Tsimbinos, Power of Attorney	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did OceanFirst Financial (OCFC) report for Robert C. Garrett?

OceanFirst Financial reported that director Robert C. Garrett received a grant of 2,769 shares of common stock. The award was recorded at a price of $0.0000 per share as a restricted stock grant, not an open-market purchase or sale.

Are the new OCFC shares granted to Robert C. Garrett immediately vested?

No, the 2,769 shares granted to Robert C. Garrett are restricted and vest over time. They vest in three equal annual installments beginning on March 1, 2027, meaning he earns full ownership gradually rather than all at once.

How many OceanFirst Financial (OCFC) shares does Robert C. Garrett hold after this grant?

After the reported grant, Robert C. Garrett directly holds a total of 8,971 shares of OceanFirst Financial common stock. This total includes the newly granted restricted shares and other restricted shares that are scheduled to vest in future years.

Was the OCFC insider grant to Robert C. Garrett a market purchase or sale?

The transaction was a grant or award acquisition, not a market trade. The filing shows a transaction code “A” and a price of $0.0000 per share, indicating a restricted stock award rather than shares bought or sold in the open market.

What does the Form 4 footnote say about Robert C. Garrett’s OCFC restricted shares?

The footnote explains that the 2,769 shares are restricted shares awarded to Robert C. Garrett. They vest in three equal annual installments starting on March 1, 2027, and his reported total holdings also include other restricted shares that vest in the future.