OLB Group Inc SEC Filings

The OLB Group, Inc. filed its Q3 2025 10‑Q, reporting total revenue of $2.31 million for the quarter, down from $3.08 million a year ago. The company posted a quarterly net loss of $1.18 million. For the nine months ended September 30, 2025, revenue was $6.90 million versus $10.10 million in 2024, with a year‑to‑date net loss of $4.39 million.

Fintech services drove most sales, while bitcoin mining contributed modestly. At September 30, 2025, cash was $3,540, total assets were $12.25 million, liabilities were $6.99 million, and stockholders’ equity was $5.26 million. Management disclosed substantial doubt about the company’s ability to continue as a going concern through November 30, 2026 without additional capital.

The company has an at‑the‑market program of up to $15.0 million (with a $3.9 million prospectus supplement filed) and plans to spin off its DMINT bitcoin mining unit within the next twelve months. Common shares outstanding were 8,768,132 as of November 14, 2025.

The OLB Group, Inc. filed a Form S-8 to register up to 2,600,000 shares of common stock, par value $0.0001 per share, for issuance under its Amended and Restated 2020 Share Incentive Plan. The plan covers awards to employees, directors, consultants, and affiliates, and the filing notes that shares may include control securities.

Ellenoff Grossman & Schole LLP will pass on the validity of the registered shares. The registration statement incorporates OLB’s latest Annual Reports on Form 10-K and 10-K/A, Quarterly Reports on Form 10-Q, and the description of common stock, providing investors and plan participants with the company’s most recent public disclosures.

The OLB Group, Inc. reported operations for the quarter and six months ended June 30, 2025 showing a decline in revenue and continued net losses. For the six months the company recorded total revenue of $4,588,727, down 34.6% from $7,017,336 a year earlier, driven by lower fintech/merchant revenues as Moola Cloud transitions vendors. The company reported a net loss of $(3,213,312) for the six months and $(2,124,314) for the quarter. Operating cash flow used was approximately $(1,176,000) for the six months. Bitcoin holdings totaled 0.0634 BTC with a fair value of $6,791 at June 30, 2025; realized bitcoin gains were $0 for the six months (vs $225,229 in prior year). The company completed several equity conversions and issuances, including conversion of Series A preferred into common (resulting in a $775,000 deemed dividend) and issuance of shares to satisfy debt and fees. Material legal disputes include litigation with FFS over an acquired merchant portfolio and related claims against a bank and individuals; management recognized a $2,000,000 contingent payment liability related to an acquisition agreement. Current liabilities include accounts payable and accrued expenses of approximately $3.84 million and other current liabilities of approximately $2.05 million.

OLB Group (OLB) Form 4: Chief Financial Officer Rachel Boulds received 35,000 shares of common stock on 06-02-2025.

• Transaction code J (award as compensation).
• Price recorded: $1.31 per share (as reported).
• Post-transaction holding: 35,083 shares, up from 83 shares previously.

No derivative securities were reported. The award is characterised as a performance bonus for executive service. No sales, options, or 10b5-1 plan were disclosed. The filing is a single-person report and indicates direct ownership.

Schedule 13D/A highlights for OLB (filed 8 Aug 2025): CEO & Chairman Ronny Yakov now beneficially owns 4,681,768 common shares, or 51.5% of the company, giving him majority voting control.

Key 2025 insider transactions

• 28 May 2025: Returned 1,021 Series A preferred shares (113,444 common equivalents) to OLB for cancellation, removing a potential dilutive class.
• 2 Jun 2025: Acquired 4,685,029 treasury shares at $1.31 (60-day VWAP) in exchange for outstanding liabilities, accrued interest and bonuses—no cash paid; transaction converted debt to equity and reduced corporate payables.
• 30 Jun 2025: Gifted 878,074 common shares, lowering direct holdings but retaining control.

After these moves OLB’s outstanding shares total 8,780,749. Yakov holds sole voting and dispositive power over all reported shares, including 303,754 shares issuable from warrants/options (Series A: 227,003 @ $90; Series B: 56,751 @ $45; options: 20,000). No other person shares voting rights. The filing states the acquisitions were for working-capital support and investment purposes, with no current plans for corporate actions under Items 4(a)-(j).