Welcome to our dedicated page for OFG Bancorp SEC filings (Ticker: OFG), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
This page provides access to OFG Bancorp (NYSE: OFG) regulatory filings, giving investors a structured view of the company’s public disclosures as a diversified financial holding company. OFG Bancorp, the financial holding company for Oriental Bank, operates under U.S., Puerto Rico and U.S. Virgin Islands banking laws and regulations and offers retail and commercial banking, lending, wealth management and insurance-related services primarily in Puerto Rico and the U.S. Virgin Islands.
Through its SEC filings, investors can review OFG Bancorp’s financial condition, results of operations and risk disclosures. Annual reports on Form 10-K and quarterly reports on Form 10-Q typically include details on net interest income, core revenues, loan and deposit portfolios, credit quality metrics, capital ratios and segment information related to banking, wealth management and treasury activities. Current reports on Form 8-K, such as the filing that attached the press release for the quarter ended September 30, 2025, provide timely updates on material events, including quarterly results and other significant corporate actions.
Users can also review filings related to capital management, such as disclosures about stock repurchase authorizations and dividends, as well as information about non-GAAP financial measures and their reconciliations to GAAP, which the company references in its financial supplements. For those interested in executive and board matters, proxy statements and other governance-related documents are available through the SEC’s system.
Stock Titan enhances these filings with AI-powered summaries that explain key points in plain language, highlight important trends and help readers understand complex sections of lengthy reports. Real-time updates from EDGAR, combined with AI insights across 10-Ks, 10-Qs, 8-Ks and Form 4 insider transaction reports, allow investors to follow OFG Bancorp’s regulatory disclosures efficiently and consistently.
OFG Bancorp managing director of commercial banking Patrick J. Haggarty reported routine equity compensation activity. On March 10, 2026, 717 Restricted Units were converted into 717 shares of Common Stock, reflecting the vesting of part of a prior equity grant.
These units were awarded under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan and represent 33% of a Restricted Unit grant from February 23, 2024. Of the vested shares, 175 were withheld at $41.39 per share to cover applicable taxes, a non-market, tax-withholding disposition.
Following these transactions, Haggarty directly holds 30,259 shares of Common Stock and 2,037 Restricted Units, which convert to Common Stock on a one-for-one basis. The activity reflects standard compensation and tax treatment rather than open-market buying or selling.
OFG Bancorp executive Ada Garcia reported routine equity compensation activity. On March 10, 2026, she exercised 717 Restricted Units that converted into 717 shares of Common Stock on a one-for-one basis and received these shares at a price of $0.00 per share.
The award, granted under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan, represents 33% of a Restricted Unit grant dated February 23, 2024. To cover applicable taxes, 231 shares of Common Stock were withheld at $41.39 per share, a non-market, tax-withholding disposition rather than an open-market sale. After these transactions, Garcia directly holds 37,281 shares of Common Stock and 2,037 Restricted Units, reflecting ongoing alignment with shareholders through equity-based compensation.
OFG Bancorp’s Chief Retail Banking Officer Mari Evelyn Rodriguez reported routine equity compensation activity. She exercised 717 Restricted Units into the same number of Common Stock shares at no cost and received a grant or award of 717 Common Stock shares, all tied to prior restricted awards.
To cover applicable taxes, 199 Common Stock shares were withheld at a price of $41.39 per share, rather than sold in the open market. After these transactions, Rodriguez directly holds 6,979 shares of OFG Bancorp Common Stock, reflecting a compensation-related increase in ownership.
OFG Bancorp Chief Financial Officer Maritza Arizmendi exercised 1,417 Restricted Units into Common Stock and received a matching 1,417-share Common Stock award at no cash cost on March 10, 2026. The Restricted Units convert to Common Stock on a one-for-one basis.
To cover applicable taxes, 431 Common Shares were withheld at $41.39 per share, a tax-withholding disposition rather than an open-market sale. After these equity compensation transactions, Arizmendi directly holds 66,684 Common Shares and 4,011 Restricted Units.
OFG Bancorp General Counsel Hugh Gonzalez reported routine equity compensation activity. He exercised 667 Restricted Units into 667 shares of Common Stock and received a separate grant or award of 667 Common shares, both at no cash cost, under the company’s omnibus incentive plan. To cover applicable taxes, 250 Common shares were withheld at a price of $41.39 per share rather than sold on the open market. Following these transactions, Gonzalez directly owns 16,495 Common shares and 1,987 Restricted Units. The Restricted Units convert to Common Stock on a one-for-one basis, and this filing reflects a scheduled vesting and tax withholding event rather than an open-market trade.
OFG Bancorp director and CEO Jose Rafael Fernandez reported compensation-related equity activity. He exercised 5,150 Restricted Units, which convert to the same number of shares of Common Stock on a one-for-one basis, and received these shares at a stated price of $0.0000 per share.
To cover tax obligations on this vesting event, 1,667 shares of Common Stock were withheld at $41.3900 per share, rather than sold in the open market. After these transactions, Fernandez directly holds 215,008.688 shares of Common Stock and 28,045.170 Restricted Units, reflecting a routine mix of equity award settlement and tax withholding.
OFG Bancorp is registering $200,000,000 of fixed‑to‑floating rate subordinated notes due April 1, 2036. The notes pay a fixed rate until April 1, 2031, then a floating rate tied to Three‑Month Term SOFR plus a spread, with interest paid semi‑annually then quarterly.
OFG may redeem the notes at par plus accrued interest on any interest payment date beginning April 1, 2031, or earlier upon certain tax or regulatory capital events, subject to Federal Reserve approval. The notes are unsecured, subordinated obligations intended to qualify as Tier 2 capital, structurally subordinated to $10.8 billion of consolidated debt and deposits as of December 31, 2025. Net proceeds are expected to be used for general corporate purposes.
OFG Bancorp Chief Retail Banking Officer Mari Evelyn Rodriguez reported equity compensation and related tax withholding transactions in company stock. On March 4, 2026, 660 Restricted Units were converted into 660 shares of Common Stock on a one-to-one basis. She also received a grant of 660 shares of Common Stock awarded under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan, representing 33% of a February 20, 2025 Restricted Unit grant. In a separate transaction the same day, 183 shares of Common Stock, valued at $42.66 per share, were withheld to cover applicable taxes on the award.
OFG Bancorp officer Patrick J. Haggarty reported equity award activity involving restricted units and common stock. He exercised 1,410 Restricted Units that convert to Common Stock on a one-for-one basis and received 1,410 shares of Common Stock as a grant or award at no cash cost.
To cover tax obligations on these awards, 202 shares of Common Stock were withheld at $41.39 per share and 196 shares were withheld at $42.66 per share, both treated as tax-withholding dispositions. After these transactions, he directly holds 29,717 shares of Common Stock and 2,754 Restricted Units.
OFG Bancorp executive Ada Garcia reported equity compensation activity. On March 4, 2026, 1,410 Restricted Units were exercised into Common Stock and 1,410 shares of Common Stock were awarded at no cost under the Amended and Restated 2007 Omnibus Performance Incentive Plan. To cover tax obligations, 508 Common shares were disposed of through tax-withholding transactions at prices of $41.39 and $42.66. Following these transactions, Garcia directly holds 36,795 shares of Common Stock and 2,754 Restricted Units, which each convert to one Common share.