OceanFirst (OCFC) exec exercises 15,000 options, withholds 13,784 shares

Rhea-AI Filing Summary

OceanFirst Financial Corp Senior EVP & Corporate Secretary Steven James Tsimbinos reported option exercises and related share withholdings. On February 17, 2026, he exercised stock options for 15,000 shares at $17.28 per share, converting them into an equal number of common shares.

To cover the exercise price or tax obligations, 13,784 common shares were disposed of at $19.71 per share through a tax-withholding transaction, not an open-market sale. After these moves, he directly owned 190,094 common shares, with additional indirect holdings of 7,759 shares through an ESOP and 10,203 shares through a 401(k). Footnotes state that totals include unvested restricted stock and that the increases in beneficial ownership arise from exempt acquisitions under Rule 16b-3(c).

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

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Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Tsimbinos Steven James

(Last) (First) (Middle)

110 WEST FRONT STREET

(Street)

RED BANK NJ 07701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OCEANFIRST FINANCIAL CORP [ OCFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Senior EVP & Corp. Secretary

3. Date of Earliest Transaction (Month/Day/Year)
02/17/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/17/2026		M		15,000	A	$17.28	203,878	D(1)
Common Stock	02/17/2026		F		13,784	D	$19.71	190,094	D(1)
Common Stock								7,759	I	By ESOP(2)
Common Stock								10,203	I	By 401(k)(2)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Option (right to buy)	$17.28	02/17/2026		M			15,000	03/01/2017	03/16/2026	Common Stock	15,000	$17.28	0	D
Stock Option (right to buy)	$29.01							03/01/2018	03/15/2027	Common Stock	37,500		37,500	D
Stock Option (right to buy)	$27.4							03/01/2019	01/24/2028	Common Stock	12,915		12,915	D
Stock Option (right to buy)	$25.2							03/01/2020	03/01/2029	Common Stock	50,335		50,335	D
Stock Option (right to buy)	$20.44							03/01/2021	02/28/2030	Common Stock	76,790		76,790	D

Explanation of Responses:

1. Total includes shares of restricted common stock that have not yet vested.

2. This form reflects increases in beneficial ownership resulting from exempt acquisitions pursuant to Rule 16b-3(c).

Remarks:

	/s/ Steven J. Tsimbinos, Power of Attorney	02/18/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
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FAQ

What insider transactions did OCFC executive Steven James Tsimbinos report?

Steven James Tsimbinos reported exercising stock options for 15,000 OceanFirst Financial Corp shares at $17.28 each. The resulting common shares and a related tax-withholding disposition changed his direct and indirect ownership levels as detailed in the Form 4.

How many OceanFirst Financial (OCFC) shares did Tsimbinos acquire and at what price?

He acquired 15,000 common shares of OceanFirst Financial Corp by exercising stock options at $17.28 per share. These shares came from converting derivative securities rather than buying stock on the open market.

What was the purpose of the 13,784-share disposition reported by Tsimbinos at OCFC?

The 13,784-share disposition was a tax-withholding transaction at $19.71 per share. It was used to satisfy the exercise price or tax liabilities related to his option exercise, not a discretionary open-market sale.

What is Steven Tsimbinos’s direct ownership in OCFC after these transactions?

Following the reported transactions, Steven Tsimbinos directly owned 190,094 shares of OceanFirst Financial Corp common stock. This figure reflects the net impact of the option exercise and the related tax-withholding share disposition on his direct holdings.

What indirect OceanFirst Financial (OCFC) holdings does Tsimbinos report?

He reports indirect ownership of 7,759 OceanFirst Financial Corp shares through an ESOP and 10,203 shares through a 401(k) plan. These are in addition to his directly held common shares reported on the Form 4.

Do Tsimbinos’s reported holdings include unvested restricted OCFC stock?

Yes. A footnote explains that the total reported holdings include restricted common stock that has not yet vested. Another footnote notes that the increases in beneficial ownership result from exempt acquisitions under Rule 16b-3(c).