OFG Bancorp filings document the regulatory record of a Puerto Rico-based financial holding company whose principal bank subsidiary is Oriental Bank. Material-event reports cover operating results, financial condition, capital management, dividends and repurchases, including banking metrics such as deposits, loan activity, credit performance and net interest margin.
The company’s proxy and shareholder-vote filings disclose board elections, advisory executive compensation votes, auditor ratification and governance matters. Securities Act registration materials describe offering disclosures, capital structure and risk factors for the holding company, while recurring 8-K reports provide formal updates on financial releases and annual meeting outcomes.
OFG Bancorp affiliate plans a Rule 144 sale of common stock. The security holder lists multiple lots of OFG common stock to be sold, including shares acquired through equity awards on 06/08/2023 (15,862 shares), 02/26/2024 (2,534 and 4,903 shares), 11/16/2022 (17,953 shares), and older grants from 2013 and 2016, as well as three 1,000-share open-market purchases on 12/19/2018.
OFG Bancorp reported stronger second quarter 2026 results. Diluted EPS was $1.39, up from $1.26 in 1Q26 and $1.15 in 2Q25, on total core revenues of $190.3 million. Key profitability metrics included a net interest margin of 5.45%, return on average assets of 1.93%, return on average tangible common stockholders’ equity of 17.94%, and an efficiency ratio of 54.04%.
Provision for credit losses declined to $13.0 million, while net charge-offs increased to $28.8 million, a 1.40% net charge-off rate. Nonperforming loans fell to $67.3 million, or 0.81% of total loans. Loans held for investment reached $8.30 billion and new loan production was $755.0 million. Customer deposits were $9.74 billion and cash and cash equivalents $745.7 million. Capital remained strong, with a Common equity Tier 1 ratio of 14.07%, a tangible common equity ratio of 10.90%, and tangible book value per share of $31.12.
OFG Bancorp Chief Retail Banking Officer Mari Evelyn Rodriguez reported compensation-related equity transactions involving company stock. On May 19, 2026, she exercised awards classified as derivative conversions and had a portion of the resulting shares withheld for taxes.
Rodriguez had 1,957 shares of Common Stock disposed of at $45.74 per share to cover tax obligations tied to Performance Units and Restricted Units. She also exercised awards for 3,500 Restricted Units, which convert to Common Stock on a one‑to‑one basis, and held 15,729 shares of Common Stock directly after these transactions, along with 4,827 Restricted Units remaining under the company’s incentive plan.
Velez-Dominguez Rafael A reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp director Rafael A. Velez-Dominguez was granted 1,500 Restricted Units. These units were awarded under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan pursuant to a grant dated February 26, 2026.
The Restricted Period is scheduled to lapse in full on the first anniversary of the award date. At the end of this Restricted Period, the grantee is expected to receive 1,500 shares of OFG Bancorp common stock underlying these Restricted Units.
OFG Bancorp reported higher profitability for the quarter ended March 31, 2026. Net income available to common shareholders rose to $53.9M from $45.6M a year earlier, and diluted EPS increased to $1.26 from $1.00–$1.01. Net interest income improved to $153.8M as loan interest rose, while the provision for credit losses decreased to $22.5M. Non-interest income grew to $32.2M, led by banking, wealth management and mortgage banking revenues. Total assets were $12.0B with loans at $8.0B and deposits at $9.8B, reflecting lower cash and deposits versus year-end. The allowance for credit losses increased slightly to $204.0M. Comprehensive income fell to $37.3M due to a $16.7M after-tax unrealized loss in the available-for-sale securities portfolio.
Vazquez Angel E. reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp director Angel E. Vazquez received a grant of 1,500 restricted units. These units were awarded under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan pursuant to a grant of restricted units dated February 26, 2026.
The grantee is expected to receive 1,500 underlying shares of common stock at the end of the Restricted Period. Subject to the provisions of the plan, the Restricted Period will lapse in its entirety on the first anniversary of the award date, making this a standard compensation-related equity award rather than an open-market transaction.
OFG Bancorp director Roberto Garcia Rodriguez received 1,500 Restricted Units as a compensation award. These units were granted at a price of $0.00 per unit under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan and are expected to convert into 1,500 shares of Common Stock after the Restricted Period ends. Following this award, he directly holds 1,550 Restricted Units. The Restricted Period is scheduled to lapse in full on the first anniversary of the award date, making this a routine, non-market equity compensation grant rather than an open-market purchase or sale.
Colon Jorge reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp director Jorge Colon received a grant of 1,500 Restricted Units as equity compensation. The award was made under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan pursuant to a grant dated February 26, 2026.
The Restricted Units are expected to settle into 1,500 shares of Common Stock at the end of the Restricted Period. Subject to the plan’s provisions, this Restricted Period will lapse in full on the first anniversary of the award date, and Colon’s reported holdings after this grant are 1,500 Restricted Units held directly.
FRANQUI ANNETTE reported acquisition or exercise transactions in this Form 4 filing.
OFG Bancorp director Annette Franqui received a grant of 1,500 Restricted Units, a form of stock-based compensation tied to the company’s common stock. The award was made under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan.
According to the grant terms, the Restricted Period is expected to lapse in full on the first anniversary of the award date, after which the grantee is expected to receive 1,500 underlying shares of common stock. Following this grant, her reported holdings of these Restricted Units total 1,500 units, with no open‑market purchase or sale involved.
OFG Bancorp: Vanguard Portfolio Management reports beneficial ownership of 3,146,973 shares, representing 7.4% of Common Stock.
The filing (Schedule 13G) discloses that Vanguard Portfolio Management has sole dispositive power over 3,146,973 shares and sole voting power for 37,909 shares. The disclosure lists affiliated Vanguard entities and is signed on 04/28/2026.