OFG Bancorp (NYSE: OFG) CEO sells 52,352 shares in July 24 transaction

Rhea-AI Filing Summary

OFG Bancorp CEO and chairman Jose Rafael Fernandez reported selling 52,352 shares of common stock on July 24, 2026 in a sale reported as an open-market or private transaction at an average price of $52.4483 per share. After this transaction, he directly holds 152,656.688 shares of OFG Bancorp common stock. The trade was not reported under a Rule 10b5-1 trading plan.

Insider Trade Summary

Net Seller: 52,352 shares

Net Sell 1 txn

Insider FERNANDEZ JOSE RAFAEL

Role CEO; Chairman BOD

Sold 52,352 shs ($2.75M)

Type	Security	Shares	Price	Value
Sale	Common Stock	52,352	$52.4483	$2.75M

Holdings After Transaction: Common Stock — 152,656.688 shares (Direct)

Key Figures

Shares sold: 52,352 shares Sale price: $52.4483 per share Shares held after transaction: 152,656.688 shares +1 more

4 metrics

Shares sold 52,352 shares Common Stock sold by CEO on 2026-07-24

Sale price $52.4483 per share Average price for the 2026-07-24 Common Stock sale

Shares held after transaction 152,656.688 shares Direct ownership of OFG Bancorp Common Stock after the sale

Net shares sold 52,352 shares Net-buy/sell shares from transaction summary (net-sell)

Key Terms

Rule 10b5-1, open market or private transaction, non-derivative

3 terms

Rule 10b5-1 regulatory

"aff_10b5_one is the filing's document-level Rule 10b5-1 checkbox"

Rule 10b5-1 is a regulation that allows company insiders to buy or sell their shares at predetermined times, even if they have access to non-public information. It acts like setting a schedule in advance for transactions, helping prevent accusations of unfair trading. This rule provides a way for insiders to plan trades transparently, giving investors confidence that these transactions are not based on hidden information.

open market or private transaction financial

"transaction_code_description: Sale in open market or private transaction"

non-derivative financial

"transaction_type: non-derivative"

AI-generated analysis. How Rhea-AI works. Not financial advice.

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Form 4 Insider Transactions: What Each Field Means →

Available on EDGAR 07/28/2026 - 04:26 PM Accepted by SEC EDGAR 07/28/2026 - 04:26 PM Learn about SEC filing dates

FAQ

What insider transaction did OFG’s CEO report on this Form 4?

OFG’s CEO Jose Rafael Fernandez reported a sale of 52,352 shares of OFG Bancorp common stock on July 24, 2026 at an average price of $52.4483 per share, leaving him with 152,656.688 shares directly owned.

How many OFG shares does the CEO hold after the reported sale?

Following the reported transaction, OFG’s CEO directly holds 152,656.688 shares of OFG Bancorp common stock. This figure reflects his ownership position after selling 52,352 shares in the July 24, 2026 open-market or private transaction.

At what price did OFG’s CEO sell his OFG Bancorp shares?

The reported sale by OFG’s CEO was executed at an average price of $52.4483 per share. The transaction involved 52,352 shares of OFG Bancorp common stock and was coded as a sale in an open-market or private transaction on July 24, 2026.

Was the OFG CEO’s share sale made under a Rule 10b5-1 plan?

The filing indicates the OFG CEO’s transaction was not made under a Rule 10b5-1 trading plan. The document-level Rule 10b5-1 checkbox is marked false, meaning the July 24, 2026 sale was not reported as pre-arranged under such a plan.

What is the net share change reported by OFG’s CEO in this Form 4?

The Form 4 for OFG shows a net sale of 52,352 shares of common stock by CEO Jose Rafael Fernandez. Transaction summary data reports a net-buy/sell direction of “net-sell,” with sellShares of 52,352 and no offsetting buy or exercise transactions.

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

FERNANDEZ JOSE RAFAEL

(Last) (First) (Middle)

PO BOX 195115

(Street)

SAN JUAN PUERTO RICO PUERTO RICO 00919-5115

(City) (State) (Zip)

UNITED STATES

(Country)

2. Issuer Name and Ticker or Trading Symbol
OFG BANCORP [ OFG ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

X	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	CEO; Chairman BOD

2a. Foreign Trading Symbol

3. Date of Earliest Transaction (Month/Day/Year)
07/24/2026

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

4. If Amendment, Date of Original Filed (Month/Day/Year)

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	07/24/2026		S		52,352	D	$52.4483	152,656.688	D

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares

Explanation of Responses:

Remarks:

	/s/ Nilda M. Vazquez-Rodriguez, Attorney-in-Fact for FERNANDEZ JOSE RAFAEL	07/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.
* Form 4: SEC 1474 (03-26)