OFG Bancorp (OFG) director awarded 1,500 Restricted Units as equity compensation

Rhea-AI Filing Summary

OFG Bancorp director Roberto Garcia Rodriguez received 1,500 Restricted Units as a compensation award. These units were granted at a price of $0.00 per unit under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan and are expected to convert into 1,500 shares of Common Stock after the Restricted Period ends. Following this award, he directly holds 1,550 Restricted Units. The Restricted Period is scheduled to lapse in full on the first anniversary of the award date, making this a routine, non-market equity compensation grant rather than an open-market purchase or sale.

Insider Trade Summary

1 transaction reported

Mixed 1 txn

Insider Garcia Rodriguez Roberto

Role null

Type	Security	Shares	Price	Value
Grant/Award	Restricted Units	1,500	$0.00	--

Holdings After Transaction: Restricted Units — 1,550 shares (Direct, null)

Footnotes (1)

1. Awarded pursuant to the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan (the "Plan") per grant of Restricted Units of February 26, 2026. Not applicable. The Grantee is expected to receive the underlying shares of Common Stock at the end of the Restricted Period. Subject to the provisions of the Plan, the Restricted Period shall lapse in its entirety on the first anniversary of the date of the Award. Not applicable.

Key Figures

Restricted Units granted: 1,500 units Grant price per unit: $0.00 per unit Restricted Units after grant: 1,550 units +1 more

4 metrics

Restricted Units granted 1,500 units Grant of Restricted Units to director on reported transaction date

Grant price per unit $0.00 per unit Equity compensation award, non-cash grant

Restricted Units after grant 1,550 units Total Restricted Units directly held following transaction

Underlying Common Stock 1,500 shares Shares of Common Stock expected upon Restricted Units settlement

Key Terms

Restricted Units, OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan, Restricted Period

3 terms

Restricted Units financial

"per grant of Restricted Units of February 26, 2026."

OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan financial

"Awarded pursuant to the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan (the "Plan")"

Restricted Period financial

"the Restricted Period shall lapse in its entirety on the first anniversary of the date of the Award."

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Garcia Rodriguez Roberto

(Last) (First) (Middle)

P.O. BOX 195115

(Street)

SAN JUAN PUERTO RICO 00919-5115

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OFG BANCORP [ OFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
	Officer (give title below)		Other (specify below)

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
04/29/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Restricted Units(1)	(2)	04/29/2026		A		1,500		(3)	(3)	Common Stock	1,500	(4)	1,550	D

Explanation of Responses:

1. Awarded pursuant to the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan (the "Plan") per grant of Restricted Units of February 26, 2026.

2. Not applicable. The Grantee is expected to receive the underlying shares of Common Stock at the end of the Restricted Period.

3. Subject to the provisions of the Plan, the Restricted Period shall lapse in its entirety on the first anniversary of the date of the Award.

4. Not applicable.

Remarks:

	/s/ Nilda M. Vazquez-Rodriguez, Attorney-in-Fact for Garcia Rodriguez Roberto	05/01/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)

FAQ

What did OFG (OFG) director Roberto Garcia Rodriguez report in this Form 4?

He reported receiving 1,500 Restricted Units of OFG Bancorp as an equity compensation award. These units were granted at $0.00 per unit under the company’s omnibus performance incentive plan and are expected to settle into Common Stock after the Restricted Period.

How many Restricted Units does the OFG (OFG) director hold after this grant?

After the grant, Roberto Garcia Rodriguez holds 1,550 Restricted Units directly. The filing shows 1,500 new Restricted Units awarded and a total of 1,550 Restricted Units following the transaction, reflecting his full restricted equity position reported in this document.

Is the OFG (OFG) Form 4 transaction a market purchase or sale of stock?

No, it is not a market transaction. The Form 4 shows a grant of 1,500 Restricted Units at $0.00 per unit as compensation, rather than an open-market buy or sell, so it does not involve trading in the public market.

When will the OFG (OFG) director receive the underlying Common Stock for these Restricted Units?

The director is expected to receive the underlying Common Stock at the end of the Restricted Period. According to the grant terms, the Restricted Period will lapse in its entirety on the first anniversary of the award date, assuming plan conditions are satisfied.

Under what plan were the 1,500 Restricted Units granted to the OFG (OFG) director?

The 1,500 Restricted Units were granted under the OFG Bancorp Amended and Restated 2007 Omnibus Performance Incentive Plan. This plan governs equity-based awards, including Restricted Units, and sets terms like vesting schedules and conditions for receiving underlying Common Stock.