OFG Bancorp (OFG) retail banking chief granted 2,790 restricted units

Rhea-AI Filing Summary

Rodriguez Mari Evelyn reported acquisition or exercise transactions in this Form 4 filing.

OFG Bancorp reported that Chief Retail Banking Officer Mari Evelyn Rodriguez received a grant of 2,790 Restricted Units tied to common stock. The award was granted on February 26, 2026 under the company’s Amended and Restated 2007 Omnibus Performance Incentive Plan.

The Restricted Period will lapse in three annual installments of 33% on each of the first, second, and third anniversaries of the award date. Rodriguez is expected to receive the underlying shares of common stock at the end of the Restricted Period, bringing her direct holdings to 8,327 Restricted Units after this grant.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Rodriguez Mari Evelyn

Role Chief Retail Banking Officer

Type	Security	Shares	Price	Value
Grant/Award	Restricted Units	2,790	$0.00	--

Holdings After Transaction: Restricted Units — 8,327 shares (Direct)

Footnotes (1)

1. Awarded pursuant to the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan (the "Plan") per grant of Restricted Units of February 26, 2026. Not applicable. The Grantee is expected to receive the underlying shares of Common Stock at the end of the Restricted Period. Subject to the provisions of the Plan, the Restricted Period shall lapse in three annual installments as follows: 33% on the first anniversary, 33% on the second anniversary, and 33% on the third anniversary of the date of the Award. Not applicable.

Key Figures

Restricted Units granted: 2,790 units Total Restricted Units after grant: 8,327 units Vesting schedule: 33% / 33% / 33%

3 metrics

Restricted Units granted 2,790 units Grant of Restricted Units on February 26, 2026

Total Restricted Units after grant 8,327 units Direct holdings following the award

Vesting schedule 33% / 33% / 33% Annual vesting on first, second, and third anniversaries of award date

Key Terms

Restricted Units, OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan, Restricted Period

3 terms

Restricted Units financial

"per grant of Restricted Units of February 26, 2026"

OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan financial

"Awarded pursuant to the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan"

Restricted Period financial

"the Restricted Period shall lapse in three annual installments"

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Rodriguez Mari Evelyn

(Last) (First) (Middle)

P.O. BOX 195115

(Street)

SAN JUAN PUERTO RICO 00919-5115

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OFG BANCORP [ OFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	Chief Retail Banking Officer

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
03/30/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Units(1)	(2)	03/30/2026		A		2,790		(3)	(3)	Common Stock	2,790	(4)	8,327	D

Explanation of Responses:

1. Awarded pursuant to the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan (the "Plan") per grant of Restricted Units of February 26, 2026.

2. Not applicable. The Grantee is expected to receive the underlying shares of Common Stock at the end of the Restricted Period.

3. Subject to the provisions of the Plan, the Restricted Period shall lapse in three annual installments as follows: 33% on the first anniversary, 33% on the second anniversary, and 33% on the third anniversary of the date of the Award.

4. Not applicable.

Remarks:

	/s /Nilda M. Vazquez-Rodriguez, Attorney-in-Fact for Rodriguez Mari Evelyn	04/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What insider transaction did OFG Bancorp (OFG) report for Mari Evelyn Rodriguez?

OFG Bancorp reported that Chief Retail Banking Officer Mari Evelyn Rodriguez received a grant of 2,790 Restricted Units. These units were awarded under the company’s Amended and Restated 2007 Omnibus Performance Incentive Plan on February 26, 2026, increasing her direct restricted holdings.

How many Restricted Units does Mari Evelyn Rodriguez hold after this OFG Bancorp grant?

After the reported grant, Mari Evelyn Rodriguez directly holds a total of 8,327 Restricted Units. This total includes the newly awarded 2,790 units, which are tied to underlying shares of OFG Bancorp common stock and subject to future vesting conditions over several years.

What are the vesting terms for the new OFG Bancorp Restricted Units granted to Rodriguez?

The 2,790 Restricted Units vest over a three-year period in equal annual installments. Specifically, 33% of the units vest on the first anniversary of the February 26, 2026 award date, another 33% on the second anniversary, and the remaining 33% on the third anniversary.

When will Mari Evelyn Rodriguez receive OFG Bancorp common shares from these Restricted Units?

According to the disclosure, Rodriguez is expected to receive the underlying OFG Bancorp common shares at the end of the Restricted Period. The Restricted Period is tied to the three-year vesting schedule, with installments vesting annually based on the original award date.

Is the OFG Bancorp transaction for Mari Evelyn Rodriguez a market purchase or sale?

The transaction is a grant of Restricted Units classified as an acquisition, not a market purchase or sale. It reflects a compensation-related award under OFG Bancorp’s Amended and Restated 2007 Omnibus Performance Incentive Plan, with no open-market trading reported in this filing.