OFG (NYSE: OFG) files 8-K on Q3 2025 results; Exhibit 99

Rhea-AI Filing Summary

OFG Bancorp filed an 8-K stating it announced results for the quarter ended September 30, 2025. The company furnished a press release as Exhibit 99 to communicate the quarterly results.

The filing cites Item 2.02 (Results of Operations and Financial Condition) and was signed by Chief Financial Officer Maritza Arizmendi on October 22, 2025.

8-K Event Classification

2 items: 2.02, 9.01

2 items

Item 2.02 Results of Operations and Financial Condition Financial

Disclosure of earnings results, typically an earnings press release or preliminary financials.

Item 9.01 Financial Statements and Exhibits Exhibits

Financial statements, pro forma financial information, and exhibit attachments filed with this report.

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0001030469FALSE00010304692025-10-222025-10-22

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

Date of report (Date of earliest event reported): October 22, 2025

________________

OFG BANCORP

(Exact name of registrant as specified in its charter)

________________

Commonwealth of Puerto Rico

001-12647

66-0538893

(State or other Jurisdiction of Incorporation)

(Commission File Number)

(IRS Employer Identification No.)

Oriental Center, 15th Floor

254 Munoz Rivera Avenue

San Juan, Puerto Rico

00918

(Address of principal executive offices)

(Zip Code)

Registrant’s telephone number, including area code: (787) 771-6800

Not applicable

(Former name or former address, if changed since last report)

________________

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐			Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐			Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐			Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
☐			Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

Securities registered pursuant to Section 12(b) of the Act:

Title of each class

Trading Symbol(s)

Name of each exchange on which registered

Common shares, par value $1.00 per share

OFG

New York Stock Exchange

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company    ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Item 2.02. Results of Operations and Financial Condition.

On October 22, 2025, OFG Bancorp (the “Company”) announced the results for the quarter ended September 30, 2025. A copy of the Company’s press release is attached as an exhibit to this report.

Item 9.01. Financial Statements and Exhibits.

(d) Exhibits

Exhibit No.						Description of Document
99						Press release by the Company dated October 22, 2025

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the Company has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

OFG BANCORP

Date: October 22, 2025			By:			/s/ Maritza Arizmendi
						Maritza Arizmendi
						Chief Financial Officer

FAQ

What did OFG (OFG) file?

An 8-K reporting that it announced results for the quarter ended September 30, 2025.

How did OFG Bancorp share its quarterly results?

Through a press release furnished as Exhibit 99.

Which 8-K item applies to this disclosure?

Item 2.02 — Results of Operations and Financial Condition.

What period does the announcement cover?

The quarter ended September 30, 2025.

Who signed the 8-K for OFG Bancorp?

Maritza Arizmendi, Chief Financial Officer, signed on October 22, 2025.

Where are OFG Bancorp shares listed and under what symbol?

On the NYSE under the trading symbol OFG.