Director at OceanFirst Financial (OCFC) granted 2,769 restricted shares

Rhea-AI Filing Summary

COSCIA ANTHONY R reported acquisition or exercise transactions in this Form 4 filing.

OceanFirst Financial Corp director Anthony R. Coscia received an equity award of 2,769 shares of common stock. The shares are restricted and were granted at no cash cost, reflecting stock-based compensation rather than an open-market purchase.

These restricted shares vest in three equal annual installments beginning on March 1, 2027, tying the award to multi-year service and performance. After this grant, Coscia directly holds a total of 60,489 shares, which includes other restricted shares scheduled to vest in the future.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider COSCIA ANTHONY R

Role Director

Type	Security	Shares	Price	Value
Grant/Award	Common Stock	2,769	$0.00	--

Holdings After Transaction: Common Stock — 60,489 shares (Direct)

Footnotes (1)

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Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

COSCIA ANTHONY R

(Last) (First) (Middle)

110 WEST FRONT STREET

(Street)

RED BANK NJ 07701

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
OCEANFIRST FINANCIAL CORP [ OCFC ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

3. Date of Earliest Transaction (Month/Day/Year)
02/27/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	02/27/2026		A		2,769	A	$0	60,489	D(1)

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

1. Restricted shares awarded. Such shares vest in three equal annual installments beginning on March 1, 2027. Total includes other restricted shares that vest in the future.

Remarks:

	/s/ Steven J. Tsimbinos, Power of Attorney	03/03/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did Anthony R. Coscia report at OCFC?

Anthony R. Coscia reported receiving an award of 2,769 restricted OceanFirst Financial common shares. The grant is stock-based compensation, carries no cash purchase price, and vests over time, aligning the director’s holdings with multi‑year service to the company.

How many OceanFirst (OCFC) shares does Anthony R. Coscia now hold?

After the restricted stock award, Anthony R. Coscia directly holds 60,489 OceanFirst common shares. This total includes both currently vested stock and other restricted shares that are scheduled to vest in future years under prior equity awards.

When do Anthony R. Coscia’s new OCFC restricted shares vest?

The 2,769 newly awarded restricted shares to Anthony R. Coscia vest in three equal annual installments. Vesting begins on March 1, 2027, meaning the grant is spread over three years to encourage continued service on the OceanFirst board.

Was the OCFC stock award to Anthony R. Coscia an open‑market purchase?

No, the 2,769 OceanFirst shares were granted as restricted stock at a reported price of $0.00 per share. This indicates a compensation award, not an open‑market buy, and the shares are subject to multi‑year vesting conditions.

What type of security did Anthony R. Coscia receive from OceanFirst (OCFC)?

Anthony R. Coscia received restricted shares of OceanFirst Financial common stock. These are standard equity compensation instruments that provide share ownership benefits but are subject to vesting schedules before they become fully transferable.