OFG BANCORP SEC Filings

OFG Bancorp shareholder plans to sell common stock under Rule 144. A proposed sale of 10,000 shares of common stock through Oriental Financial Services LLC is listed, with an aggregate market value of $534,600. The filing notes 42,265,184 shares outstanding and indicates trading on the NYSE on August 14, 2026.

The document also lists several prior equity awards of common stock from the issuer between February 26, 2024 and March 10, 2026, with individual grants ranging from hundreds to a few thousand shares each.

OFG BANCORP director De Jesus Nestor reported selling 4,000 shares of Common Stock on 2026-08-12 at $53.00 per share in an open market or private transaction. Following this sale, the director directly holds 20,040 shares of OFG BANCORP Common Stock.

OFG Bancorp common stock holder plans resale. Oriental Financial Services LLC filed a notice of proposed sale covering up to 4,000 shares of OFG Bancorp common stock to be sold on the NYSE on or after August 7, 2026. These shares were originally acquired from the issuer in open-market, cash transactions, including 3,000 shares purchased on November 8, 2017 and 1,000 shares purchased on June 28, 2018.

OFG Bancorp reported higher profitability for the quarter ended June 30, 2026. Net interest income was $157,299 thousand versus $151,928 thousand a year earlier, with provision for credit losses of $13,006 thousand versus $21,678 thousand. Non-interest income rose to $33,023 thousand, while non-interest expense increased to $102,832 thousand. Net income available to common shareholders was $58,777 thousand versus $51,801 thousand, and diluted EPS was $1.39 versus $1.15. Quarterly cash dividends were $0.35 per share, up from $0.30.

At June 30, 2026, total assets were $12,154,572 thousand, with loans held-for-investment, net, of $8,109,199 thousand and deposits of $9,983,128 thousand. Cash and cash equivalents declined, and investment securities also decreased, while total stockholders’ equity increased to $1,407,272 thousand, reflecting retained earnings, dividends and share repurchases of $44,473 thousand in the first half.

Credit quality metrics were reshaped by active portfolio management. The allowance for credit losses stood at $188,255 thousand, down from $202,341 thousand, as OFG applied a probability‑weighted economic scenario framework with additional qualitative reserves for higher‑risk segments such as auto loans. Net charge‑offs for the first six months were $50.2 million, up from $33.2 million, including $15.6 million of charge‑offs tied to the sale of two previously reserved non‑performing commercial loans. Non‑accrual loans decreased to $62,171 thousand from $124,582 thousand, and only a modest volume of loans was modified for borrowers experiencing financial difficulty.

OFG Bancorp CEO and chairman Jose Rafael Fernandez reported selling 52,352 shares of common stock on July 24, 2026 in a sale reported as an open-market or private transaction at an average price of $52.4483 per share. After this transaction, he directly holds 152,656.688 shares of OFG Bancorp common stock. The trade was not reported under a Rule 10b5-1 trading plan.

OFG Bancorp affiliate plans a Rule 144 sale of common stock. The security holder lists multiple lots of OFG common stock to be sold, including shares acquired through equity awards on 06/08/2023 (15,862 shares), 02/26/2024 (2,534 and 4,903 shares), 11/16/2022 (17,953 shares), and older grants from 2013 and 2016, as well as three 1,000-share open-market purchases on 12/19/2018.

OFG Bancorp reported stronger second quarter 2026 results. Diluted EPS was $1.39, up from $1.26 in 1Q26 and $1.15 in 2Q25, on total core revenues of $190.3 million. Key profitability metrics included a net interest margin of 5.45%, return on average assets of 1.93%, return on average tangible common stockholders’ equity of 17.94%, and an efficiency ratio of 54.04%.

Provision for credit losses declined to $13.0 million, while net charge-offs increased to $28.8 million, a 1.40% net charge-off rate. Nonperforming loans fell to $67.3 million, or 0.81% of total loans. Loans held for investment reached $8.30 billion and new loan production was $755.0 million. Customer deposits were $9.74 billion and cash and cash equivalents $745.7 million. Capital remained strong, with a Common equity Tier 1 ratio of 14.07%, a tangible common equity ratio of 10.90%, and tangible book value per share of $31.12.

OFG Bancorp Chief Retail Banking Officer Mari Evelyn Rodriguez reported compensation-related equity transactions involving company stock. On May 19, 2026, she exercised awards classified as derivative conversions and had a portion of the resulting shares withheld for taxes.

Rodriguez had 1,957 shares of Common Stock disposed of at $45.74 per share to cover tax obligations tied to Performance Units and Restricted Units. She also exercised awards for 3,500 Restricted Units, which convert to Common Stock on a one‑to‑one basis, and held 15,729 shares of Common Stock directly after these transactions, along with 4,827 Restricted Units remaining under the company’s incentive plan.

Velez-Dominguez Rafael A reported acquisition or exercise transactions in this Form 4 filing.

OFG Bancorp director Rafael A. Velez-Dominguez was granted 1,500 Restricted Units. These units were awarded under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan pursuant to a grant dated February 26, 2026.

The Restricted Period is scheduled to lapse in full on the first anniversary of the award date. At the end of this Restricted Period, the grantee is expected to receive 1,500 shares of OFG Bancorp common stock underlying these Restricted Units.