Welcome to our dedicated page for Onemain Hldgs SEC filings (Ticker: OMF), a comprehensive resource for investors and traders seeking official regulatory documents including 10-K annual reports, 10-Q quarterly earnings, 8-K material events, and insider trading forms.
The SEC filings for OneMain Holdings, Inc. (NYSE: OMF) provide detailed insight into its operations as a consumer finance company serving nonprime borrowers. Core filings such as annual reports on Form 10-K and quarterly reports on Form 10-Q describe the company’s Consumer and Insurance segment, its focus on personal loan origination, underwriting and servicing, and its main revenue source of net interest income. These reports also present information on interest income, interest expense, provisions for finance receivable losses, operating expenses, insurance policy benefits and claims, and other revenues.
Investors reviewing OMF filings will find extensive disclosure on credit performance, including delinquency ratios, net charge-offs, and changes in the allowance for finance receivable losses. Management discusses non-GAAP measures such as Consumer and Insurance adjusted pretax income, adjusted net income, adjusted earnings per diluted share, pretax capital generation, and capital generation, explaining how these measures are used to evaluate profitability and capital creation alongside GAAP metrics.
Current reports on Form 8-K are another important component of OneMain’s regulatory record. Recent 8-K filings describe material events such as quarterly earnings releases, dividend declarations, authorization of share repurchase programs, and multiple issuances of senior notes by OneMain Finance Corporation. These filings outline key terms of the notes, including maturity dates, interest rates, redemption provisions, guarantees by OneMain Holdings, Inc., and the relationship of the notes to other secured and unsecured obligations. Some 8-Ks also summarize underwriting agreements and the intended use of proceeds, such as repaying secured facilities, redeeming other notes, or funding general corporate purposes.
On this page, users can access OneMain’s 10-K and 10-Q reports, 8-K current reports, and other registered offerings, along with Form 4 and related insider transaction disclosures when available. AI-powered summaries help explain complex sections of these filings, highlight key changes from prior periods, and clarify topics such as segment performance, funding and liquidity, and capital generation metrics. Real-time updates from EDGAR ensure that new filings, including earnings-related 8-Ks and debt offering disclosures, appear promptly, while structured views of Forms 3, 4 and 5 make it easier to review insider activity and ownership changes.
By combining the full text of OneMain’s SEC filings with AI-generated explanations, this page is intended to make it simpler to understand how OMF reports its credit performance, capital structure, and strategic decisions over time.
OneMain Holdings and OneMain Finance Corporation file a combined annual report describing a nationwide nonprime consumer lending platform focused on personal loans, auto finance, and credit cards, plus related insurance products.
As of December 31, 2025, OneMain had $24.8 billion of finance receivables from about 3.6 million customer accounts, and $26.3 billion of managed receivables from roughly 3.8 million accounts. The company operates through more than 1,300 branches across 48 states, supported by a growing digital platform, central servicing centers, and an auto dealer network. OneMain’s only reportable segment is Consumer and Insurance, which includes loan origination and servicing, BrightWay credit cards, and credit-related insurance written through its AHL and Triton insurance subsidiaries. The filing emphasizes detailed credit risk management, extensive regulatory oversight, cybersecurity and privacy obligations, and a broad set of risk factors tied to economic conditions, funding, compliance, technology, and reputation. The company reports around 9,300 employees and highlights culture, human capital, and community impact programs, including large-scale financial education initiatives.
OneMain Holdings, Inc. filed a current report to share that it has released financial results for its fiscal quarter ended December 31, 2025, via a press release attached as Exhibit 99.1.
The company also declared a cash dividend of $1.05 per share, payable on February 23, 2026 to shareholders of record as of the close of business on February 17, 2026. Both the earnings results and dividend details are being furnished through accompanying press releases rather than formally filed into other securities law documents.
OneMain Holdings, Inc. President & CEO Douglas H. Shulman reported two equity transactions in company stock. On January 14, 2026, he acquired 111,727 shares of common stock at $0 per share, reflecting the settlement of previously granted performance-based restricted stock units after their performance goals were met. On the same date, 68,521 shares were disposed of at $66.37 per share in a transaction coded “F,” which typically represents shares withheld to cover taxes upon vesting. Following these transactions, he directly held 217,306 shares of OneMain common stock.
OneMain Holdings EVP & CFO Jeannette E. Osterhout reported equity compensation transactions in company common stock. On January 14, 2026, she acquired 26,356 shares of common stock at $0 per share, reflecting the settlement of performance-based restricted stock units granted in January 2023 and February 2023 after their performance criteria were met. On the same date, 14,702 shares were disposed of at $66.37 per share in a transaction coded "F," typically used for shares withheld to cover tax obligations. After these transactions, she directly owned 76,134 shares of OneMain Holdings common stock.
OneMain Holdings executive Micah R. Conrad, EVP & COO, reported stock-related transactions involving company common shares. On January 14, 2026, he acquired 31,454 shares of common stock at $0 per share, reflecting the settlement of performance-based restricted stock units granted in 2023 after their performance criteria were met.
On the same date, 16,184 shares were disposed of at $66.37 per share in a transaction coded "F," which typically indicates shares withheld to cover taxes on equity awards. After these transactions, Conrad directly owned 103,491 shares of OneMain Holdings common stock.
OneMain Holdings, Inc. insider trading report discloses that a senior executive and director sold shares of common stock of OneMain Holdings, Inc. (par value $0.01 per share) on 01/02/2026. The transactions were open-market sales under transaction code "S".
The reporting person sold 15,000 shares at a weighted average price of $68.4354, then 22,500 shares at a weighted average price of $68.4362, and 20,000 shares at a weighted average price of $68.3722. After these transactions, the filer directly beneficially owned 174,100 shares.
The filing notes that all sales were effected pursuant to a Rule 10b5-1 trading plan established on July 29, 2025, and that each reported price is a weighted average for multiple trades within stated price ranges. The filer has undertaken to provide full trade-by-trade details to the company, its security holders, or the SEC staff upon request.
Douglas Shulman filed a notice to sell 57,500 shares of common stock of the issuer through Fidelity Brokerage Services, with an aggregate market value of $3,933,789.28. The shares are part of a class with 117,731,910 shares outstanding and are listed on the NYSE, with the sale expected around 01/02/2026.
The securities to be sold were acquired over time as restricted stock vesting from the issuer between 2019 and 2024, all described as compensation. In the past three months, Shulman previously sold 35,000 common shares on 11/03/2025 for gross proceeds of $2,083,800.00. By signing the notice, the seller represents that he does not know of any undisclosed material adverse information about the issuer’s operations.
OneMain Finance Corporation, a subsidiary of OneMain Holdings, issued
The notes bear interest at
OneMain Holdings, Inc., through its subsidiary OneMain Finance Corporation, entered into an underwriting agreement to issue and sell $1.0 billion aggregate principal amount of 6.750% Senior Notes due 2033 in an underwritten public offering. OneMain Holdings will guarantee these notes. The transaction is being conducted under an effective registration statement and related prospectus supplement filed with the SEC and is expected to close on December 18, 2025, subject to customary closing conditions.
OMFC plans to use the net proceeds primarily to repay outstanding secured facilities, with any remaining amount designated for general corporate purposes. The underwriting agreement includes standard representations, warranties, covenants, and indemnification provisions among OMFC, OneMain Holdings, and the underwriters, led by Citigroup Global Markets Inc. and Truist Securities Inc.
OneMain Holdings, Inc. insider reports small stock sale under pre-set plan. A company officer, serving as principal accounting officer, senior vice president and group controller, sold 652 shares of OneMain Holdings common stock on 11/26/2025 at a price of $62 per share. After this transaction, the officer beneficially owned 15,179 shares in direct form. The sale was executed under a Rule 10b5-1 trading plan that the reporting person established on August 8, 2025.
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