Every 10-Q that OFG BANCORP (OFG) has filed with the SEC in the last 24 months is listed below, newest first, and each one links through to the document itself with the summary and the scores our analysis gives it.
A 10-Q covers the quarterly report filed between annual reports, so if you follow OFG and want that one kind of document rather than the whole filing history, this is the page to keep. The company's other filings, of every form, are on the full OFG filings page.
OFG Bancorp reported higher profitability for the quarter ended June 30, 2026. Net interest income was $157,299 thousand versus $151,928 thousand a year earlier, with provision for credit losses of $13,006 thousand versus $21,678 thousand. Non-interest income rose to $33,023 thousand, while non-interest expense increased to $102,832 thousand. Net income available to common shareholders was $58,777 thousand versus $51,801 thousand, and diluted EPS was $1.39 versus $1.15. Quarterly cash dividends were $0.35 per share, up from $0.30.
At June 30, 2026, total assets were $12,154,572 thousand, with loans held-for-investment, net, of $8,109,199 thousand and deposits of $9,983,128 thousand. Cash and cash equivalents declined, and investment securities also decreased, while total stockholders’ equity increased to $1,407,272 thousand, reflecting retained earnings, dividends and share repurchases of $44,473 thousand in the first half.
Credit quality metrics were reshaped by active portfolio management. The allowance for credit losses stood at $188,255 thousand, down from $202,341 thousand, as OFG applied a probability‑weighted economic scenario framework with additional qualitative reserves for higher‑risk segments such as auto loans. Net charge‑offs for the first six months were $50.2 million, up from $33.2 million, including $15.6 million of charge‑offs tied to the sale of two previously reserved non‑performing commercial loans. Non‑accrual loans decreased to $62,171 thousand from $124,582 thousand, and only a modest volume of loans was modified for borrowers experiencing financial difficulty.
OFG Bancorp reported higher profitability for the quarter ended March 31, 2026. Net income available to common shareholders rose to $53.9M from $45.6M a year earlier, and diluted EPS increased to $1.26 from $1.00–$1.01. Net interest income improved to $153.8M as loan interest rose, while the provision for credit losses decreased to $22.5M. Non-interest income grew to $32.2M, led by banking, wealth management and mortgage banking revenues. Total assets were $12.0B with loans at $8.0B and deposits at $9.8B, reflecting lower cash and deposits versus year-end. The allowance for credit losses increased slightly to $204.0M. Comprehensive income fell to $37.3M due to a $16.7M after-tax unrealized loss in the available-for-sale securities portfolio.
OFG Bancorp posted steady results for the quarter ended September 30, 2025, with net income available to common shareholders of $51.8 million, up from $47.0 million a year earlier. Basic earnings per common share rose to $1.17 from $1.01, helped by higher net interest income and stronger non-interest income, particularly in mortgage banking activities.
Total assets increased to $12.23 billion from $11.50 billion at December 31, 2024, driven by loan growth and a larger securities portfolio. Loans held-for-investment, net of the allowance for credit losses, climbed to $7.92 billion, while deposits grew to $10.01 billion. The allowance for credit losses rose to $197.8 million, reflecting higher loan volumes, specific reserves and updated economic assumptions.
For the first nine months of 2025, OFG generated $149.2 million in net income versus $147.8 million in the prior-year period. Comprehensive income benefited from improved unrealized gains on available-for-sale securities, and shareholders’ equity expanded to $1.38 billion, supported by earnings growth despite ongoing share repurchases and higher common dividends.